SOC 29-1141

Registered Nurse (RN) Salary in Chicago-Naperville-Elgin, IL-IN

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IL
COL Index: 125.81 (+25.8% vs US)
Net Compensation Yield 69.9% Realized
$70,291 / net annual direct deposit
Gross Adjusted $100,490 $48.31/hr
Effective Tax Drag 24.05% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$24,170 $929.61/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.31 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,029/yr)
0% Tax Shield: ~$1,326/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,951
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,230
Medicare Hospital Insurance
Statutory 1.45%
-$1,457
Illinois Individual Income Tax
State Marginal Bracket
-$4,531
Net Take-Home Annual Realized
$70,291 ($2,703.49 / check)
Category 2 of 6

Chicago-Naperville-Elgin, IL-IN Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $100,490
MIDDLE 50% (IQR RANGE) 10th $77.4k 25th $82.6k Median: $100,490 50th (Median) $100k 75th $108k 90th $119k You: $100,490
10th (Entry) $77,410 $37.22/hr
25th (Junior) $82,640 $39.73/hr
50th (Median) $100,490 $48.31/hr
75th (Senior) $108,430 $52.13/hr
90th (Lead/Master) $119,260 $57.34/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Chicago-Naperville-Elgin, IL-IN
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$71,595$34.42/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$91,682$44.08/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$108,165$52.00/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$132,373$63.64/hr · 7+ Years
Scaled to the Chicago-Naperville-Elgin, IL-IN medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Chicago-Naperville-Elgin, IL-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,780/month Requires minimum annual gross of $71,200
HUD Fair Market Rent (2-Bedroom) $2,011/month Requires minimum annual gross of $80,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.82/hr
Per adult, 2 working adults + 1 child: $24.26/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Chicago-Naperville-Elgin, IL-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$100,490-$24,170$70,291$2,703.49
+5h Overtime/Wk45 hrs$119,332-$30,384$81,788$3,145.67
+10h Overtime/Wk50 hrs$138,174-$36,761$93,123$3,581.64
+15h Overtime/Wk55 hrs$157,016-$43,330$104,265$4,010.20
+20h Overtime/Wk60 hrs$175,858-$49,898$115,408$4,438.76
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Chicago-Naperville-Elgin, IL-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Illinois tax codes.

Market Baseline
$100,490/yr
$48.31/hr · SOC 29-1141
Statutory Tax Drag
24.05% Effective
-$24,170 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,078/mo
Post-$1,780/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Chicago-Naperville-Elgin, IL-IN: Market Snapshot

Registered Nurse (RN) roles in Chicago-Naperville-Elgin, IL-IN report a median annual wage of $100,490, 3.0% above the national median of $97,550. The 10th to 90th percentile band runs from $77,410 to $119,260, and HUD’s $1,780 monthly one-bedroom fair market rent equals 21.3% of that median gross pay. The single-adult living wage benchmark for the area is $27.82 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+115.7%
Vallejo, CA$203,290+102.3%
San Francisco-Oakland-Fremont, CA$186,610+85.7%
Santa Rosa-Petaluma, CA$174,550+73.7%
Sacramento-Roseville-Folsom, CA$171,460+70.6%
Santa Cruz-Watsonville, CA$170,960+70.1%
Yuba City, CA$149,320+48.6%
Kahului-Wailuku, HI$144,350+43.6%
San Diego-Chula Vista-Carlsbad, CA$139,520+38.8%
Urban Honolulu, HI$139,260+38.6%

Top-paying occupations benchmarked in Chicago-Naperville-Elgin, IL-IN

OccupationMedian annual wageMedian hourly
Chief Executives$344,960$165.85/hr
Computer and Information Systems Managers$173,760$83.54/hr
Financial Manager$168,810$81.16/hr
Natural Sciences Managers$167,040$80.31/hr
Advertising and Promotions Managers$166,390$80.00/hr
Marketing Managers$165,340$79.49/hr
Architectural and Engineering Managers$163,430$78.57/hr
Sales Managers$158,690$76.29/hr
Human Resources Managers$156,770$75.37/hr
Compensation and Benefits Managers$155,340$74.68/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Chicago-Naperville-Elgin, IL-IN Overview

Registered Nurse (RN) median pay in Chicago-Naperville-Elgin, IL-IN is $100,490 a year ($48.31/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Registered Nurse (RN) in Chicago-Naperville-Elgin, IL-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Chicago-Naperville-Elgin, IL-IN?

The median annual wage is $100,490 ($48.31 per hour). The middle 80% of earners make between $77,410 and $119,260. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Chicago-Naperville-Elgin, IL-IN after taxes?

On the median wage of $100,490, a single filer with no pre-tax deductions takes home about $74,695 a year ($6,225 a month) after $25,795 in federal, FICA, state and local taxes, an effective rate of 25.67%, using 2026 tax rules.