SOC 49-9021

HVAC/R Technician Salary in Mankato, MN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MN
COL Index: 107.15 (+7.2% vs US)
Net Compensation Yield 72.8% Realized
$55,802 / net annual direct deposit
Gross Adjusted $76,670 $36.86/hr
Effective Tax Drag 21.22% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$16,268 $625.69/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $36.86 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,600/yr)
0% Tax Shield: ~$1,012/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,025
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,754
Medicare Hospital Insurance
Statutory 1.45%
-$1,112
Minnesota Individual Income Tax
State Marginal Bracket
-$3,377
Net Take-Home Annual Realized
$55,802 ($2,146.22 / check)
Category 2 of 6

Mankato, MN HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $76,670
MIDDLE 50% (IQR RANGE) 10th $47.9k 25th $60.6k Median: $76,670 50th (Median) $76.7k 75th $81.7k 90th $100k You: $76,670
10th (Entry) $47,900 $23.03/hr
25th (Junior) $60,600 $29.13/hr
50th (Median) $76,670 $36.86/hr
75th (Senior) $81,730 $39.29/hr
90th (Lead/Master) $100,270 $48.21/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Mankato, MN
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$48,005$23.08/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$74,144$35.65/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$98,649$47.43/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$135,721$65.25/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Mankato, MN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
22% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,023/month Requires minimum annual gross of $40,920
HUD Fair Market Rent (2-Bedroom) $1,230/month Requires minimum annual gross of $49,200
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.70/hr
Per adult, 2 working adults + 1 child: $21.80/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Mankato, MN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$76,670-$16,268$55,802$2,146.22
+5h Overtime/Wk45 hrs$91,046-$21,259$64,323$2,473.98
+10h Overtime/Wk50 hrs$105,421-$26,251$72,845$2,801.73
+15h Overtime/Wk55 hrs$119,797-$31,242$81,367$3,129.48
+20h Overtime/Wk60 hrs$134,173-$36,335$89,787$3,453.35
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Mankato, MN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Minnesota tax codes.

Market Baseline
$76,670/yr
$36.86/hr · SOC 49-9021
Statutory Tax Drag
21.22% Effective
-$16,268 in Total Taxes
HUD 1BR Shelter Ratio
22% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,627/mo
Post-$1,023/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Mankato, MN: Market Snapshot

HVAC/R Technician roles in Mankato, MN report a median annual wage of $76,670, 25.7% above the national median of $61,010. The 10th to 90th percentile band runs from $47,900 to $100,270, and HUD’s $1,023 monthly one-bedroom fair market rent equals 16.0% of that median gross pay. The single-adult living wage benchmark for the area is $23.70 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+22.4%
Anchorage, AK$85,620+11.7%
Napa, CA$84,570+10.3%
San Jose-Sunnyvale-Santa Clara, CA$82,050+7.0%
Seattle-Tacoma-Bellevue, WA$80,100+4.5%
Santa Rosa-Petaluma, CA$79,510+3.7%
Peoria, IL$78,710+2.7%
Santa Maria-Santa Barbara, CA$78,640+2.6%
Boston-Cambridge-Newton, MA-NH$78,530+2.4%
San Francisco-Oakland-Fremont, CA$78,490+2.4%

Top-paying occupations benchmarked in Mankato, MN

OccupationMedian annual wageMedian hourly
Chief Executives$171,460$82.43/hr
Architectural and Engineering Managers$158,750$76.32/hr
Marketing Managers$155,360$74.69/hr
Human Resources Managers$147,830$71.07/hr
Computer and Information Systems Managers$142,390$68.46/hr
Physician Assistant$142,020$68.28/hr
Nurse Practitioner$138,580$66.62/hr
Financial Manager$134,710$64.76/hr
Sales Managers$131,330$63.14/hr
Education Administrators, Kindergarten through Secondary$127,590$61.34/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Mankato, MN (2026) Overview

HVAC/R Technician median pay in Mankato, MN is $76,670 a year ($36.86/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Mankato, MN?

The median annual wage is $76,670 ($36.86 per hour). The middle 80% of earners make between $47,900 and $100,270. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Mankato, MN after taxes?

On the median wage of $76,670, a single filer with no pre-tax deductions takes home about $59,077 a year ($4,923 a month) after $17,593 in federal, FICA, state and local taxes, an effective rate of 22.95%, using 2026 tax rules.