SOC 29-1141

Registered Nurse (RN) Salary in Elkhart-Goshen, IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 97.47 (-2.5% vs US)
Net Compensation Yield 71.1% Realized
$62,635 / net annual direct deposit
Gross Adjusted $88,100 $42.36/hr
Effective Tax Drag 22.9% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$20,179 $776.10/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $42.36 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,286/yr)
0% Tax Shield: ~$1,163/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$9,389
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,462
Medicare Hospital Insurance
Statutory 1.45%
-$1,277
Indiana Individual Income Tax
State Marginal Bracket
-$2,414
Elkhart County income tax
2.00%
-$1,636
Net Take-Home Annual Realized
$62,635 ($2,409.06 / check)
Category 2 of 6

Elkhart-Goshen, IN Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $88,100
MIDDLE 50% (IQR RANGE) 10th $65.8k 25th $79.0k Median: $88,100 50th (Median) $88.1k 75th $116k 90th $141k You: $88,100
10th (Entry) $65,750 $31.61/hr
25th (Junior) $79,050 $38.00/hr
50th (Median) $88,100 $42.36/hr
75th (Senior) $116,280 $55.90/hr
90th (Lead/Master) $141,250 $67.91/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Elkhart-Goshen, IN
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$62,767$30.18/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$80,378$38.64/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$94,828$45.59/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$116,052$55.79/hr · 7+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Elkhart-Goshen, IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,048/month Requires minimum annual gross of $41,920
HUD Fair Market Rent (2-Bedroom) $1,253/month Requires minimum annual gross of $50,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.56/hr
Per adult, 2 working adults + 1 child: $19.41/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Elkhart-Goshen, IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$88,100-$20,179$62,635$2,409.06
+5h Overtime/Wk45 hrs$104,619-$25,627$72,715$2,796.72
+10h Overtime/Wk50 hrs$121,138-$31,075$82,794$3,184.38
+15h Overtime/Wk55 hrs$137,656-$36,676$92,721$3,566.20
+20h Overtime/Wk60 hrs$154,175-$42,435$102,490$3,941.92
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Elkhart-Goshen, IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$88,100/yr
$42.36/hr · SOC 29-1141
Statutory Tax Drag
22.9% Effective
-$20,179 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,172/mo
Post-$1,048/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Elkhart-Goshen, IN: Market Snapshot

Registered Nurse (RN) roles in Elkhart-Goshen, IN report a median annual wage of $88,100, 9.7% below the national median of $97,550. The 10th to 90th percentile band runs from $65,750 to $141,250, and HUD’s $1,048 monthly one-bedroom fair market rent equals 14.3% of that median gross pay. The single-adult living wage benchmark for the area is $21.56 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+146.0%
Vallejo, CA$203,290+130.7%
San Francisco-Oakland-Fremont, CA$186,610+111.8%
Santa Rosa-Petaluma, CA$174,550+98.1%
Sacramento-Roseville-Folsom, CA$171,460+94.6%
Santa Cruz-Watsonville, CA$170,960+94.1%
Yuba City, CA$149,320+69.5%
Kahului-Wailuku, HI$144,350+63.8%
San Diego-Chula Vista-Carlsbad, CA$139,520+58.4%
Urban Honolulu, HI$139,260+58.1%

Top-paying occupations benchmarked in Elkhart-Goshen, IN

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$150,010$72.12/hr
Financial Manager$145,980$70.18/hr
Marketing Managers$139,520$67.08/hr
Computer and Information Systems Managers$138,060$66.38/hr
Sales Managers$136,270$65.51/hr
Human Resources Managers$134,320$64.58/hr
Purchasing Managers$130,510$62.75/hr
Administrative Services Managers$127,210$61.16/hr
Nurse Practitioner$127,190$61.15/hr
General and Operations Managers$122,070$58.69/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Elkhart-Goshen, IN (2026) Overview

Registered Nurse (RN) median pay in Elkhart-Goshen, IN is $88,100 a year ($42.36/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Registered Nurse (RN) in Elkhart-Goshen, IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Elkhart-Goshen, IN?

The median annual wage is $88,100 ($42.36 per hour). The middle 80% of earners make between $65,750 and $141,250. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Elkhart-Goshen, IN after taxes?

On the median wage of $88,100, a single filer with no pre-tax deductions takes home about $66,497 a year ($5,541 a month) after $21,603 in federal, FICA, state and local taxes, an effective rate of 24.52%, using 2026 tax rules.