SOC 13-2054

Risk Management Specialist Salary in Davenport-Moline, IA-IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IA
COL Index: 94.28 (-5.7% vs US)
Net Compensation Yield 72.4% Realized
$66,537 / net annual direct deposit
Gross Adjusted $91,880 $44.17/hr
Effective Tax Drag 21.58% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,830 $762.68/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $44.17 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,513/yr)
0% Tax Shield: ~$1,213/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,171
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,697
Medicare Hospital Insurance
Statutory 1.45%
-$1,332
Iowa Individual Income Tax
State Marginal Bracket
-$2,630
Net Take-Home Annual Realized
$66,537 ($2,559.13 / check)
Category 2 of 6

Davenport-Moline-Rock Island, IA-IL Risk Management Specialist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $91,880
MIDDLE 50% (IQR RANGE) 10th $58.8k 25th $70.9k Median: $91,880 50th (Median) $91.9k 75th $109k 90th $138k You: $91,880
10th (Entry) $58,760 $28.25/hr
25th (Junior) $70,860 $34.07/hr
50th (Median) $91,880 $44.17/hr
75th (Senior) $109,010 $52.41/hr
90th (Lead/Master) $137,600 $66.15/hr
Career Progression & Licensing Milestones for Risk Management Specialist in Davenport-Moline-Rock Island, IA-IL
1
Junior Risk AnalystFinancial modeling, risk metric calculations (VaR), portfolio analysis
$56,383$27.11/hr · 0-2 Years
2
Risk Management SpecialistCredit risk, market risk modeling, regulatory reporting (Basel/Dodd-Frank)
$84,574$40.66/hr · 2-5 Years
3
Senior Risk ManagerEnterprise risk frameworks, capital stress testing, counterparty hedging
$114,331$54.97/hr · 5-8 Years
4
Head of Risk GovernanceBoard risk committee reporting, institutional risk appetite governance
$147,221$70.78/hr · 8+ Years
Scaled to the Davenport-Moline-Rock Island, IA-IL medianView National Risk Management Specialist Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$49,240/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors-$12,260/yr
National median: $105,070
Skill overlap: 97%
Financial Specialists, All Other-$36,230/yr
National median: $81,100
Skill overlap: 92%
Management Analysts-$15,470/yr
National median: $101,860
Skill overlap: 91%View Salary
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Davenport-Moline-Rock Island, IA-IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
15% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $852/month Requires minimum annual gross of $34,080
HUD Fair Market Rent (2-Bedroom) $1,056/month Requires minimum annual gross of $42,240
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.85/hr
Per adult, 2 working adults + 1 child: $20.18/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Davenport-Moline-Rock Island, IA-IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$91,880-$19,830$66,537$2,559.13
+5h Overtime/Wk45 hrs$109,108-$25,326$77,235$2,970.59
+10h Overtime/Wk50 hrs$126,335-$30,822$87,933$3,382.05
+15h Overtime/Wk55 hrs$143,563-$36,580$98,368$3,783.39
+20h Overtime/Wk60 hrs$160,790-$42,400$108,742$4,182.40
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Risk Management Specialist in Davenport-Moline-Rock Island, IA-IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Iowa tax codes.

Market Baseline
$91,880/yr
$44.17/hr · SOC 13-2054
Statutory Tax Drag
21.58% Effective
-$19,830 in Total Taxes
HUD 1BR Shelter Ratio
15% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,693/mo
Post-$852/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2054
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Risk Management Specialist in Davenport-Moline-Rock Island, IA-IL: Market Snapshot

Risk Management Specialist roles in Davenport-Moline-Rock Island, IA-IL report a median annual wage of $91,880, 21.7% below the national median of $117,330. The 10th to 90th percentile band runs from $58,760 to $137,600, and HUD’s $852 monthly one-bedroom fair market rent equals 11.1% of that median gross pay. The single-adult living wage benchmark for the area is $20.85 per hour.

Highest-paying metropolitan areas for Risk Management Specialist

Metropolitan areaMedian annual wageVs this market
San Francisco-Oakland-Fremont, CA$167,440+82.2%
San Jose-Sunnyvale-Santa Clara, CA$166,240+80.9%
New York-Newark-Jersey City, NY-NJ$139,670+52.0%
Seattle-Tacoma-Bellevue, WA$134,330+46.2%
Charlotte-Concord-Gastonia, NC-SC$133,530+45.3%
Boston-Cambridge-Newton, MA-NH$132,580+44.3%
Bridgeport-Stamford-Danbury, CT$132,480+44.2%
Winston-Salem, NC$131,630+43.3%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$130,880+42.4%
Washington-Arlington-Alexandria, DC-VA-MD-WV$126,510+37.7%

Top-paying occupations benchmarked in Davenport-Moline-Rock Island, IA-IL

OccupationMedian annual wageMedian hourly
Chief Executives$205,030$98.57/hr
Architectural and Engineering Managers$175,030$84.15/hr
Computer and Information Systems Managers$159,590$76.73/hr
Purchasing Managers$147,600$70.96/hr
Training and Development Managers$142,620$68.57/hr
Human Resources Managers$142,600$68.56/hr
Marketing Managers$141,300$67.93/hr
Financial Manager$139,150$66.90/hr
Physician Assistant$137,420$66.07/hr
Public Relations Managers$132,600$63.75/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 121 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Risk Management Specialist Salary in Davenport-Moline, IA-IL (2026) Overview

Risk Management Specialist median pay in Davenport-Moline-Rock Island, IA-IL is $91,880 a year ($44.17/hr). See take-home pay after 2026 taxes, BLS wage. Official 2026 economic data for Risk Management Specialist in Davenport-Moline-Rock Island, IA-IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Risk Management Specialist in Davenport-Moline-Rock Island, IA-IL?

The median annual wage is $91,880 ($44.17 per hour). The middle 80% of earners make between $58,760 and $137,600. Source: BLS OEWS (May 2025).

What is the take-home pay for a Risk Management Specialist in Davenport-Moline-Rock Island, IA-IL after taxes?

On the median wage of $91,880, a single filer with no pre-tax deductions takes home about $70,628 a year ($5,886 a month) after $21,252 in federal, FICA, state and local taxes, an effective rate of 23.13%, using 2026 tax rules.