SOC 15-1252

Software Engineer Salary in Houston-Pasadena-The Woodlands, TX

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 107.37 (+7.4% vs US)
Net Compensation Yield 72.5% Realized
$93,833 / net annual direct deposit
Gross Adjusted $129,440 $62.23/hr
Effective Tax Drag 21.51% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$27,840 $1,070.78/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $62.23 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,766/yr)
0% Tax Shield: ~$1,709/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$17,938
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,025
Medicare Hospital Insurance
Statutory 1.45%
-$1,877
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$93,833 ($3,608.97 / check)
Category 2 of 6

Houston-Pasadena-The Woodlands, TX Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $129,440
MIDDLE 50% (IQR RANGE) 10th $80.4k 25th $101k Median: $129,440 50th (Median) $129k 75th $159k 90th $182k You: $129,440
10th (Entry) $80,400 $38.65/hr
25th (Junior) $101,190 $48.65/hr
50th (Median) $129,440 $62.23/hr
75th (Senior) $159,450 $76.66/hr
90th (Lead/Master) $181,770 $87.39/hr
Career Progression & Licensing Milestones for Software Engineer in Houston-Pasadena-The Woodlands, TX
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$84,244$40.50/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$121,844$58.58/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$163,728$78.72/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$217,034$104.34/hr · 8+ Years
Scaled to the Houston-Pasadena-The Woodlands, TX medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Houston-Pasadena-The Woodlands, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,261/month Requires minimum annual gross of $50,440
HUD Fair Market Rent (2-Bedroom) $1,497/month Requires minimum annual gross of $59,880
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.75/hr
Per adult, 2 working adults + 1 child: $20.58/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Houston-Pasadena-The Woodlands, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$129,440-$27,840$93,833$3,608.97
+5h Overtime/Wk45 hrs$153,710-$35,170$109,318$4,204.52
+10h Overtime/Wk50 hrs$177,980-$42,502$124,799$4,799.98
+15h Overtime/Wk55 hrs$202,250-$48,753$141,362$5,436.98
+20h Overtime/Wk60 hrs$226,520-$54,799$158,130$6,081.91
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Houston-Pasadena-The Woodlands, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$129,440/yr
$62.23/hr · SOC 15-1252
Statutory Tax Drag
21.51% Effective
-$27,840 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,558/mo
Post-$1,261/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Houston-Pasadena-The Woodlands, TX: Market Snapshot

Software Engineer roles in Houston-Pasadena-The Woodlands, TX report a median annual wage of $129,440, 4.8% below the national median of $135,980. The 10th to 90th percentile band runs from $80,400 to $181,770, and HUD’s $1,261 monthly one-bedroom fair market rent equals 11.7% of that median gross pay. The single-adult living wage benchmark for the area is $23.75 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+64.6%
San Francisco-Oakland-Fremont, CA$186,640+44.2%
Seattle-Tacoma-Bellevue, WA$167,280+29.2%
New York-Newark-Jersey City, NY-NJ$166,830+28.9%
Boston-Cambridge-Newton, MA-NH$166,090+28.3%
Boulder, CO$164,560+27.1%
San Diego-Chula Vista-Carlsbad, CA$163,270+26.1%
Bridgeport-Stamford-Danbury, CT$162,650+25.7%
Manchester-Nashua, NH$162,090+25.2%
Los Angeles-Long Beach-Anaheim, CA$160,920+24.3%

Top-paying occupations benchmarked in Houston-Pasadena-The Woodlands, TX

OccupationMedian annual wageMedian hourly
Chief Executives$275,270$132.34/hr
Computer and Information Systems Managers$172,160$82.77/hr
Architectural and Engineering Managers$172,020$82.70/hr
Financial Manager$166,910$80.25/hr
Marketing Managers$153,030$73.57/hr
Compensation and Benefits Managers$148,870$71.57/hr
Human Resources Managers$142,110$68.32/hr
Data Engineer$139,100$66.88/hr
Purchasing Managers$139,050$66.85/hr
Physician Assistant$137,240$65.98/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Houston-Pasadena-The Woodlands, TX Overview

Software Engineer median pay in Houston-Pasadena-The Woodlands, TX is $129,440 a year ($62.23/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Software Engineer in Houston-Pasadena-The Woodlands, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Houston-Pasadena-The Woodlands, TX?

The median annual wage is $129,440 ($62.23 per hour). The middle 80% of earners make between $80,400 and $181,770. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Houston-Pasadena-The Woodlands, TX after taxes?

On the median wage of $129,440, a single filer with no pre-tax deductions takes home about $99,738 a year ($8,312 a month) after $29,702 in federal, FICA, state and local taxes, an effective rate of 22.95%, using 2026 tax rules.