SOC 13-2054

Risk Management Specialist Salary in Oshkosh-Neenah, WI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + WI
COL Index: 95.45 (-4.5% vs US)
Net Compensation Yield 70.5% Realized
$70,266 / net annual direct deposit
Gross Adjusted $99,730 $47.95/hr
Effective Tax Drag 23.54% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$23,480 $903.07/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $47.95 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,984/yr)
0% Tax Shield: ~$1,316/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,794
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,183
Medicare Hospital Insurance
Statutory 1.45%
-$1,446
Wisconsin Individual Income Tax
State Marginal Bracket
-$4,056
Net Take-Home Annual Realized
$70,266 ($2,702.55 / check)
Category 2 of 6

Oshkosh-Neenah, WI Risk Management Specialist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $99,730
MIDDLE 50% (IQR RANGE) 10th $57.4k 25th $74.8k Median: $99,730 50th (Median) $99.7k 75th $106k 90th $129k You: $99,730
10th (Entry) $57,440 $27.62/hr
25th (Junior) $74,830 $35.98/hr
50th (Median) $99,730 $47.95/hr
75th (Senior) $105,990 $50.96/hr
90th (Lead/Master) $129,250 $62.14/hr
Career Progression & Licensing Milestones for Risk Management Specialist in Oshkosh-Neenah, WI
1
Junior Risk AnalystFinancial modeling, risk metric calculations (VaR), portfolio analysis
$61,200$29.42/hr · 0-2 Years
2
Risk Management SpecialistCredit risk, market risk modeling, regulatory reporting (Basel/Dodd-Frank)
$91,800$44.13/hr · 2-5 Years
3
Senior Risk ManagerEnterprise risk frameworks, capital stress testing, counterparty hedging
$124,099$59.66/hr · 5-8 Years
4
Head of Risk GovernanceBoard risk committee reporting, institutional risk appetite governance
$159,799$76.83/hr · 8+ Years
Adjacent Career Pivots & National Pay Differences
Financial Managers+$49,240/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors-$12,260/yr
National median: $105,070
Skill overlap: 97%
Financial Specialists, All Other-$36,230/yr
National median: $81,100
Skill overlap: 92%
Management Analysts-$15,470/yr
National median: $101,860
Skill overlap: 91%View Salary
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Oshkosh-Neenah, WI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $936/month Requires minimum annual gross of $37,440
HUD Fair Market Rent (2-Bedroom) $1,195/month Requires minimum annual gross of $47,800
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.11/hr
Per adult, 2 working adults + 1 child: $21.57/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Oshkosh-Neenah, WI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$99,730-$23,480$70,266$2,702.55
+5h Overtime/Wk45 hrs$118,429-$29,821$81,503$3,134.73
+10h Overtime/Wk50 hrs$137,129-$36,304$92,597$3,561.44
+15h Overtime/Wk55 hrs$155,828-$42,932$103,546$3,982.54
+20h Overtime/Wk60 hrs$174,528-$49,513$114,543$4,405.49
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Risk Management Specialist in Oshkosh-Neenah, WI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Wisconsin tax codes.

Market Baseline
$99,730/yr
$47.95/hr · SOC 13-2054
Statutory Tax Drag
23.54% Effective
-$23,480 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,920/mo
Post-$936/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2054
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Risk Management Specialist in Oshkosh-Neenah, WI: Market Snapshot

Risk Management Specialist roles in Oshkosh-Neenah, WI report a median annual wage of $99,730, 15.0% below the national median of $117,330. The 10th to 90th percentile band runs from $57,440 to $129,250, and HUD’s $936 monthly one-bedroom fair market rent equals 11.3% of that median gross pay. The single-adult living wage benchmark for the area is $21.11 per hour.

Highest-paying metropolitan areas for Risk Management Specialist

Metropolitan areaMedian annual wageVs this market
San Francisco-Oakland-Fremont, CA$167,440+67.9%
San Jose-Sunnyvale-Santa Clara, CA$166,240+66.7%
New York-Newark-Jersey City, NY-NJ$139,670+40.0%
Seattle-Tacoma-Bellevue, WA$134,330+34.7%
Charlotte-Concord-Gastonia, NC-SC$133,530+33.9%
Boston-Cambridge-Newton, MA-NH$132,580+32.9%
Bridgeport-Stamford-Danbury, CT$132,480+32.8%
Winston-Salem, NC$131,630+32.0%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$130,880+31.2%
Washington-Arlington-Alexandria, DC-VA-MD-WV$126,510+26.9%

Top-paying occupations benchmarked in Oshkosh-Neenah, WI

OccupationMedian annual wageMedian hourly
Chief Executives$233,760$112.38/hr
Computer and Information Systems Managers$163,480$78.60/hr
Architectural and Engineering Managers$142,060$68.30/hr
Marketing Managers$138,990$66.82/hr
Financial Manager$137,120$65.92/hr
Physician Assistant$135,790$65.28/hr
Human Resources Managers$131,830$63.38/hr
Nurse Practitioner$129,860$62.43/hr
Sales Managers$129,640$62.33/hr
Medical and Health Services Managers$128,140$61.61/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 121 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Risk Management Specialist Salary in Oshkosh-Neenah, WI (2026) Overview

Risk Management Specialist median pay in Oshkosh-Neenah, WI is $99,730 a year ($47.95/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Risk Management Specialist in Oshkosh-Neenah, WI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Risk Management Specialist in Oshkosh-Neenah, WI?

The median annual wage is $99,730 ($47.95 per hour). The middle 80% of earners make between $57,440 and $129,250. Source: BLS OEWS (May 2025).

What is the take-home pay for a Risk Management Specialist in Oshkosh-Neenah, WI after taxes?

On the median wage of $99,730, a single filer with no pre-tax deductions takes home about $74,579 a year ($6,215 a month) after $25,151 in federal, FICA, state and local taxes, an effective rate of 25.22%, using 2026 tax rules.