SOC 29-1141

Registered Nurse (RN) Salary in Providence-Warwick, RI-MA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + RI
COL Index: 111.2 (+11.2% vs US)
Net Compensation Yield 71.6% Realized
$71,517 / net annual direct deposit
Gross Adjusted $99,880 $48.02/hr
Effective Tax Drag 22.4% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$22,370 $860.38/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.02 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,993/yr)
0% Tax Shield: ~$1,318/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,825
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,193
Medicare Hospital Insurance
Statutory 1.45%
-$1,448
Rhode Island Individual Income Tax
State Marginal Bracket
-$2,904
Net Take-Home Annual Realized
$71,517 ($2,750.67 / check)
Category 2 of 6

Providence-Warwick, RI-MA Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $99,880
MIDDLE 50% (IQR RANGE) 10th $77.4k 25th $82.9k Median: $99,880 50th (Median) $99.9k 75th $109k 90th $135k You: $99,880
10th (Entry) $77,410 $37.22/hr
25th (Junior) $82,910 $39.86/hr
50th (Median) $99,880 $48.02/hr
75th (Senior) $109,430 $52.61/hr
90th (Lead/Master) $135,240 $65.02/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Providence-Warwick, RI-MA
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$71,160$34.21/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$91,126$43.81/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$107,508$51.69/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$131,569$63.25/hr · 7+ Years
Scaled to the Providence-Warwick, RI-MA medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Providence-Warwick, RI-MA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,509/month Requires minimum annual gross of $60,360
HUD Fair Market Rent (2-Bedroom) $1,879/month Requires minimum annual gross of $75,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.59/hr
Per adult, 2 working adults + 1 child: $23.28/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Providence-Warwick, RI-MA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$99,880-$22,370$71,517$2,750.67
+5h Overtime/Wk45 hrs$118,608-$28,465$83,026$3,193.29
+10h Overtime/Wk50 hrs$137,335-$34,753$94,342$3,628.53
+15h Overtime/Wk55 hrs$156,063-$41,247$105,452$4,055.84
+20h Overtime/Wk60 hrs$174,790-$47,741$116,562$4,483.16
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Providence-Warwick, RI-MA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Rhode Island tax codes.

Market Baseline
$99,880/yr
$48.02/hr · SOC 29-1141
Statutory Tax Drag
22.4% Effective
-$22,370 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,451/mo
Post-$1,509/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Providence-Warwick, RI-MA: Market Snapshot

Registered Nurse (RN) roles in Providence-Warwick, RI-MA report a median annual wage of $99,880, 2.4% above the national median of $97,550. The 10th to 90th percentile band runs from $77,410 to $135,240, and HUD’s $1,509 monthly one-bedroom fair market rent equals 18.1% of that median gross pay. The single-adult living wage benchmark for the area is $24.59 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+117.0%
Vallejo, CA$203,290+103.5%
San Francisco-Oakland-Fremont, CA$186,610+86.8%
Santa Rosa-Petaluma, CA$174,550+74.8%
Sacramento-Roseville-Folsom, CA$171,460+71.7%
Santa Cruz-Watsonville, CA$170,960+71.2%
Yuba City, CA$149,320+49.5%
Kahului-Wailuku, HI$144,350+44.5%
San Diego-Chula Vista-Carlsbad, CA$139,520+39.7%
Urban Honolulu, HI$139,260+39.4%

Top-paying occupations benchmarked in Providence-Warwick, RI-MA

OccupationMedian annual wageMedian hourly
Chief Executives$243,620$117.12/hr
Architectural and Engineering Managers$172,640$83.00/hr
Computer and Information Systems Managers$171,220$82.32/hr
Financial Manager$167,570$80.56/hr
Human Resources Managers$163,290$78.50/hr
Compensation and Benefits Managers$162,440$78.10/hr
Advertising and Promotions Managers$157,890$75.91/hr
Sales Managers$148,880$71.58/hr
Public Relations Managers$146,370$70.37/hr
Natural Sciences Managers$144,920$69.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Providence-Warwick, RI-MA (2026) Overview

Registered Nurse (RN) median pay in Providence-Warwick, RI-MA is $99,880 a year ($48.02/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Registered Nurse (RN) in Providence-Warwick, RI-MA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Providence-Warwick, RI-MA?

The median annual wage is $99,880 ($48.02 per hour). The middle 80% of earners make between $77,410 and $135,240. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Providence-Warwick, RI-MA after taxes?

On the median wage of $99,880, a single filer with no pre-tax deductions takes home about $75,953 a year ($6,329 a month) after $23,927 in federal, FICA, state and local taxes, an effective rate of 23.96%, using 2026 tax rules.