SOC 29-1171

Nurse Practitioner Salary in Palm Bay-Melbourne-Titusville, FL

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 109.55 (+9.5% vs US)
Net Compensation Yield 73.0% Realized
$88,205 / net annual direct deposit
Gross Adjusted $120,870 $58.11/hr
Effective Tax Drag 21.02% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$25,412 $977.40/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $58.11 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,252/yr)
0% Tax Shield: ~$1,595/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$16,166
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,494
Medicare Hospital Insurance
Statutory 1.45%
-$1,753
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$88,205 ($3,392.51 / check)
Category 2 of 6

Palm Bay-Melbourne-Titusville, FL Nurse Practitioner Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $120,870
MIDDLE 50% (IQR RANGE) 10th $78.5k 25th $108k Median: $120,870 50th (Median) $121k 75th $130k 90th $140k You: $120,870
10th (Entry) $78,500 $37.74/hr
25th (Junior) $107,550 $51.71/hr
50th (Median) $120,870 $58.11/hr
75th (Senior) $129,930 $62.47/hr
90th (Lead/Master) $140,310 $67.46/hr
Career Progression & Licensing Milestones for Nurse Practitioner in Palm Bay-Melbourne-Titusville, FL
1
Novice Nurse Practitioner (Outpatient)Master of Science in Nursing (MSN) or DNP, Board Certification (AANP/ANCC), State APRN license
$98,669$47.44/hr · 0-2 Years
2
Clinical Specialty Nurse PractitionerSpecialty board credentials (FNP, AGACNP, PMHNP), independent prescriptive authority
$115,352$55.46/hr · 2-5 Years
3
Lead / Senior Nurse PractitionerDepartmental leadership, advanced clinical protocols, multidisciplinary clinical management
$132,473$63.69/hr · 5-8 Years
4
Director of Advanced Practice NursingExecutive clinical leadership, health system APRN governance, doctorate in nursing practice
$153,486$73.79/hr · 8+ Years
Scaled to the Palm Bay-Melbourne-Titusville, FL medianView National Nurse Practitioner Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Palm Bay-Melbourne-Titusville, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
21% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,525/month Requires minimum annual gross of $61,000
HUD Fair Market Rent (2-Bedroom) $1,779/month Requires minimum annual gross of $71,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.23/hr
Per adult, 2 working adults + 1 child: $21.64/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Palm Bay-Melbourne-Titusville, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$120,870-$25,412$88,205$3,392.51
+5h Overtime/Wk45 hrs$143,533-$32,095$102,826$3,954.84
+10h Overtime/Wk50 hrs$166,196-$38,942$117,283$4,510.87
+15h Overtime/Wk55 hrs$188,859-$45,518$132,010$5,077.30
+20h Overtime/Wk60 hrs$211,523-$51,063$147,768$5,683.38
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Nurse Practitioner in Palm Bay-Melbourne-Titusville, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$120,870/yr
$58.11/hr · SOC 29-1171
Statutory Tax Drag
21.02% Effective
-$25,412 in Total Taxes
HUD 1BR Shelter Ratio
21% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,825/mo
Post-$1,525/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1171
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Nurse Practitioner in Palm Bay-Melbourne-Titusville, FL: Market Snapshot

Nurse Practitioner roles in Palm Bay-Melbourne-Titusville, FL report a median annual wage of $120,870, 8.6% below the national median of $132,300. The 10th to 90th percentile band runs from $78,500 to $140,310, and HUD’s $1,525 monthly one-bedroom fair market rent equals 15.1% of that median gross pay. The single-adult living wage benchmark for the area is $24.23 per hour.

Highest-paying metropolitan areas for Nurse Practitioner

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$231,560+91.6%
San Francisco-Oakland-Fremont, CA$219,080+81.3%
Vallejo, CA$182,370+50.9%
Napa, CA$176,270+45.8%
Modesto, CA$173,380+43.4%
Sacramento-Roseville-Folsom, CA$172,010+42.3%
Riverside-San Bernardino-Ontario, CA$169,920+40.6%
Hanford-Corcoran, CA$168,540+39.4%
Santa Cruz-Watsonville, CA$167,190+38.3%
Chico, CA$167,080+38.2%

Top-paying occupations benchmarked in Palm Bay-Melbourne-Titusville, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$175,490$84.37/hr
Chief Executives$175,070$84.17/hr
Computer and Information Systems Managers$172,020$82.70/hr
Marketing Managers$161,630$77.71/hr
Financial Manager$160,910$77.36/hr
Human Resources Managers$156,300$75.14/hr
Purchasing Managers$150,530$72.37/hr
Data Engineer$150,330$72.27/hr
Natural Sciences Managers$133,620$64.24/hr
Sales Managers$132,950$63.92/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 383 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Nurse Practitioner Salary in Palm Bay-Melbourne-Titusville, FL Overview

Nurse Practitioner median pay in Palm Bay-Melbourne-Titusville, FL is $120,870 a year ($58.11/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Nurse Practitioner in Palm Bay-Melbourne-Titusville, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Nurse Practitioner in Palm Bay-Melbourne-Titusville, FL?

The median annual wage is $120,870 ($58.11 per hour). The middle 80% of earners make between $78,500 and $140,310. Source: BLS OEWS (May 2025).

What is the take-home pay for a Nurse Practitioner in Palm Bay-Melbourne-Titusville, FL after taxes?

On the median wage of $120,870, a single filer with no pre-tax deductions takes home about $93,862 a year ($7,822 a month) after $27,008 in federal, FICA, state and local taxes, an effective rate of 22.34%, using 2026 tax rules.