SOC 15-1252

Software Engineer Salary in San Antonio-New Braunfels, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 102.42 (+2.4% vs US)
Net Compensation Yield 72.5% Realized
$93,170 / net annual direct deposit
Gross Adjusted $128,430 $61.75/hr
Effective Tax Drag 21.45% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$27,554 $1,059.78/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $61.75 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,706/yr)
0% Tax Shield: ~$1,695/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$17,729
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,963
Medicare Hospital Insurance
Statutory 1.45%
-$1,862
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$93,170 ($3,583.46 / check)
Category 2 of 6

San Antonio-New Braunfels, TX Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $128,430
MIDDLE 50% (IQR RANGE) 10th $80.6k 25th $101k Median: $128,430 50th (Median) $128k 75th $155k 90th $166k You: $128,430
10th (Entry) $80,560 $38.73/hr
25th (Junior) $101,000 $48.56/hr
50th (Median) $128,430 $61.75/hr
75th (Senior) $154,790 $74.42/hr
90th (Lead/Master) $165,870 $79.75/hr
Career Progression & Licensing Milestones for Software Engineer in San Antonio-New Braunfels, TX
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$83,586$40.19/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$120,893$58.12/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$162,450$78.10/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$215,341$103.53/hr · 8+ Years
Scaled to the San Antonio-New Braunfels, TX medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in San Antonio-New Braunfels, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
15% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,196/month Requires minimum annual gross of $47,840
HUD Fair Market Rent (2-Bedroom) $1,441/month Requires minimum annual gross of $57,640
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.65/hr
Per adult, 2 working adults + 1 child: $20.06/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in San Antonio-New Braunfels, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$128,430-$27,554$93,170$3,583.46
+5h Overtime/Wk45 hrs$152,511-$34,807$108,553$4,175.10
+10h Overtime/Wk50 hrs$176,591-$42,082$123,914$4,765.91
+15h Overtime/Wk55 hrs$200,672-$48,360$140,271$5,395.05
+20h Overtime/Wk60 hrs$224,753-$54,359$156,909$6,034.94
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in San Antonio-New Braunfels, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$128,430/yr
$61.75/hr · SOC 15-1252
Statutory Tax Drag
21.45% Effective
-$27,554 in Total Taxes
HUD 1BR Shelter Ratio
15% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,568/mo
Post-$1,196/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in San Antonio-New Braunfels, TX: Market Snapshot

Software Engineer roles in San Antonio-New Braunfels, TX report a median annual wage of $128,430, 5.6% below the national median of $135,980. The 10th to 90th percentile band runs from $80,560 to $165,870, and HUD’s $1,196 monthly one-bedroom fair market rent equals 11.2% of that median gross pay. The single-adult living wage benchmark for the area is $22.65 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+65.9%
San Francisco-Oakland-Fremont, CA$186,640+45.3%
Seattle-Tacoma-Bellevue, WA$167,280+30.2%
New York-Newark-Jersey City, NY-NJ$166,830+29.9%
Boston-Cambridge-Newton, MA-NH$166,090+29.3%
Boulder, CO$164,560+28.1%
San Diego-Chula Vista-Carlsbad, CA$163,270+27.1%
Bridgeport-Stamford-Danbury, CT$162,650+26.6%
Manchester-Nashua, NH$162,090+26.2%
Los Angeles-Long Beach-Anaheim, CA$160,920+25.3%

Top-paying occupations benchmarked in San Antonio-New Braunfels, TX

OccupationMedian annual wageMedian hourly
Chief Executives$256,610$123.37/hr
Architectural and Engineering Managers$168,650$81.08/hr
Computer and Information Systems Managers$163,490$78.60/hr
Financial Manager$144,710$69.57/hr
Physician Assistant$140,160$67.38/hr
Data Engineer$135,790$65.28/hr
Marketing Managers$131,800$63.37/hr
Nurse Practitioner$131,770$63.35/hr
Purchasing Managers$131,660$63.30/hr
Human Resources Managers$130,370$62.68/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in San Antonio-New Braunfels, TX (2026) Overview

Software Engineer median pay in San Antonio-New Braunfels, TX is $128,430 a year ($61.75/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Software Engineer in San Antonio-New Braunfels, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in San Antonio-New Braunfels, TX?

The median annual wage is $128,430 ($61.75 per hour). The middle 80% of earners make between $80,560 and $165,870. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in San Antonio-New Braunfels, TX after taxes?

On the median wage of $128,430, a single filer with no pre-tax deductions takes home about $99,048 a year ($8,254 a month) after $29,382 in federal, FICA, state and local taxes, an effective rate of 22.88%, using 2026 tax rules.