SOC 13-2054

Risk Management Specialist Salary in Eugene-Springfield, OR (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + OR + Municipal
COL Index: 114.92 (+14.9% vs US)
Net Compensation Yield 69.5% Realized
$59,685 / net annual direct deposit
Gross Adjusted $85,900 $41.30/hr
Effective Tax Drag 24.52% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$21,061 $810.05/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $41.30 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,154/yr)
0% Tax Shield: ~$1,134/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,934
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,326
Medicare Hospital Insurance
Statutory 1.45%
-$1,246
Oregon Individual Income Tax
State Marginal Bracket
-$5,470
Oregon statewide transit tax
0.10%
-$86
Net Take-Home Annual Realized
$59,685 ($2,295.56 / check)
Category 2 of 6

Eugene-Springfield, OR Risk Management Specialist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $85,900
MIDDLE 50% (IQR RANGE) 10th $63.3k 25th $68.7k Median: $85,900 50th (Median) $85.9k 75th $125k 90th $154k You: $85,900
10th (Entry) $63,280 $30.42/hr
25th (Junior) $68,710 $33.03/hr
50th (Median) $85,900 $41.30/hr
75th (Senior) $124,780 $59.99/hr
90th (Lead/Master) $154,320 $74.19/hr
Career Progression & Licensing Milestones for Risk Management Specialist in Eugene-Springfield, OR
1
Junior Risk AnalystFinancial modeling, risk metric calculations (VaR), portfolio analysis
$52,713$25.34/hr · 0-2 Years
2
Risk Management SpecialistCredit risk, market risk modeling, regulatory reporting (Basel/Dodd-Frank)
$79,069$38.01/hr · 2-5 Years
3
Senior Risk ManagerEnterprise risk frameworks, capital stress testing, counterparty hedging
$106,890$51.39/hr · 5-8 Years
4
Head of Risk GovernanceBoard risk committee reporting, institutional risk appetite governance
$137,639$66.17/hr · 8+ Years
Adjacent Career Pivots & National Pay Differences
Financial Managers+$49,240/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors-$12,260/yr
National median: $105,070
Skill overlap: 97%
Financial Specialists, All Other-$36,230/yr
National median: $81,100
Skill overlap: 92%
Management Analysts-$15,470/yr
National median: $101,860
Skill overlap: 91%View Salary
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Eugene-Springfield, OR under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
24% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,182/month Requires minimum annual gross of $47,280
HUD Fair Market Rent (2-Bedroom) $1,546/month Requires minimum annual gross of $61,840
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.42/hr
Per adult, 2 working adults + 1 child: $24.75/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Eugene-Springfield, OR.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$85,900-$21,061$59,685$2,295.56
+5h Overtime/Wk45 hrs$102,006-$26,965$68,921$2,650.80
+10h Overtime/Wk50 hrs$118,113-$33,125$77,901$2,996.19
+15h Overtime/Wk55 hrs$134,219-$39,269$86,897$3,342.18
+20h Overtime/Wk60 hrs$150,325-$46,069$95,237$3,662.95
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Risk Management Specialist in Eugene-Springfield, OR: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Oregon tax codes.

Market Baseline
$85,900/yr
$41.30/hr · SOC 13-2054
Statutory Tax Drag
24.52% Effective
-$21,061 in Total Taxes
HUD 1BR Shelter Ratio
24% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,792/mo
Post-$1,182/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2054
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Risk Management Specialist in Eugene-Springfield, OR: Market Snapshot

Risk Management Specialist roles in Eugene-Springfield, OR report a median annual wage of $85,900, 26.8% below the national median of $117,330. The 10th to 90th percentile band runs from $63,280 to $154,320, and HUD’s $1,182 monthly one-bedroom fair market rent equals 16.5% of that median gross pay. The single-adult living wage benchmark for the area is $25.42 per hour.

Highest-paying metropolitan areas for Risk Management Specialist

Metropolitan areaMedian annual wageVs this market
San Francisco-Oakland-Fremont, CA$167,440+94.9%
San Jose-Sunnyvale-Santa Clara, CA$166,240+93.5%
New York-Newark-Jersey City, NY-NJ$139,670+62.6%
Seattle-Tacoma-Bellevue, WA$134,330+56.4%
Charlotte-Concord-Gastonia, NC-SC$133,530+55.4%
Boston-Cambridge-Newton, MA-NH$132,580+54.3%
Bridgeport-Stamford-Danbury, CT$132,480+54.2%
Winston-Salem, NC$131,630+53.2%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$130,880+52.4%
Washington-Arlington-Alexandria, DC-VA-MD-WV$126,510+47.3%

Top-paying occupations benchmarked in Eugene-Springfield, OR

OccupationMedian annual wageMedian hourly
Chief Executives$274,520$131.98/hr
Architectural and Engineering Managers$157,720$75.83/hr
Computer and Information Systems Managers$157,200$75.58/hr
Financial Manager$145,600$70.00/hr
Nurse Practitioner$145,550$69.98/hr
Physician Assistant$145,030$69.73/hr
Medical and Health Services Managers$141,880$68.21/hr
Electrical Power-Line Installer$140,270$67.44/hr
Sales Managers$137,160$65.94/hr
Marketing Managers$133,010$63.95/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 121 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Risk Management Specialist Salary in Eugene-Springfield, OR (2026) Overview

Risk Management Specialist median pay in Eugene-Springfield, OR is $85,900 a year ($41.30/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Risk Management Specialist in Eugene-Springfield, OR compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Risk Management Specialist in Eugene-Springfield, OR?

The median annual wage is $85,900 ($41.30 per hour). The middle 80% of earners make between $63,280 and $154,320. Source: BLS OEWS (May 2025).

What is the take-home pay for a Risk Management Specialist in Eugene-Springfield, OR after taxes?

On the median wage of $85,900, a single filer with no pre-tax deductions takes home about $63,254 a year ($5,271 a month) after $22,646 in federal, FICA, state and local taxes, an effective rate of 26.36%, using 2026 tax rules.