SOC 49-9021

HVAC/R Technician Salary in Utica-Rome, NY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NY
COL Index: 108.85 (+8.8% vs US)
Net Compensation Yield 74.5% Realized
$46,089 / net annual direct deposit
Gross Adjusted $61,880 $29.75/hr
Effective Tax Drag 19.52% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$12,078 $464.54/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $29.75 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,713/yr)
0% Tax Shield: ~$446/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,800
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,837
Medicare Hospital Insurance
Statutory 1.45%
-$897
New York Individual Income Tax
State Marginal Bracket
-$2,544
Net Take-Home Annual Realized
$46,089 ($1,772.66 / check)
Category 2 of 6

Utica-Rome, NY HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $61,880
MIDDLE 50% (IQR RANGE) 10th $43.2k 25th $50.1k Median: $61,880 50th (Median) $61.9k 75th $76.2k 90th $90.0k You: $61,880
10th (Entry) $43,220 $20.78/hr
25th (Junior) $50,090 $24.08/hr
50th (Median) $61,880 $29.75/hr
75th (Senior) $76,150 $36.61/hr
90th (Lead/Master) $89,990 $43.26/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Utica-Rome, NY
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$38,745$18.63/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$59,841$28.77/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$79,619$38.28/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$109,540$52.66/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Utica-Rome, NY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $946/month Requires minimum annual gross of $37,840
HUD Fair Market Rent (2-Bedroom) $1,210/month Requires minimum annual gross of $48,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.07/hr
Per adult, 2 working adults + 1 child: $23.24/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Utica-Rome, NY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$61,880-$12,078$46,089$1,772.66
+5h Overtime/Wk45 hrs$73,483-$15,121$53,953$2,075.11
+10h Overtime/Wk50 hrs$85,085-$18,997$60,983$2,345.52
+15h Overtime/Wk55 hrs$96,688-$22,884$68,003$2,615.49
+20h Overtime/Wk60 hrs$108,290-$26,814$74,979$2,883.79
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Utica-Rome, NY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New York tax codes.

Market Baseline
$61,880/yr
$29.75/hr · SOC 49-9021
Statutory Tax Drag
19.52% Effective
-$12,078 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,895/mo
Post-$946/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Utica-Rome, NY: Market Snapshot

HVAC/R Technician roles in Utica-Rome, NY report a median annual wage of $61,880, 1.4% above the national median of $61,010. The 10th to 90th percentile band runs from $43,220 to $89,990, and HUD’s $946 monthly one-bedroom fair market rent equals 18.3% of that median gross pay. The single-adult living wage benchmark for the area is $24.07 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+51.6%
Anchorage, AK$85,620+38.4%
Napa, CA$84,570+36.7%
San Jose-Sunnyvale-Santa Clara, CA$82,050+32.6%
Seattle-Tacoma-Bellevue, WA$80,100+29.4%
Santa Rosa-Petaluma, CA$79,510+28.5%
Peoria, IL$78,710+27.2%
Santa Maria-Santa Barbara, CA$78,640+27.1%
Boston-Cambridge-Newton, MA-NH$78,530+26.9%
San Francisco-Oakland-Fremont, CA$78,490+26.8%

Top-paying occupations benchmarked in Utica-Rome, NY

OccupationMedian annual wageMedian hourly
Chief Executives$197,880$95.13/hr
Architectural and Engineering Managers$160,680$77.25/hr
Computer and Information Systems Managers$160,000$76.92/hr
Sales Managers$159,610$76.74/hr
Financial Manager$144,760$69.60/hr
Marketing Managers$143,660$69.07/hr
Physician Assistant$140,300$67.45/hr
Nurse Practitioner$135,790$65.28/hr
Natural Sciences Managers$135,600$65.19/hr
Human Resources Managers$134,300$64.57/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Utica-Rome, NY (2026) Overview

HVAC/R Technician median pay in Utica-Rome, NY is $61,880 a year ($29.75/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Utica-Rome, NY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Utica-Rome, NY?

The median annual wage is $61,880 ($29.75 per hour). The middle 80% of earners make between $43,220 and $89,990. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Utica-Rome, NY after taxes?

On the median wage of $61,880, a single filer with no pre-tax deductions takes home about $49,156 a year ($4,096 a month) after $12,724 in federal, FICA, state and local taxes, an effective rate of 20.56%, using 2026 tax rules.