SOC 49-9021

HVAC/R Technician Salary in Jackson, TN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 97.1 (-2.9% vs US)
Net Compensation Yield 79.1% Realized
$42,830 / net annual direct deposit
Gross Adjusted $54,150 $26.03/hr
Effective Tax Drag 14.9% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,071 $310.41/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $26.03 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,249/yr)
0% Tax Shield: ~$390/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,928
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,357
Medicare Hospital Insurance
Statutory 1.45%
-$785
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$42,830 ($1,647.32 / check)
Category 2 of 6

Jackson, TN HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $54,150
MIDDLE 50% (IQR RANGE) 10th $39.5k 25th $46.5k Median: $54,150 50th (Median) $54.1k 75th $67.8k 90th $77.4k You: $54,150
10th (Entry) $39,540 $19.01/hr
25th (Junior) $46,460 $22.34/hr
50th (Median) $54,150 $26.03/hr
75th (Senior) $67,790 $32.59/hr
90th (Lead/Master) $77,370 $37.20/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Jackson, TN
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$33,905$16.30/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$52,366$25.18/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$69,673$33.50/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$95,856$46.08/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Jackson, TN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
29% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,051/month Requires minimum annual gross of $42,040
HUD Fair Market Rent (2-Bedroom) $1,375/month Requires minimum annual gross of $55,000
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.48/hr
Per adult, 2 working adults + 1 child: $19.59/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Jackson, TN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$54,150-$8,071$42,830$1,647.32
+5h Overtime/Wk45 hrs$64,303-$9,993$50,452$1,940.48
+10h Overtime/Wk50 hrs$74,456-$12,263$57,725$2,220.21
+15h Overtime/Wk55 hrs$84,609-$15,140$64,393$2,476.65
+20h Overtime/Wk60 hrs$94,763-$18,016$71,061$2,733.10
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Jackson, TN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$54,150/yr
$26.03/hr · SOC 49-9021
Statutory Tax Drag
14.9% Effective
-$8,071 in Total Taxes
HUD 1BR Shelter Ratio
29% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,518/mo
Post-$1,051/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Jackson, TN: Market Snapshot

HVAC/R Technician roles in Jackson, TN report a median annual wage of $54,150, 11.2% below the national median of $61,010. The 10th to 90th percentile band runs from $39,540 to $77,370, and HUD’s $1,051 monthly one-bedroom fair market rent equals 23.3% of that median gross pay. The single-adult living wage benchmark for the area is $21.48 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+73.3%
Anchorage, AK$85,620+58.1%
Napa, CA$84,570+56.2%
San Jose-Sunnyvale-Santa Clara, CA$82,050+51.5%
Seattle-Tacoma-Bellevue, WA$80,100+47.9%
Santa Rosa-Petaluma, CA$79,510+46.8%
Peoria, IL$78,710+45.4%
Santa Maria-Santa Barbara, CA$78,640+45.2%
Boston-Cambridge-Newton, MA-NH$78,530+45.0%
San Francisco-Oakland-Fremont, CA$78,490+44.9%

Top-paying occupations benchmarked in Jackson, TN

OccupationMedian annual wageMedian hourly
Chief Executives$201,090$96.68/hr
Architectural and Engineering Managers$139,040$66.85/hr
Sales Managers$134,810$64.81/hr
Financial Manager$131,090$63.02/hr
Computer and Information Systems Managers$130,280$62.63/hr
Industrial Production Managers$123,840$59.54/hr
Marketing Managers$121,910$58.61/hr
Human Resources Managers$115,320$55.44/hr
Administrative Services Managers$108,900$52.36/hr
Nurse Practitioner$108,260$52.05/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Jackson, TN (2026) Overview

HVAC/R Technician median pay in Jackson, TN is $54,150 a year ($26.03/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Jackson, TN?

The median annual wage is $54,150 ($26.03 per hour). The middle 80% of earners make between $39,540 and $77,370. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Jackson, TN after taxes?

On the median wage of $54,150, a single filer with no pre-tax deductions takes home about $45,690 a year ($3,807 a month) after $8,460 in federal, FICA, state and local taxes, an effective rate of 15.62%, using 2026 tax rules.