SOC 15-1252

Software Engineer Salary in Kahului-Wailuku, HI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + HI
COL Index: 164.36 (+64.4% vs US)
Net Compensation Yield 66.4% Realized
$88,902 / net annual direct deposit
Gross Adjusted $133,870 $64.36/hr
Effective Tax Drag 27.59% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$36,936 $1,420.62/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $64.36 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$8,032/yr)
0% Tax Shield: ~$1,928/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$18,935
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,300
Medicare Hospital Insurance
Statutory 1.45%
-$1,941
Hawaii Individual Income Tax
State Marginal Bracket
-$7,760
Net Take-Home Annual Realized
$88,902 ($3,419.30 / check)
Category 2 of 6

Kahului-Wailuku, HI Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $133,870
MIDDLE 50% (IQR RANGE) 10th $65.4k 25th $84.3k Median: $133,870 50th (Median) $134k 75th $203k 90th $273k You: $133,870
10th (Entry) $65,430 $31.46/hr
25th (Junior) $84,300 $40.53/hr
50th (Median) $133,870 $64.36/hr
75th (Senior) $203,490 $97.83/hr
90th (Lead/Master) $273,350 $131.42/hr
Career Progression & Licensing Milestones for Software Engineer in Kahului-Wailuku, HI
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$87,127$41.89/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$126,014$60.58/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$169,331$81.41/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$224,462$107.91/hr · 8+ Years
Scaled to the Kahului-Wailuku, HI medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Kahului-Wailuku, HI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
27% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $2,030/month Requires minimum annual gross of $81,200
HUD Fair Market Rent (2-Bedroom) $2,656/month Requires minimum annual gross of $106,240
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $36.35/hr
Per adult, 2 working adults + 1 child: $30.41/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Kahului-Wailuku, HI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$133,870-$36,936$88,902$3,419.30
+5h Overtime/Wk45 hrs$158,971-$46,358$103,074$3,964.40
+10h Overtime/Wk50 hrs$184,071-$55,805$117,222$4,508.54
+15h Overtime/Wk55 hrs$209,172-$63,848$132,773$5,106.66
+20h Overtime/Wk60 hrs$234,273-$72,235$147,981$5,691.59
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Kahului-Wailuku, HI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Hawaii tax codes.

Market Baseline
$133,870/yr
$64.36/hr · SOC 15-1252
Statutory Tax Drag
27.59% Effective
-$36,936 in Total Taxes
HUD 1BR Shelter Ratio
27% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,378/mo
Post-$2,030/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Kahului-Wailuku, HI: Market Snapshot

Software Engineer roles in Kahului-Wailuku, HI report a median annual wage of $133,870, 1.6% below the national median of $135,980. The 10th to 90th percentile band runs from $65,430 to $273,350, and HUD’s $2,030 monthly one-bedroom fair market rent equals 18.2% of that median gross pay. The single-adult living wage benchmark for the area is $36.35 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+59.2%
San Francisco-Oakland-Fremont, CA$186,640+39.4%
Seattle-Tacoma-Bellevue, WA$167,280+25.0%
New York-Newark-Jersey City, NY-NJ$166,830+24.6%
Boston-Cambridge-Newton, MA-NH$166,090+24.1%
Boulder, CO$164,560+22.9%
San Diego-Chula Vista-Carlsbad, CA$163,270+22.0%
Bridgeport-Stamford-Danbury, CT$162,650+21.5%
Manchester-Nashua, NH$162,090+21.1%
Los Angeles-Long Beach-Anaheim, CA$160,920+20.2%

Top-paying occupations benchmarked in Kahului-Wailuku, HI

OccupationMedian annual wageMedian hourly
Chief Executives$204,040$98.10/hr
Nurse Practitioner$164,210$78.95/hr
Architectural and Engineering Managers$159,360$76.62/hr
Computer and Information Systems Managers$150,900$72.55/hr
Medical and Health Services Managers$148,080$71.19/hr
Registered Nurse (RN)$144,350$69.40/hr
Physician Assistant$134,960$64.88/hr
Electrical Power-Line Installer$132,370$63.64/hr
Education Administrators, Kindergarten through Secondary$132,160$63.54/hr
Cybersecurity Analyst$131,640$63.29/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Kahului-Wailuku, HI (2026) Overview

Software Engineer median pay in Kahului-Wailuku, HI is $133,870 a year ($64.36/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Software Engineer in Kahului-Wailuku, HI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Kahului-Wailuku, HI?

The median annual wage is $133,870 ($64.36 per hour). The middle 80% of earners make between $65,430 and $273,350. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Kahului-Wailuku, HI after taxes?

On the median wage of $133,870, a single filer with no pre-tax deductions takes home about $94,396 a year ($7,866 a month) after $39,474 in federal, FICA, state and local taxes, an effective rate of 29.49%, using 2026 tax rules.