SOC 13-2054

Risk Management Specialist Salary in Virginia Beach, VA-NC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + VA
COL Index: 126.05 (+26.0% vs US)
Net Compensation Yield 70.5% Realized
$66,426 / net annual direct deposit
Gross Adjusted $94,220 $45.30/hr
Effective Tax Drag 23.5% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$22,141 $851.58/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $45.30 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,653/yr)
0% Tax Shield: ~$1,244/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,655
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,842
Medicare Hospital Insurance
Statutory 1.45%
-$1,366
Virginia Individual Income Tax
State Marginal Bracket
-$4,278
Net Take-Home Annual Realized
$66,426 ($2,554.84 / check)
Category 2 of 6

Virginia Beach-Chesapeake-Norfolk, VA-NC Risk Management Specialist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $94,220
MIDDLE 50% (IQR RANGE) 10th $61.2k 25th $76.5k Median: $94,220 50th (Median) $94.2k 75th $135k 90th $164k You: $94,220
10th (Entry) $61,160 $29.40/hr
25th (Junior) $76,460 $36.76/hr
50th (Median) $94,220 $45.30/hr
75th (Senior) $134,630 $64.73/hr
90th (Lead/Master) $164,420 $79.05/hr
Career Progression & Licensing Milestones for Risk Management Specialist in Virginia Beach-Chesapeake-Norfolk, VA-NC
1
Junior Risk AnalystFinancial modeling, risk metric calculations (VaR), portfolio analysis
$57,818$27.80/hr · 0-2 Years
2
Risk Management SpecialistCredit risk, market risk modeling, regulatory reporting (Basel/Dodd-Frank)
$86,728$41.70/hr · 2-5 Years
3
Senior Risk ManagerEnterprise risk frameworks, capital stress testing, counterparty hedging
$117,243$56.37/hr · 5-8 Years
4
Head of Risk GovernanceBoard risk committee reporting, institutional risk appetite governance
$150,970$72.58/hr · 8+ Years
Scaled to the Virginia Beach-Chesapeake-Norfolk, VA-NC medianView National Risk Management Specialist Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$49,240/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors-$12,260/yr
National median: $105,070
Skill overlap: 97%
Financial Specialists, All Other-$36,230/yr
National median: $81,100
Skill overlap: 92%
Management Analysts-$15,470/yr
National median: $101,860
Skill overlap: 91%View Salary
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Virginia Beach-Chesapeake-Norfolk, VA-NC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
27% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,488/month Requires minimum annual gross of $59,520
HUD Fair Market Rent (2-Bedroom) $1,667/month Requires minimum annual gross of $66,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.88/hr
Per adult, 2 working adults + 1 child: $22.62/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Virginia Beach-Chesapeake-Norfolk, VA-NC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$94,220-$22,141$66,426$2,554.84
+5h Overtime/Wk45 hrs$111,886-$28,101$77,072$2,964.32
+10h Overtime/Wk50 hrs$129,553-$34,060$87,719$3,373.80
+15h Overtime/Wk55 hrs$147,219-$40,352$98,034$3,770.53
+20h Overtime/Wk60 hrs$164,885-$46,644$108,348$4,167.24
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Risk Management Specialist in Virginia Beach-Chesapeake-Norfolk, VA-NC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Virginia tax codes.

Market Baseline
$94,220/yr
$45.30/hr · SOC 13-2054
Statutory Tax Drag
23.5% Effective
-$22,141 in Total Taxes
HUD 1BR Shelter Ratio
27% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,047/mo
Post-$1,488/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2054
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Risk Management Specialist in Virginia Beach-Chesapeake-Norfolk, VA-NC: Market Snapshot

Risk Management Specialist roles in Virginia Beach-Chesapeake-Norfolk, VA-NC report a median annual wage of $94,220, 19.7% below the national median of $117,330. The 10th to 90th percentile band runs from $61,160 to $164,420, and HUD’s $1,488 monthly one-bedroom fair market rent equals 19.0% of that median gross pay. The single-adult living wage benchmark for the area is $27.88 per hour.

Highest-paying metropolitan areas for Risk Management Specialist

Metropolitan areaMedian annual wageVs this market
San Francisco-Oakland-Fremont, CA$167,440+77.7%
San Jose-Sunnyvale-Santa Clara, CA$166,240+76.4%
New York-Newark-Jersey City, NY-NJ$139,670+48.2%
Seattle-Tacoma-Bellevue, WA$134,330+42.6%
Charlotte-Concord-Gastonia, NC-SC$133,530+41.7%
Boston-Cambridge-Newton, MA-NH$132,580+40.7%
Bridgeport-Stamford-Danbury, CT$132,480+40.6%
Winston-Salem, NC$131,630+39.7%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$130,880+38.9%
Washington-Arlington-Alexandria, DC-VA-MD-WV$126,510+34.3%

Top-paying occupations benchmarked in Virginia Beach-Chesapeake-Norfolk, VA-NC

OccupationMedian annual wageMedian hourly
Chief Executives$297,350$142.96/hr
Computer and Information Systems Managers$170,560$82.00/hr
Financial Manager$163,940$78.82/hr
Architectural and Engineering Managers$161,340$77.57/hr
Sales Managers$158,750$76.32/hr
Marketing Managers$155,300$74.66/hr
Public Relations Managers$152,990$73.55/hr
Purchasing Managers$143,230$68.86/hr
Human Resources Managers$140,410$67.50/hr
Data Engineer$135,130$64.97/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 121 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Risk Management Specialist Salary in Virginia Beach, VA-NC (2026) Overview

Risk Management Specialist median pay in Virginia Beach-Chesapeake-Norfolk, VA-NC is $94,220 a year ($45.30/hr). See take-home pay after 2026 taxes, BLS wage. Official 2026 economic data for Risk Management Specialist in Virginia Beach-Chesapeake-Norfolk, VA-NC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Risk Management Specialist in Virginia Beach-Chesapeake-Norfolk, VA-NC?

The median annual wage is $94,220 ($45.30 per hour). The middle 80% of earners make between $61,160 and $164,420. Source: BLS OEWS (May 2025).

What is the take-home pay for a Risk Management Specialist in Virginia Beach-Chesapeake-Norfolk, VA-NC after taxes?

On the median wage of $94,220, a single filer with no pre-tax deductions takes home about $70,510 a year ($5,876 a month) after $23,710 in federal, FICA, state and local taxes, an effective rate of 25.16%, using 2026 tax rules.