SOC 29-1141

Registered Nurse (RN) Salary in Albany-Schenectady-Troy, NY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NY
COL Index: 116.75 (+16.8% vs US)
Net Compensation Yield 70.0% Realized
$69,976 / net annual direct deposit
Gross Adjusted $99,970 $48.06/hr
Effective Tax Drag 24% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$23,996 $922.91/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.06 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,998/yr)
0% Tax Shield: ~$1,320/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,844
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,198
Medicare Hospital Insurance
Statutory 1.45%
-$1,450
New York Individual Income Tax
State Marginal Bracket
-$4,504
Net Take-Home Annual Realized
$69,976 ($2,691.39 / check)
Category 2 of 6

Albany-Schenectady-Troy, NY Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $99,970
MIDDLE 50% (IQR RANGE) 10th $77.2k 25th $82.8k Median: $99,970 50th (Median) $100.0k 75th $104k 90th $131k You: $99,970
10th (Entry) $77,150 $37.09/hr
25th (Junior) $82,750 $39.78/hr
50th (Median) $99,970 $48.06/hr
75th (Senior) $103,620 $49.82/hr
90th (Lead/Master) $130,970 $62.97/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Albany-Schenectady-Troy, NY
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$71,224$34.24/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$91,208$43.85/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$107,605$51.73/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$131,688$63.31/hr · 7+ Years
Scaled to the Albany-Schenectady-Troy, NY medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Albany-Schenectady-Troy, NY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
24% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,425/month Requires minimum annual gross of $57,000
HUD Fair Market Rent (2-Bedroom) $1,711/month Requires minimum annual gross of $68,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.82/hr
Per adult, 2 working adults + 1 child: $25.92/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Albany-Schenectady-Troy, NY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$99,970-$23,996$69,976$2,691.39
+5h Overtime/Wk45 hrs$118,714-$30,390$81,201$3,123.13
+10h Overtime/Wk50 hrs$137,459-$37,089$92,123$3,543.18
+15h Overtime/Wk55 hrs$156,203-$43,991$102,840$3,955.38
+20h Overtime/Wk60 hrs$174,948-$50,816$113,634$4,370.55
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Albany-Schenectady-Troy, NY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New York tax codes.

Market Baseline
$99,970/yr
$48.06/hr · SOC 29-1141
Statutory Tax Drag
24% Effective
-$23,996 in Total Taxes
HUD 1BR Shelter Ratio
24% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,406/mo
Post-$1,425/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Albany-Schenectady-Troy, NY: Market Snapshot

Registered Nurse (RN) roles in Albany-Schenectady-Troy, NY report a median annual wage of $99,970, 2.5% above the national median of $97,550. The 10th to 90th percentile band runs from $77,150 to $130,970, and HUD’s $1,425 monthly one-bedroom fair market rent equals 17.1% of that median gross pay. The single-adult living wage benchmark for the area is $25.82 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+116.8%
Vallejo, CA$203,290+103.4%
San Francisco-Oakland-Fremont, CA$186,610+86.7%
Santa Rosa-Petaluma, CA$174,550+74.6%
Sacramento-Roseville-Folsom, CA$171,460+71.5%
Santa Cruz-Watsonville, CA$170,960+71.0%
Yuba City, CA$149,320+49.4%
Kahului-Wailuku, HI$144,350+44.4%
San Diego-Chula Vista-Carlsbad, CA$139,520+39.6%
Urban Honolulu, HI$139,260+39.3%

Top-paying occupations benchmarked in Albany-Schenectady-Troy, NY

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$181,000$87.02/hr
Chief Executives$180,240$86.65/hr
Sales Managers$163,510$78.61/hr
Computer and Information Systems Managers$158,250$76.08/hr
Marketing Managers$153,580$73.84/hr
Financial Manager$150,590$72.40/hr
Industrial Production Managers$141,300$67.93/hr
Compensation and Benefits Managers$140,870$67.73/hr
Natural Sciences Managers$139,830$67.23/hr
Physician Assistant$137,850$66.27/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Albany-Schenectady-Troy, NY (2026) Overview

Registered Nurse (RN) median pay in Albany-Schenectady-Troy, NY is $99,970 a year ($48.06/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Registered Nurse (RN) in Albany-Schenectady-Troy, NY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Albany-Schenectady-Troy, NY?

The median annual wage is $99,970 ($48.06 per hour). The middle 80% of earners make between $77,150 and $130,970. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Albany-Schenectady-Troy, NY after taxes?

On the median wage of $99,970, a single filer with no pre-tax deductions takes home about $74,301 a year ($6,192 a month) after $25,669 in federal, FICA, state and local taxes, an effective rate of 25.68%, using 2026 tax rules.