SOC 49-9021

HVAC/R Technician Salary in Jefferson City, MO (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MO
COL Index: 95.45 (-4.5% vs US)
Net Compensation Yield 76.1% Realized
$44,254 / net annual direct deposit
Gross Adjusted $58,180 $27.97/hr
Effective Tax Drag 17.94% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$10,436 $401.37/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $27.97 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,491/yr)
0% Tax Shield: ~$419/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,383
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,607
Medicare Hospital Insurance
Statutory 1.45%
-$844
Missouri Individual Income Tax
State Marginal Bracket
-$1,602
Net Take-Home Annual Realized
$44,254 ($1,702.06 / check)
Category 2 of 6

Jefferson City, MO HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $58,180
MIDDLE 50% (IQR RANGE) 10th $38.4k 25th $45.0k Median: $58,180 50th (Median) $58.2k 75th $78.5k 90th $107k You: $58,180
10th (Entry) $38,420 $18.47/hr
25th (Junior) $45,030 $21.65/hr
50th (Median) $58,180 $27.97/hr
75th (Senior) $78,490 $37.74/hr
90th (Lead/Master) $107,240 $51.56/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Jefferson City, MO
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$36,428$17.51/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$56,263$27.05/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$74,859$35.99/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$102,990$49.51/hr · 9+ Years
Scaled to the Jefferson City, MO medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Jefferson City, MO under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $735/month Requires minimum annual gross of $29,400
HUD Fair Market Rent (2-Bedroom) $962/month Requires minimum annual gross of $38,480
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.11/hr
Per adult, 2 working adults + 1 child: $18.31/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Jefferson City, MO.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$58,180-$10,436$44,254$1,702.06
+5h Overtime/Wk45 hrs$69,089-$12,974$51,969$1,998.83
+10h Overtime/Wk50 hrs$79,998-$16,376$58,822$2,262.38
+15h Overtime/Wk55 hrs$90,906-$19,932$65,520$2,519.98
+20h Overtime/Wk60 hrs$101,815-$23,489$72,217$2,777.59
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Jefferson City, MO: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Missouri tax codes.

Market Baseline
$58,180/yr
$27.97/hr · SOC 49-9021
Statutory Tax Drag
17.94% Effective
-$10,436 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,953/mo
Post-$735/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Jefferson City, MO: Market Snapshot

HVAC/R Technician roles in Jefferson City, MO report a median annual wage of $58,180, 4.6% below the national median of $61,010. The 10th to 90th percentile band runs from $38,420 to $107,240, and HUD’s $735 monthly one-bedroom fair market rent equals 15.2% of that median gross pay. The single-adult living wage benchmark for the area is $21.11 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+61.3%
Anchorage, AK$85,620+47.2%
Napa, CA$84,570+45.4%
San Jose-Sunnyvale-Santa Clara, CA$82,050+41.0%
Seattle-Tacoma-Bellevue, WA$80,100+37.7%
Santa Rosa-Petaluma, CA$79,510+36.7%
Peoria, IL$78,710+35.3%
Santa Maria-Santa Barbara, CA$78,640+35.2%
Boston-Cambridge-Newton, MA-NH$78,530+35.0%
San Francisco-Oakland-Fremont, CA$78,490+34.9%

Top-paying occupations benchmarked in Jefferson City, MO

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$160,470$77.15/hr
Physician Assistant$135,340$65.07/hr
Nurse Practitioner$128,710$61.88/hr
Computer and Information Systems Managers$127,330$61.22/hr
Industrial Production Managers$126,890$61.00/hr
Financial Manager$123,340$59.30/hr
Sales Managers$121,840$58.58/hr
Marketing Managers$118,540$56.99/hr
Chief Executives$113,090$54.37/hr
Construction Managers$108,260$52.05/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Jefferson City, MO (2026) Overview

HVAC/R Technician median pay in Jefferson City, MO is $58,180 a year ($27.97/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a HVAC/R Technician in Jefferson City, MO?

The median annual wage is $58,180 ($27.97 per hour). The middle 80% of earners make between $38,420 and $107,240. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Jefferson City, MO after taxes?

On the median wage of $58,180, a single filer with no pre-tax deductions takes home about $47,164 a year ($3,930 a month) after $11,016 in federal, FICA, state and local taxes, an effective rate of 18.93%, using 2026 tax rules.