SOC 29-1171

Nurse Practitioner Salary in Chicago-Naperville-Elgin, IL-IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IL
COL Index: 125.81 (+25.8% vs US)
Net Compensation Yield 67.8% Realized
$89,318 / net annual direct deposit
Gross Adjusted $131,740 $63.34/hr
Effective Tax Drag 26.2% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$34,518 $1,327.61/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $63.34 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,904/yr)
0% Tax Shield: ~$1,897/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$18,455
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,168
Medicare Hospital Insurance
Statutory 1.45%
-$1,910
Illinois Individual Income Tax
State Marginal Bracket
-$5,985
Net Take-Home Annual Realized
$89,318 ($3,435.30 / check)
Category 2 of 6

Chicago-Naperville-Elgin, IL-IN Nurse Practitioner Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $131,740
MIDDLE 50% (IQR RANGE) 10th $106k 25th $119k Median: $131,740 50th (Median) $132k 75th $149k 90th $165k You: $131,740
10th (Entry) $106,260 $51.09/hr
25th (Junior) $118,710 $57.07/hr
50th (Median) $131,740 $63.34/hr
75th (Senior) $149,150 $71.71/hr
90th (Lead/Master) $164,750 $79.21/hr
Career Progression & Licensing Milestones for Nurse Practitioner in Chicago-Naperville-Elgin, IL-IN
1
Novice Nurse Practitioner (Outpatient)Master of Science in Nursing (MSN) or DNP, Board Certification (AANP/ANCC), State APRN license
$107,543$51.70/hr · 0-2 Years
2
Clinical Specialty Nurse PractitionerSpecialty board credentials (FNP, AGACNP, PMHNP), independent prescriptive authority
$125,726$60.45/hr · 2-5 Years
3
Lead / Senior Nurse PractitionerDepartmental leadership, advanced clinical protocols, multidisciplinary clinical management
$144,386$69.42/hr · 5-8 Years
4
Director of Advanced Practice NursingExecutive clinical leadership, health system APRN governance, doctorate in nursing practice
$167,289$80.43/hr · 8+ Years
Scaled to the Chicago-Naperville-Elgin, IL-IN medianView National Nurse Practitioner Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Chicago-Naperville-Elgin, IL-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
24% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,780/month Requires minimum annual gross of $71,200
HUD Fair Market Rent (2-Bedroom) $2,011/month Requires minimum annual gross of $80,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.82/hr
Per adult, 2 working adults + 1 child: $24.26/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Chicago-Naperville-Elgin, IL-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$131,740-$34,518$89,318$3,435.30
+5h Overtime/Wk45 hrs$156,441-$43,129$103,925$3,997.13
+10h Overtime/Wk50 hrs$181,143-$51,741$118,533$4,558.96
+15h Overtime/Wk55 hrs$205,844-$59,082$134,411$5,169.67
+20h Overtime/Wk60 hrs$230,545-$66,384$150,328$5,781.85
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Nurse Practitioner in Chicago-Naperville-Elgin, IL-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Illinois tax codes.

Market Baseline
$131,740/yr
$63.34/hr · SOC 29-1171
Statutory Tax Drag
26.2% Effective
-$34,518 in Total Taxes
HUD 1BR Shelter Ratio
24% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,663/mo
Post-$1,780/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1171
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Nurse Practitioner in Chicago-Naperville-Elgin, IL-IN: Market Snapshot

Nurse Practitioner roles in Chicago-Naperville-Elgin, IL-IN report a median annual wage of $131,740, 0.4% below the national median of $132,300. The 10th to 90th percentile band runs from $106,260 to $164,750, and HUD’s $1,780 monthly one-bedroom fair market rent equals 16.2% of that median gross pay. The single-adult living wage benchmark for the area is $27.82 per hour.

Highest-paying metropolitan areas for Nurse Practitioner

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$231,560+75.8%
San Francisco-Oakland-Fremont, CA$219,080+66.3%
Vallejo, CA$182,370+38.4%
Napa, CA$176,270+33.8%
Modesto, CA$173,380+31.6%
Sacramento-Roseville-Folsom, CA$172,010+30.6%
Riverside-San Bernardino-Ontario, CA$169,920+29.0%
Hanford-Corcoran, CA$168,540+27.9%
Santa Cruz-Watsonville, CA$167,190+26.9%
Chico, CA$167,080+26.8%

Top-paying occupations benchmarked in Chicago-Naperville-Elgin, IL-IN

OccupationMedian annual wageMedian hourly
Chief Executives$344,960$165.85/hr
Computer and Information Systems Managers$173,760$83.54/hr
Financial Manager$168,810$81.16/hr
Natural Sciences Managers$167,040$80.31/hr
Advertising and Promotions Managers$166,390$80.00/hr
Marketing Managers$165,340$79.49/hr
Architectural and Engineering Managers$163,430$78.57/hr
Sales Managers$158,690$76.29/hr
Human Resources Managers$156,770$75.37/hr
Compensation and Benefits Managers$155,340$74.68/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 383 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Nurse Practitioner Salary in Chicago-Naperville-Elgin, IL-IN (2026) Overview

Nurse Practitioner median pay in Chicago-Naperville-Elgin, IL-IN is $131,740 a year ($63.34/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Nurse Practitioner in Chicago-Naperville-Elgin, IL-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Nurse Practitioner in Chicago-Naperville-Elgin, IL-IN?

The median annual wage is $131,740 ($63.34 per hour). The middle 80% of earners make between $106,260 and $164,750. Source: BLS OEWS (May 2025).

What is the take-home pay for a Nurse Practitioner in Chicago-Naperville-Elgin, IL-IN after taxes?

On the median wage of $131,740, a single filer with no pre-tax deductions takes home about $94,934 a year ($7,911 a month) after $36,806 in federal, FICA, state and local taxes, an effective rate of 27.94%, using 2026 tax rules.