SOC 13-2054

Risk Management Specialist Salary in Atlantic City-Hammonton, NJ

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NJ
COL Index: 115.51 (+15.5% vs US)
Net Compensation Yield 73.6% Realized
$58,257 / net annual direct deposit
Gross Adjusted $79,170 $38.06/hr
Effective Tax Drag 20.42% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$16,163 $621.65/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $38.06 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,750/yr)
0% Tax Shield: ~$1,045/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,542
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,909
Medicare Hospital Insurance
Statutory 1.45%
-$1,148
New Jersey Individual Income Tax
State Marginal Bracket
-$2,564
Net Take-Home Annual Realized
$58,257 ($2,240.65 / check)
Category 2 of 6

Atlantic City-Hammonton, NJ Risk Management Specialist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $79,170
MIDDLE 50% (IQR RANGE) 10th $79.1k 25th $79.1k Median: $79,170 50th (Median) $79.2k 75th $79.2k 90th $132k You: $79,170
10th (Entry) $79,070 $38.01/hr
25th (Junior) $79,080 $38.02/hr
50th (Median) $79,170 $38.06/hr
75th (Senior) $79,170 $38.06/hr
90th (Lead/Master) $131,680 $63.31/hr
Career Progression & Licensing Milestones for Risk Management Specialist in Atlantic City-Hammonton, NJ
1
Junior Risk AnalystFinancial modeling, risk metric calculations (VaR), portfolio analysis
$48,583$23.36/hr · 0-2 Years
2
Risk Management SpecialistCredit risk, market risk modeling, regulatory reporting (Basel/Dodd-Frank)
$72,874$35.04/hr · 2-5 Years
3
Senior Risk ManagerEnterprise risk frameworks, capital stress testing, counterparty hedging
$98,515$47.36/hr · 5-8 Years
4
Head of Risk GovernanceBoard risk committee reporting, institutional risk appetite governance
$126,856$60.99/hr · 8+ Years
Scaled to the Atlantic City-Hammonton, NJ medianView National Risk Management Specialist Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$49,240/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors-$12,260/yr
National median: $105,070
Skill overlap: 97%
Financial Specialists, All Other-$36,230/yr
National median: $81,100
Skill overlap: 92%
Management Analysts-$15,470/yr
National median: $101,860
Skill overlap: 91%View Salary
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Atlantic City-Hammonton, NJ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
32% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,567/month Requires minimum annual gross of $62,680
HUD Fair Market Rent (2-Bedroom) $1,899/month Requires minimum annual gross of $75,960
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.55/hr
Per adult, 2 working adults + 1 child: $25.15/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Atlantic City-Hammonton, NJ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$79,170-$16,163$58,257$2,240.65
+5h Overtime/Wk45 hrs$94,014-$21,244$67,130$2,581.92
+10h Overtime/Wk50 hrs$108,859-$26,338$75,989$2,922.66
+15h Overtime/Wk55 hrs$123,703-$31,432$84,849$3,263.41
+20h Overtime/Wk60 hrs$138,548-$36,695$93,539$3,597.67
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Risk Management Specialist in Atlantic City-Hammonton, NJ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New Jersey tax codes.

Market Baseline
$79,170/yr
$38.06/hr · SOC 13-2054
Statutory Tax Drag
20.42% Effective
-$16,163 in Total Taxes
HUD 1BR Shelter Ratio
32% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,288/mo
Post-$1,567/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2054
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Risk Management Specialist in Atlantic City-Hammonton, NJ: Market Snapshot

Risk Management Specialist roles in Atlantic City-Hammonton, NJ report a median annual wage of $79,170, 32.5% below the national median of $117,330. The 10th to 90th percentile band runs from $79,070 to $131,680, and HUD’s $1,567 monthly one-bedroom fair market rent equals 23.8% of that median gross pay. The single-adult living wage benchmark for the area is $25.55 per hour.

Highest-paying metropolitan areas for Risk Management Specialist

Metropolitan areaMedian annual wageVs this market
San Francisco-Oakland-Fremont, CA$167,440+111.5%
San Jose-Sunnyvale-Santa Clara, CA$166,240+110.0%
New York-Newark-Jersey City, NY-NJ$139,670+76.4%
Seattle-Tacoma-Bellevue, WA$134,330+69.7%
Charlotte-Concord-Gastonia, NC-SC$133,530+68.7%
Boston-Cambridge-Newton, MA-NH$132,580+67.5%
Bridgeport-Stamford-Danbury, CT$132,480+67.3%
Winston-Salem, NC$131,630+66.3%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$130,880+65.3%
Washington-Arlington-Alexandria, DC-VA-MD-WV$126,510+59.8%

Top-paying occupations benchmarked in Atlantic City-Hammonton, NJ

OccupationMedian annual wageMedian hourly
Chief Executives$276,970$133.16/hr
Natural Sciences Managers$172,540$82.95/hr
Architectural and Engineering Managers$167,980$80.76/hr
Computer and Information Systems Managers$166,660$80.12/hr
Purchasing Managers$161,620$77.70/hr
Financial Manager$157,800$75.87/hr
Physician Assistant$153,280$73.69/hr
Public Relations Managers$153,140$73.62/hr
Human Resources Managers$148,740$71.51/hr
Sales Managers$144,220$69.34/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 121 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Risk Management Specialist Salary in Atlantic City-Hammonton, NJ Overview

Risk Management Specialist median pay in Atlantic City-Hammonton, NJ is $79,170 a year ($38.06/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Risk Management Specialist in Atlantic City-Hammonton, NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Risk Management Specialist in Atlantic City-Hammonton, NJ?

The median annual wage is $79,170 ($38.06 per hour). The middle 80% of earners make between $79,070 and $131,680. Source: BLS OEWS (May 2025).

What is the take-home pay for a Risk Management Specialist in Atlantic City-Hammonton, NJ after taxes?

On the median wage of $79,170, a single filer with no pre-tax deductions takes home about $61,673 a year ($5,139 a month) after $17,497 in federal, FICA, state and local taxes, an effective rate of 22.1%, using 2026 tax rules.