SOC 15-1252

Software Engineer Salary in Sioux Falls, SD-MN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + SD
COL Index: 93.78 (-6.2% vs US)
Net Compensation Yield 74.4% Realized
$75,183 / net annual direct deposit
Gross Adjusted $101,040 $48.58/hr
Effective Tax Drag 19.59% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,795 $761.33/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.58 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,062/yr)
0% Tax Shield: ~$1,334/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,065
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,264
Medicare Hospital Insurance
Statutory 1.45%
-$1,465
South Dakota Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$75,183 ($2,891.65 / check)
Category 2 of 6

Sioux Falls, SD-MN Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $101,040
MIDDLE 50% (IQR RANGE) 10th $65.4k 25th $79.1k Median: $101,040 50th (Median) $101k 75th $124k 90th $173k You: $101,040
10th (Entry) $65,390 $31.44/hr
25th (Junior) $79,070 $38.01/hr
50th (Median) $101,040 $48.58/hr
75th (Senior) $123,580 $59.41/hr
90th (Lead/Master) $173,180 $83.26/hr
Career Progression & Licensing Milestones for Software Engineer in Sioux Falls, SD-MN
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$65,760$31.62/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$95,110$45.73/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$127,805$61.44/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$169,416$81.45/hr · 8+ Years
Scaled to the Sioux Falls, SD-MN medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Sioux Falls, SD-MN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
17% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,044/month Requires minimum annual gross of $41,760
HUD Fair Market Rent (2-Bedroom) $1,228/month Requires minimum annual gross of $49,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.74/hr
Per adult, 2 working adults + 1 child: $19.33/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Sioux Falls, SD-MN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$101,040-$19,795$75,183$2,891.65
+5h Overtime/Wk45 hrs$119,985-$25,162$87,624$3,370.16
+10h Overtime/Wk50 hrs$138,930-$30,705$99,889$3,841.90
+15h Overtime/Wk55 hrs$157,875-$36,428$111,974$4,306.71
+20h Overtime/Wk60 hrs$176,820-$42,151$124,059$4,771.52
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Sioux Falls, SD-MN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and South Dakota tax codes.

Market Baseline
$101,040/yr
$48.58/hr · SOC 15-1252
Statutory Tax Drag
19.59% Effective
-$19,795 in Total Taxes
HUD 1BR Shelter Ratio
17% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,221/mo
Post-$1,044/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Sioux Falls, SD-MN: Market Snapshot

Software Engineer roles in Sioux Falls, SD-MN report a median annual wage of $101,040, 25.7% below the national median of $135,980. The 10th to 90th percentile band runs from $65,390 to $173,180, and HUD’s $1,044 monthly one-bedroom fair market rent equals 12.4% of that median gross pay. The single-adult living wage benchmark for the area is $20.74 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+110.9%
San Francisco-Oakland-Fremont, CA$186,640+84.7%
Seattle-Tacoma-Bellevue, WA$167,280+65.6%
New York-Newark-Jersey City, NY-NJ$166,830+65.1%
Boston-Cambridge-Newton, MA-NH$166,090+64.4%
Boulder, CO$164,560+62.9%
San Diego-Chula Vista-Carlsbad, CA$163,270+61.6%
Bridgeport-Stamford-Danbury, CT$162,650+61.0%
Manchester-Nashua, NH$162,090+60.4%
Los Angeles-Long Beach-Anaheim, CA$160,920+59.3%

Top-paying occupations benchmarked in Sioux Falls, SD-MN

OccupationMedian annual wageMedian hourly
Chief Executives$282,170$135.66/hr
Architectural and Engineering Managers$172,250$82.81/hr
Financial Manager$163,580$78.64/hr
Computer and Information Systems Managers$162,240$78.00/hr
Natural Sciences Managers$151,830$73.00/hr
Marketing Managers$147,550$70.94/hr
General and Operations Managers$142,730$68.62/hr
Sales Managers$135,930$65.35/hr
Physician Assistant$135,790$65.28/hr
Human Resources Managers$134,420$64.62/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Sioux Falls, SD-MN (2026) Overview

Software Engineer median pay in Sioux Falls, SD-MN is $101,040 a year ($48.58/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a Software Engineer in Sioux Falls, SD-MN?

The median annual wage is $101,040 ($48.58 per hour). The middle 80% of earners make between $65,390 and $173,180. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Sioux Falls, SD-MN after taxes?

On the median wage of $101,040, a single filer with no pre-tax deductions takes home about $79,912 a year ($6,659 a month) after $21,128 in federal, FICA, state and local taxes, an effective rate of 20.91%, using 2026 tax rules.