SOC 15-1252

Software Engineer Salary in San Juan-Bayamon-Caguas, PR (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + PR
COL Index: Not published
Net Compensation Yield 72.9% Realized
$57,869 / net annual direct deposit
Gross Adjusted $79,380 $38.16/hr
Effective Tax Drag 21.1% Combined Jurisdictions
Marginal Top Bracket 0% Federal Statutory
Total Withheld -$16,748 $644.15/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $38.16 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,763/yr)
0% Tax Shield: ~$0/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Excluded under IRC §933
-$0
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,922
Medicare Hospital Insurance
Statutory 1.45%
-$1,151
Puerto Rico Income Tax (Hacienda)
Commonwealth Progressive Bracket
-$10,675
Net Take-Home Annual Realized
$57,869 ($2,225.74 / check)
Category 2 of 6

San Juan-Bayamon-Caguas, PR Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $79,380
MIDDLE 50% (IQR RANGE) 10th $49.5k 25th $63.7k Median: $79,380 50th (Median) $79.4k 75th $92.6k 90th $105k You: $79,380
10th (Entry) $49,500 $23.80/hr
25th (Junior) $63,700 $30.63/hr
50th (Median) $79,380 $38.16/hr
75th (Senior) $92,610 $44.52/hr
90th (Lead/Master) $105,420 $50.68/hr
Career Progression & Licensing Milestones for Software Engineer in San Juan-Bayamon-Caguas, PR
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$51,663$24.84/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$74,722$35.92/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$100,407$48.27/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$133,098$63.99/hr · 8+ Years
Scaled to the San Juan-Bayamon-Caguas, PR medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in San Juan-Bayamon-Caguas, PR under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
13% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $604/month Requires minimum annual gross of $24,160
HUD Fair Market Rent (2-Bedroom) $706/month Requires minimum annual gross of $28,240
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: Not published
Per adult, 2 working adults + 1 child: Not published
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in San Juan-Bayamon-Caguas, PR.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$79,380-$16,748$57,869$2,225.74
+5h Overtime/Wk45 hrs$94,264-$22,134$66,474$2,556.68
+10h Overtime/Wk50 hrs$109,148-$28,145$74,453$2,863.58
+15h Overtime/Wk55 hrs$124,031-$33,670$82,919$3,189.20
+20h Overtime/Wk60 hrs$138,915-$39,195$91,385$3,514.82
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in San Juan-Bayamon-Caguas, PR: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Puerto Rico tax codes.

Market Baseline
$79,380/yr
$38.16/hr · SOC 15-1252
Statutory Tax Drag
21.1% Effective
-$16,748 in Total Taxes
HUD 1BR Shelter Ratio
13% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,218/mo
Post-$604/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in San Juan-Bayamon-Caguas, PR: Market Snapshot

Software Engineer roles in San Juan-Bayamon-Caguas, PR report a median annual wage of $79,380, 41.6% below the national median of $135,980. The 10th to 90th percentile band runs from $49,500 to $105,420, and HUD’s $604 monthly one-bedroom fair market rent equals 9.1% of that median gross pay. EPI publishes no living-wage budget for the area.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+168.5%
San Francisco-Oakland-Fremont, CA$186,640+135.1%
Seattle-Tacoma-Bellevue, WA$167,280+110.7%
New York-Newark-Jersey City, NY-NJ$166,830+110.2%
Boston-Cambridge-Newton, MA-NH$166,090+109.2%
Boulder, CO$164,560+107.3%
San Diego-Chula Vista-Carlsbad, CA$163,270+105.7%
Bridgeport-Stamford-Danbury, CT$162,650+104.9%
Manchester-Nashua, NH$162,090+104.2%
Los Angeles-Long Beach-Anaheim, CA$160,920+102.7%

Top-paying occupations benchmarked in San Juan-Bayamon-Caguas, PR

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$132,180$63.55/hr
Industrial Production Managers$130,690$62.83/hr
Natural Sciences Managers$119,430$57.42/hr
Education Administrators, All Other$100,860$48.49/hr
Computer and Information Systems Managers$99,780$47.97/hr
Data Engineer$98,890$47.54/hr
Chief Executives$98,800$47.50/hr
Training and Development Managers$95,170$45.75/hr
Financial Manager$94,600$45.48/hr
Medical and Health Services Managers$87,980$42.30/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in San Juan-Bayamon-Caguas, PR (2026) Overview

Software Engineer median pay in San Juan-Bayamon-Caguas, PR is $79,380 a year ($38.16/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Software Engineer in San Juan-Bayamon-Caguas, PR compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in San Juan-Bayamon-Caguas, PR?

The median annual wage is $79,380 ($38.16 per hour). The middle 80% of earners make between $49,500 and $105,420. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in San Juan-Bayamon-Caguas, PR after taxes?

On the median wage of $79,380, a single filer with no pre-tax deductions takes home about $61,186 a year ($5,099 a month) after $18,194 in Puerto Rico income and FICA taxes (Puerto Rico-source wages are excluded from IRS federal income tax under IRC §933), an effective rate of 22.92%, using 2026 tax rules.