SOC 29-1141

Registered Nurse (RN) Salary in Palm Bay-Melbourne-Titusville, FL

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 109.55 (+9.5% vs US)
Net Compensation Yield 76.6% Realized
$61,957 / net annual direct deposit
Gross Adjusted $80,900 $38.89/hr
Effective Tax Drag 17.42% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$14,089 $541.88/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $38.89 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,854/yr)
0% Tax Shield: ~$1,068/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,900
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,016
Medicare Hospital Insurance
Statutory 1.45%
-$1,173
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$61,957 ($2,382.96 / check)
Category 2 of 6

Palm Bay-Melbourne-Titusville, FL Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $80,900
MIDDLE 50% (IQR RANGE) 10th $66.6k 25th $78.4k Median: $80,900 50th (Median) $80.9k 75th $99.5k 90th $104k You: $80,900
10th (Entry) $66,590 $32.01/hr
25th (Junior) $78,360 $37.67/hr
50th (Median) $80,900 $38.89/hr
75th (Senior) $99,480 $47.83/hr
90th (Lead/Master) $103,830 $49.92/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Palm Bay-Melbourne-Titusville, FL
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$57,638$27.71/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$73,809$35.49/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$87,078$41.86/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$106,567$51.23/hr · 7+ Years
Scaled to the Palm Bay-Melbourne-Titusville, FL medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Palm Bay-Melbourne-Titusville, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,525/month Requires minimum annual gross of $61,000
HUD Fair Market Rent (2-Bedroom) $1,779/month Requires minimum annual gross of $71,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.23/hr
Per adult, 2 working adults + 1 child: $21.64/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Palm Bay-Melbourne-Titusville, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$80,900-$14,089$61,957$2,382.96
+5h Overtime/Wk45 hrs$96,069-$18,386$71,918$2,766.09
+10h Overtime/Wk50 hrs$111,238-$22,684$81,880$3,149.22
+15h Overtime/Wk55 hrs$126,406-$26,981$91,841$3,532.35
+20h Overtime/Wk60 hrs$141,575-$31,504$101,577$3,906.80
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Palm Bay-Melbourne-Titusville, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$80,900/yr
$38.89/hr · SOC 29-1141
Statutory Tax Drag
17.42% Effective
-$14,089 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,638/mo
Post-$1,525/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Palm Bay-Melbourne-Titusville, FL: Market Snapshot

Registered Nurse (RN) roles in Palm Bay-Melbourne-Titusville, FL report a median annual wage of $80,900, 17.1% below the national median of $97,550. The 10th to 90th percentile band runs from $66,590 to $103,830, and HUD’s $1,525 monthly one-bedroom fair market rent equals 22.6% of that median gross pay. The single-adult living wage benchmark for the area is $24.23 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+167.9%
Vallejo, CA$203,290+151.3%
San Francisco-Oakland-Fremont, CA$186,610+130.7%
Santa Rosa-Petaluma, CA$174,550+115.8%
Sacramento-Roseville-Folsom, CA$171,460+111.9%
Santa Cruz-Watsonville, CA$170,960+111.3%
Yuba City, CA$149,320+84.6%
Kahului-Wailuku, HI$144,350+78.4%
San Diego-Chula Vista-Carlsbad, CA$139,520+72.5%
Urban Honolulu, HI$139,260+72.1%

Top-paying occupations benchmarked in Palm Bay-Melbourne-Titusville, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$175,490$84.37/hr
Chief Executives$175,070$84.17/hr
Computer and Information Systems Managers$172,020$82.70/hr
Marketing Managers$161,630$77.71/hr
Financial Manager$160,910$77.36/hr
Human Resources Managers$156,300$75.14/hr
Purchasing Managers$150,530$72.37/hr
Data Engineer$150,330$72.27/hr
Natural Sciences Managers$133,620$64.24/hr
Sales Managers$132,950$63.92/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Palm Bay-Melbourne-Titusville, FL Overview

Registered Nurse (RN) median pay in Palm Bay-Melbourne-Titusville, FL is $80,900 a year ($38.89/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Registered Nurse (RN) in Palm Bay-Melbourne-Titusville, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Palm Bay-Melbourne-Titusville, FL?

The median annual wage is $80,900 ($38.89 per hour). The middle 80% of earners make between $66,590 and $103,830. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Palm Bay-Melbourne-Titusville, FL after taxes?

On the median wage of $80,900, a single filer with no pre-tax deductions takes home about $65,743 a year ($5,479 a month) after $15,157 in federal, FICA, state and local taxes, an effective rate of 18.74%, using 2026 tax rules.