SOC 29-1171

Nurse Practitioner Salary in Albany-Schenectady-Troy, NY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NY
COL Index: 116.75 (+16.8% vs US)
Net Compensation Yield 67.2% Realized
$90,482 / net annual direct deposit
Gross Adjusted $134,590 $64.71/hr
Effective Tax Drag 26.77% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$36,032 $1,385.85/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $64.71 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$8,075/yr)
0% Tax Shield: ~$1,938/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$19,098
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,345
Medicare Hospital Insurance
Statutory 1.45%
-$1,952
New York Individual Income Tax
State Marginal Bracket
-$6,639
Net Take-Home Annual Realized
$90,482 ($3,480.09 / check)
Category 2 of 6

Albany-Schenectady-Troy, NY Nurse Practitioner Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $134,590
MIDDLE 50% (IQR RANGE) 10th $109k 25th $123k Median: $134,590 50th (Median) $135k 75th $145k 90th $164k You: $134,590
10th (Entry) $108,680 $52.25/hr
25th (Junior) $123,380 $59.32/hr
50th (Median) $134,590 $64.71/hr
75th (Senior) $144,910 $69.67/hr
90th (Lead/Master) $163,900 $78.80/hr
Career Progression & Licensing Milestones for Nurse Practitioner in Albany-Schenectady-Troy, NY
1
Novice Nurse Practitioner (Outpatient)Master of Science in Nursing (MSN) or DNP, Board Certification (AANP/ANCC), State APRN license
$109,869$52.82/hr · 0-2 Years
2
Clinical Specialty Nurse PractitionerSpecialty board credentials (FNP, AGACNP, PMHNP), independent prescriptive authority
$128,445$61.75/hr · 2-5 Years
3
Lead / Senior Nurse PractitionerDepartmental leadership, advanced clinical protocols, multidisciplinary clinical management
$147,510$70.92/hr · 5-8 Years
4
Director of Advanced Practice NursingExecutive clinical leadership, health system APRN governance, doctorate in nursing practice
$170,908$82.17/hr · 8+ Years
Scaled to the Albany-Schenectady-Troy, NY medianView National Nurse Practitioner Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Albany-Schenectady-Troy, NY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
19% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,425/month Requires minimum annual gross of $57,000
HUD Fair Market Rent (2-Bedroom) $1,711/month Requires minimum annual gross of $68,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.82/hr
Per adult, 2 working adults + 1 child: $25.92/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Albany-Schenectady-Troy, NY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$134,590-$36,032$90,482$3,480.09
+5h Overtime/Wk45 hrs$159,826-$45,325$104,911$4,035.04
+10h Overtime/Wk50 hrs$185,061-$54,398$119,560$4,598.46
+15h Overtime/Wk55 hrs$210,297-$61,949$135,730$5,220.39
+20h Overtime/Wk60 hrs$235,533-$69,917$151,484$5,826.30
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Nurse Practitioner in Albany-Schenectady-Troy, NY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New York tax codes.

Market Baseline
$134,590/yr
$64.71/hr · SOC 29-1171
Statutory Tax Drag
26.77% Effective
-$36,032 in Total Taxes
HUD 1BR Shelter Ratio
19% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,115/mo
Post-$1,425/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1171
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Nurse Practitioner in Albany-Schenectady-Troy, NY: Market Snapshot

Nurse Practitioner roles in Albany-Schenectady-Troy, NY report a median annual wage of $134,590, 1.7% above the national median of $132,300. The 10th to 90th percentile band runs from $108,680 to $163,900, and HUD’s $1,425 monthly one-bedroom fair market rent equals 12.7% of that median gross pay. The single-adult living wage benchmark for the area is $25.82 per hour.

Highest-paying metropolitan areas for Nurse Practitioner

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$231,560+72.0%
San Francisco-Oakland-Fremont, CA$219,080+62.8%
Vallejo, CA$182,370+35.5%
Napa, CA$176,270+31.0%
Modesto, CA$173,380+28.8%
Sacramento-Roseville-Folsom, CA$172,010+27.8%
Riverside-San Bernardino-Ontario, CA$169,920+26.3%
Hanford-Corcoran, CA$168,540+25.2%
Santa Cruz-Watsonville, CA$167,190+24.2%
Chico, CA$167,080+24.1%

Top-paying occupations benchmarked in Albany-Schenectady-Troy, NY

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$181,000$87.02/hr
Chief Executives$180,240$86.65/hr
Sales Managers$163,510$78.61/hr
Computer and Information Systems Managers$158,250$76.08/hr
Marketing Managers$153,580$73.84/hr
Financial Manager$150,590$72.40/hr
Industrial Production Managers$141,300$67.93/hr
Compensation and Benefits Managers$140,870$67.73/hr
Natural Sciences Managers$139,830$67.23/hr
Physician Assistant$137,850$66.27/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 383 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Nurse Practitioner Salary in Albany-Schenectady-Troy, NY (2026) Overview

Nurse Practitioner median pay in Albany-Schenectady-Troy, NY is $134,590 a year ($64.71/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Nurse Practitioner in Albany-Schenectady-Troy, NY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Nurse Practitioner in Albany-Schenectady-Troy, NY?

The median annual wage is $134,590 ($64.71 per hour). The middle 80% of earners make between $108,680 and $163,900. Source: BLS OEWS (May 2025).

What is the take-home pay for a Nurse Practitioner in Albany-Schenectady-Troy, NY after taxes?

On the median wage of $134,590, a single filer with no pre-tax deductions takes home about $96,052 a year ($8,004 a month) after $38,538 in federal, FICA, state and local taxes, an effective rate of 28.63%, using 2026 tax rules.