SOC 29-1141

Registered Nurse (RN) Salary in Indianapolis-Carmel-Greenwood, IN

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 100.65 (+0.7% vs US)
Net Compensation Yield 71.5% Realized
$60,258 / net annual direct deposit
Gross Adjusted $84,230 $40.50/hr
Effective Tax Drag 22.46% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$18,918 $727.60/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $40.50 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,054/yr)
0% Tax Shield: ~$1,112/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,589
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,222
Medicare Hospital Insurance
Statutory 1.45%
-$1,221
Indiana Individual Income Tax
State Marginal Bracket
-$2,306
Marion County income tax
2.02%
-$1,579
Net Take-Home Annual Realized
$60,258 ($2,317.63 / check)
Category 2 of 6

Indianapolis-Carmel-Greenwood, IN Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $84,230
MIDDLE 50% (IQR RANGE) 10th $69.2k 25th $79.1k Median: $84,230 50th (Median) $84.2k 75th $102k 90th $105k You: $84,230
10th (Entry) $69,160 $33.25/hr
25th (Junior) $79,080 $38.02/hr
50th (Median) $84,230 $40.50/hr
75th (Senior) $101,970 $49.02/hr
90th (Lead/Master) $105,240 $50.60/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Indianapolis-Carmel-Greenwood, IN
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$60,010$28.85/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$76,847$36.95/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$90,663$43.59/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$110,954$53.34/hr · 7+ Years
Scaled to the Indianapolis-Carmel-Greenwood, IN medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Indianapolis-Carmel-Greenwood, IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
27% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,336/month Requires minimum annual gross of $53,440
HUD Fair Market Rent (2-Bedroom) $1,536/month Requires minimum annual gross of $61,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.26/hr
Per adult, 2 working adults + 1 child: $21.10/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Indianapolis-Carmel-Greenwood, IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$84,230-$18,918$60,258$2,317.63
+5h Overtime/Wk45 hrs$100,023-$24,130$69,892$2,688.15
+10h Overtime/Wk50 hrs$115,816-$29,342$79,526$3,058.67
+15h Overtime/Wk55 hrs$131,609-$34,592$89,121$3,427.72
+20h Overtime/Wk60 hrs$147,403-$40,101$98,457$3,786.82
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Indianapolis-Carmel-Greenwood, IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$84,230/yr
$40.50/hr · SOC 29-1141
Statutory Tax Drag
22.46% Effective
-$18,918 in Total Taxes
HUD 1BR Shelter Ratio
27% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,686/mo
Post-$1,336/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Indianapolis-Carmel-Greenwood, IN: Market Snapshot

Registered Nurse (RN) roles in Indianapolis-Carmel-Greenwood, IN report a median annual wage of $84,230, 13.7% below the national median of $97,550. The 10th to 90th percentile band runs from $69,160 to $105,240, and HUD’s $1,336 monthly one-bedroom fair market rent equals 19.0% of that median gross pay. The single-adult living wage benchmark for the area is $22.26 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+157.3%
Vallejo, CA$203,290+141.4%
San Francisco-Oakland-Fremont, CA$186,610+121.5%
Santa Rosa-Petaluma, CA$174,550+107.2%
Sacramento-Roseville-Folsom, CA$171,460+103.6%
Santa Cruz-Watsonville, CA$170,960+103.0%
Yuba City, CA$149,320+77.3%
Kahului-Wailuku, HI$144,350+71.4%
San Diego-Chula Vista-Carlsbad, CA$139,520+65.6%
Urban Honolulu, HI$139,260+65.3%

Top-paying occupations benchmarked in Indianapolis-Carmel-Greenwood, IN

OccupationMedian annual wageMedian hourly
Chief Executives$256,320$123.23/hr
Architectural and Engineering Managers$159,640$76.75/hr
Computer and Information Systems Managers$155,230$74.63/hr
Financial Manager$146,620$70.49/hr
Marketing Managers$137,980$66.34/hr
Sales Managers$137,410$66.06/hr
Data Engineer$136,990$65.86/hr
Human Resources Managers$135,770$65.27/hr
Purchasing Managers$135,240$65.02/hr
Physician Assistant$131,950$63.44/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Indianapolis-Carmel-Greenwood, IN Overview

Registered Nurse (RN) median pay in Indianapolis-Carmel-Greenwood, IN is $84,230 a year ($40.50/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Registered Nurse (RN) in Indianapolis-Carmel-Greenwood, IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Indianapolis-Carmel-Greenwood, IN?

The median annual wage is $84,230 ($40.50 per hour). The middle 80% of earners make between $69,160 and $105,240. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Indianapolis-Carmel-Greenwood, IN after taxes?

On the median wage of $84,230, a single filer with no pre-tax deductions takes home about $63,949 a year ($5,329 a month) after $20,281 in federal, FICA, state and local taxes, an effective rate of 24.08%, using 2026 tax rules.