SOC 15-1252

Software Engineer Salary in Des Moines-West Des Moines, IA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IA
COL Index: 103.9 (+3.9% vs US)
Net Compensation Yield 69.6% Realized
$88,011 / net annual direct deposit
Gross Adjusted $126,460 $60.80/hr
Effective Tax Drag 24.4% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$30,861 $1,186.98/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $60.80 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,588/yr)
0% Tax Shield: ~$1,669/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$17,322
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,841
Medicare Hospital Insurance
Statutory 1.45%
-$1,834
Iowa Individual Income Tax
State Marginal Bracket
-$3,865
Net Take-Home Annual Realized
$88,011 ($3,385.04 / check)
Category 2 of 6

Des Moines-West Des Moines, IA Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $126,460
MIDDLE 50% (IQR RANGE) 10th $79.2k 25th $102k Median: $126,460 50th (Median) $126k 75th $140k 90th $168k You: $126,460
10th (Entry) $79,170 $38.06/hr
25th (Junior) $101,550 $48.82/hr
50th (Median) $126,460 $60.80/hr
75th (Senior) $140,390 $67.50/hr
90th (Lead/Master) $168,180 $80.86/hr
Career Progression & Licensing Milestones for Software Engineer in Des Moines-West Des Moines, IA
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$82,304$39.57/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$119,039$57.23/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$159,958$76.90/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$212,038$101.94/hr · 8+ Years
Scaled to the Des Moines-West Des Moines, IA medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Des Moines-West Des Moines, IA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,145/month Requires minimum annual gross of $45,800
HUD Fair Market Rent (2-Bedroom) $1,360/month Requires minimum annual gross of $54,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.98/hr
Per adult, 2 working adults + 1 child: $20.03/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Des Moines-West Des Moines, IA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$126,460-$30,861$88,011$3,385.04
+5h Overtime/Wk45 hrs$150,171-$38,813$102,348$3,936.46
+10h Overtime/Wk50 hrs$173,883-$46,823$116,626$4,485.63
+15h Overtime/Wk55 hrs$197,594-$54,022$131,717$5,066.02
+20h Overtime/Wk60 hrs$221,305-$60,753$147,273$5,664.36
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Des Moines-West Des Moines, IA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Iowa tax codes.

Market Baseline
$126,460/yr
$60.80/hr · SOC 15-1252
Statutory Tax Drag
24.4% Effective
-$30,861 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,189/mo
Post-$1,145/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Des Moines-West Des Moines, IA: Market Snapshot

Software Engineer roles in Des Moines-West Des Moines, IA report a median annual wage of $126,460, 7.0% below the national median of $135,980. The 10th to 90th percentile band runs from $79,170 to $168,180, and HUD’s $1,145 monthly one-bedroom fair market rent equals 10.9% of that median gross pay. The single-adult living wage benchmark for the area is $22.98 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+68.5%
San Francisco-Oakland-Fremont, CA$186,640+47.6%
Seattle-Tacoma-Bellevue, WA$167,280+32.3%
New York-Newark-Jersey City, NY-NJ$166,830+31.9%
Boston-Cambridge-Newton, MA-NH$166,090+31.3%
Boulder, CO$164,560+30.1%
San Diego-Chula Vista-Carlsbad, CA$163,270+29.1%
Bridgeport-Stamford-Danbury, CT$162,650+28.6%
Manchester-Nashua, NH$162,090+28.2%
Los Angeles-Long Beach-Anaheim, CA$160,920+27.2%

Top-paying occupations benchmarked in Des Moines-West Des Moines, IA

OccupationMedian annual wageMedian hourly
Chief Executives$290,870$139.84/hr
Computer and Information Systems Managers$164,840$79.25/hr
Financial Manager$154,140$74.11/hr
Compensation and Benefits Managers$150,850$72.52/hr
Architectural and Engineering Managers$148,330$71.31/hr
Human Resources Managers$138,140$66.41/hr
Sales Managers$136,570$65.66/hr
Marketing Managers$135,140$64.97/hr
Physician Assistant$133,830$64.34/hr
Nurse Practitioner$132,230$63.57/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Des Moines-West Des Moines, IA (2026) Overview

Software Engineer median pay in Des Moines-West Des Moines, IA is $126,460 a year ($60.80/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Software Engineer in Des Moines-West Des Moines, IA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Des Moines-West Des Moines, IA?

The median annual wage is $126,460 ($60.80 per hour). The middle 80% of earners make between $79,170 and $168,180. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Des Moines-West Des Moines, IA after taxes?

On the median wage of $126,460, a single filer with no pre-tax deductions takes home about $93,548 a year ($7,796 a month) after $32,912 in federal, FICA, state and local taxes, an effective rate of 26.03%, using 2026 tax rules.