SOC 15-1252

Software Engineer Salary in Gulfport-Biloxi, MS (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MS
COL Index: 96.04 (-4.0% vs US)
Net Compensation Yield 71.1% Realized
$74,097 / net annual direct deposit
Gross Adjusted $104,240 $50.12/hr
Effective Tax Drag 22.92% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$23,889 $918.79/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $50.12 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,254/yr)
0% Tax Shield: ~$1,376/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,727
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,463
Medicare Hospital Insurance
Statutory 1.45%
-$1,511
Mississippi Individual Income Tax
State Marginal Bracket
-$3,187
Net Take-Home Annual Realized
$74,097 ($2,849.88 / check)
Category 2 of 6

Gulfport-Biloxi, MS Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $104,240
MIDDLE 50% (IQR RANGE) 10th $44.4k 25th $77.3k Median: $104,240 50th (Median) $104k 75th $138k 90th $167k You: $104,240
10th (Entry) $44,370 $21.33/hr
25th (Junior) $77,350 $37.19/hr
50th (Median) $104,240 $50.12/hr
75th (Senior) $137,620 $66.16/hr
90th (Lead/Master) $167,200 $80.38/hr
Career Progression & Licensing Milestones for Software Engineer in Gulfport-Biloxi, MS
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$67,843$32.62/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$98,123$47.17/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$131,852$63.39/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$174,781$84.03/hr · 8+ Years
Scaled to the Gulfport-Biloxi, MS medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Gulfport-Biloxi, MS under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $982/month Requires minimum annual gross of $39,280
HUD Fair Market Rent (2-Bedroom) $1,185/month Requires minimum annual gross of $47,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.24/hr
Per adult, 2 working adults + 1 child: $19.29/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Gulfport-Biloxi, MS.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$104,240-$23,889$74,097$2,849.88
+5h Overtime/Wk45 hrs$123,785-$30,161$86,197$3,315.28
+10h Overtime/Wk50 hrs$143,330-$36,691$98,039$3,770.73
+15h Overtime/Wk55 hrs$162,875-$43,331$109,772$4,221.99
+20h Overtime/Wk60 hrs$182,420-$49,970$121,505$4,673.26
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Gulfport-Biloxi, MS: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Mississippi tax codes.

Market Baseline
$104,240/yr
$50.12/hr · SOC 15-1252
Statutory Tax Drag
22.92% Effective
-$23,889 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,193/mo
Post-$982/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Gulfport-Biloxi, MS: Market Snapshot

Software Engineer roles in Gulfport-Biloxi, MS report a median annual wage of $104,240, 23.3% below the national median of $135,980. The 10th to 90th percentile band runs from $44,370 to $167,200, and HUD’s $982 monthly one-bedroom fair market rent equals 11.3% of that median gross pay. The single-adult living wage benchmark for the area is $21.24 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+104.4%
San Francisco-Oakland-Fremont, CA$186,640+79.0%
Seattle-Tacoma-Bellevue, WA$167,280+60.5%
New York-Newark-Jersey City, NY-NJ$166,830+60.0%
Boston-Cambridge-Newton, MA-NH$166,090+59.3%
Boulder, CO$164,560+57.9%
San Diego-Chula Vista-Carlsbad, CA$163,270+56.6%
Bridgeport-Stamford-Danbury, CT$162,650+56.0%
Manchester-Nashua, NH$162,090+55.5%
Los Angeles-Long Beach-Anaheim, CA$160,920+54.4%

Top-paying occupations benchmarked in Gulfport-Biloxi, MS

OccupationMedian annual wageMedian hourly
Chief Executives$159,120$76.50/hr
Architectural and Engineering Managers$139,730$67.18/hr
Purchasing Managers$131,330$63.14/hr
Nurse Practitioner$128,150$61.61/hr
Computer and Information Systems Managers$127,460$61.28/hr
Industrial Production Managers$126,570$60.85/hr
Human Resources Managers$121,470$58.40/hr
Gambling Managers$121,420$58.38/hr
Financial Manager$115,320$55.44/hr
General and Operations Managers$107,480$51.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Gulfport-Biloxi, MS (2026) Overview

Software Engineer median pay in Gulfport-Biloxi, MS is $104,240 a year ($50.12/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Software Engineer in Gulfport-Biloxi, MS compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Gulfport-Biloxi, MS?

The median annual wage is $104,240 ($50.12 per hour). The middle 80% of earners make between $44,370 and $167,200. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Gulfport-Biloxi, MS after taxes?

On the median wage of $104,240, a single filer with no pre-tax deductions takes home about $78,725 a year ($6,560 a month) after $25,515 in federal, FICA, state and local taxes, an effective rate of 24.48%, using 2026 tax rules.