SOC 15-1252

Software Engineer Salary in Davenport-Moline-Rock Island, IA-IL

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IA
COL Index: 94.28 (-5.7% vs US)
Net Compensation Yield 70.3% Realized
$81,379 / net annual direct deposit
Gross Adjusted $115,780 $55.66/hr
Effective Tax Drag 23.71% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$27,454 $1,055.94/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $55.66 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,947/yr)
0% Tax Shield: ~$1,528/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$15,113
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,178
Medicare Hospital Insurance
Statutory 1.45%
-$1,679
Iowa Individual Income Tax
State Marginal Bracket
-$3,484
Net Take-Home Annual Realized
$81,379 ($3,129.96 / check)
Category 2 of 6

Davenport-Moline-Rock Island, IA-IL Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $115,780
MIDDLE 50% (IQR RANGE) 10th $77.9k 25th $99.0k Median: $115,780 50th (Median) $116k 75th $135k 90th $163k You: $115,780
10th (Entry) $77,920 $37.46/hr
25th (Junior) $99,010 $47.60/hr
50th (Median) $115,780 $55.66/hr
75th (Senior) $135,030 $64.92/hr
90th (Lead/Master) $163,490 $78.60/hr
Career Progression & Licensing Milestones for Software Engineer in Davenport-Moline-Rock Island, IA-IL
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$75,353$36.23/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$108,985$52.40/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$146,449$70.41/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$194,130$93.33/hr · 8+ Years
Scaled to the Davenport-Moline-Rock Island, IA-IL medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Davenport-Moline-Rock Island, IA-IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
13% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $852/month Requires minimum annual gross of $34,080
HUD Fair Market Rent (2-Bedroom) $1,056/month Requires minimum annual gross of $42,240
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.85/hr
Per adult, 2 working adults + 1 child: $20.18/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Davenport-Moline-Rock Island, IA-IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$115,780-$27,454$81,379$3,129.96
+5h Overtime/Wk45 hrs$137,489-$34,529$94,711$3,642.72
+10h Overtime/Wk50 hrs$159,198-$41,862$107,783$4,145.51
+15h Overtime/Wk55 hrs$180,906-$49,196$120,856$4,648.30
+20h Overtime/Wk60 hrs$202,615-$55,430$135,028$5,193.39
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Davenport-Moline-Rock Island, IA-IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Iowa tax codes.

Market Baseline
$115,780/yr
$55.66/hr · SOC 15-1252
Statutory Tax Drag
23.71% Effective
-$27,454 in Total Taxes
HUD 1BR Shelter Ratio
13% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,930/mo
Post-$852/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Davenport-Moline-Rock Island, IA-IL: Market Snapshot

Software Engineer roles in Davenport-Moline-Rock Island, IA-IL report a median annual wage of $115,780, 14.9% below the national median of $135,980. The 10th to 90th percentile band runs from $77,920 to $163,490, and HUD’s $852 monthly one-bedroom fair market rent equals 8.8% of that median gross pay. The single-adult living wage benchmark for the area is $20.85 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+84.1%
San Francisco-Oakland-Fremont, CA$186,640+61.2%
Seattle-Tacoma-Bellevue, WA$167,280+44.5%
New York-Newark-Jersey City, NY-NJ$166,830+44.1%
Boston-Cambridge-Newton, MA-NH$166,090+43.5%
Boulder, CO$164,560+42.1%
San Diego-Chula Vista-Carlsbad, CA$163,270+41.0%
Bridgeport-Stamford-Danbury, CT$162,650+40.5%
Manchester-Nashua, NH$162,090+40.0%
Los Angeles-Long Beach-Anaheim, CA$160,920+39.0%

Top-paying occupations benchmarked in Davenport-Moline-Rock Island, IA-IL

OccupationMedian annual wageMedian hourly
Chief Executives$205,030$98.57/hr
Architectural and Engineering Managers$175,030$84.15/hr
Computer and Information Systems Managers$159,590$76.73/hr
Purchasing Managers$147,600$70.96/hr
Training and Development Managers$142,620$68.57/hr
Human Resources Managers$142,600$68.56/hr
Marketing Managers$141,300$67.93/hr
Financial Manager$139,150$66.90/hr
Physician Assistant$137,420$66.07/hr
Public Relations Managers$132,600$63.75/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Davenport-Moline-Rock Island, IA-IL Overview

Software Engineer median pay in Davenport-Moline-Rock Island, IA-IL is $115,780 a year ($55.66/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Software Engineer in Davenport-Moline-Rock Island, IA-IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Davenport-Moline-Rock Island, IA-IL?

The median annual wage is $115,780 ($55.66 per hour). The middle 80% of earners make between $77,920 and $163,490. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Davenport-Moline-Rock Island, IA-IL after taxes?

On the median wage of $115,780, a single filer with no pre-tax deductions takes home about $86,533 a year ($7,211 a month) after $29,247 in federal, FICA, state and local taxes, an effective rate of 25.26%, using 2026 tax rules.