SOC 49-9021

HVAC/R Technician Salary in Minneapolis-St. Paul-Bloomington, MN-WI

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MN
COL Index: 115.75 (+15.8% vs US)
Net Compensation Yield 72.6% Realized
$56,288 / net annual direct deposit
Gross Adjusted $77,490 $37.25/hr
Effective Tax Drag 21.36% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$16,553 $636.64/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $37.25 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,649/yr)
0% Tax Shield: ~$1,023/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,195
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,804
Medicare Hospital Insurance
Statutory 1.45%
-$1,124
Minnesota Individual Income Tax
State Marginal Bracket
-$3,430
Net Take-Home Annual Realized
$56,288 ($2,164.92 / check)
Category 2 of 6

Minneapolis-St. Paul-Bloomington, MN-WI HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $77,490
MIDDLE 50% (IQR RANGE) 10th $48.7k 25th $60.4k Median: $77,490 50th (Median) $77.5k 75th $92.7k 90th $101k You: $77,490
10th (Entry) $48,660 $23.39/hr
25th (Junior) $60,350 $29.01/hr
50th (Median) $77,490 $37.25/hr
75th (Senior) $92,670 $44.55/hr
90th (Lead/Master) $100,660 $48.39/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Minneapolis-St. Paul-Bloomington, MN-WI
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$48,519$23.33/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$74,937$36.03/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$99,704$47.93/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$137,173$65.95/hr · 9+ Years
Scaled to the Minneapolis-St. Paul-Bloomington, MN-WI medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Minneapolis-St. Paul-Bloomington, MN-WI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,427/month Requires minimum annual gross of $57,080
HUD Fair Market Rent (2-Bedroom) $1,734/month Requires minimum annual gross of $69,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.60/hr
Per adult, 2 working adults + 1 child: $25.27/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Minneapolis-St. Paul-Bloomington, MN-WI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$77,490-$16,553$56,288$2,164.92
+5h Overtime/Wk45 hrs$92,019-$21,598$64,901$2,496.18
+10h Overtime/Wk50 hrs$106,549-$26,642$73,513$2,827.44
+15h Overtime/Wk55 hrs$121,078-$31,687$82,126$3,158.70
+20h Overtime/Wk60 hrs$135,608-$36,874$90,597$3,484.48
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Minneapolis-St. Paul-Bloomington, MN-WI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Minnesota tax codes.

Market Baseline
$77,490/yr
$37.25/hr · SOC 49-9021
Statutory Tax Drag
21.36% Effective
-$16,553 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,264/mo
Post-$1,427/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Minneapolis-St. Paul-Bloomington, MN-WI: Market Snapshot

HVAC/R Technician roles in Minneapolis-St. Paul-Bloomington, MN-WI report a median annual wage of $77,490, 27.0% above the national median of $61,010. The 10th to 90th percentile band runs from $48,660 to $100,660, and HUD’s $1,427 monthly one-bedroom fair market rent equals 22.1% of that median gross pay. The single-adult living wage benchmark for the area is $25.60 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+21.1%
Anchorage, AK$85,620+10.5%
Napa, CA$84,570+9.1%
San Jose-Sunnyvale-Santa Clara, CA$82,050+5.9%
Seattle-Tacoma-Bellevue, WA$80,100+3.4%
Santa Rosa-Petaluma, CA$79,510+2.6%
Peoria, IL$78,710+1.6%
Santa Maria-Santa Barbara, CA$78,640+1.5%
Boston-Cambridge-Newton, MA-NH$78,530+1.3%
San Francisco-Oakland-Fremont, CA$78,490+1.3%

Top-paying occupations benchmarked in Minneapolis-St. Paul-Bloomington, MN-WI

OccupationMedian annual wageMedian hourly
Chief Executives$209,980$100.95/hr
Computer and Information Systems Managers$178,080$85.62/hr
Architectural and Engineering Managers$174,510$83.90/hr
Marketing Managers$173,040$83.19/hr
Financial Manager$165,620$79.62/hr
Compensation and Benefits Managers$163,390$78.55/hr
Human Resources Managers$159,390$76.63/hr
Sales Managers$158,100$76.01/hr
Purchasing Managers$149,990$72.11/hr
Physician Assistant$145,030$69.73/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Minneapolis-St. Paul-Bloomington, MN-WI Overview

HVAC/R Technician median pay in Minneapolis-St. Paul-Bloomington, MN-WI is $77,490 a year ($37.25/hr). See take-home pay after 2026 taxes, BLS wage. Official 2026 economic data for HVAC/R Technician in Minneapolis-St. Paul-Bloomington, MN-WI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Minneapolis-St. Paul-Bloomington, MN-WI?

The median annual wage is $77,490 ($37.25 per hour). The middle 80% of earners make between $48,660 and $100,660. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Minneapolis-St. Paul-Bloomington, MN-WI after taxes?

On the median wage of $77,490, a single filer with no pre-tax deductions takes home about $59,598 a year ($4,967 a month) after $17,892 in federal, FICA, state and local taxes, an effective rate of 23.09%, using 2026 tax rules.