2026 Relocation & Cost Arbitrage Engine

Relocation: Aguadilla, PR to Houston-Pasadena-The Woodlands, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and BLS wages for a move from Aguadilla, PR to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
Not published
No EPI budget for this move
Cost of Living Delta
Not published
No EPI budget for this move
Annual Tax Delta
+$5,212
State + local taxes
Annual 1BR Rent Delta
+$9,048
HUD Fair Market Rents
Net Annual Buffer
-$3,836/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Aguadilla, PR

COL Not published
Gross Annual Income $100,000
Federal Income Tax $0
FICA (SS & Medicare) -$7,650
Puerto Rico Income Tax -$18,382
Local / City Tax $0
Net Annual Take-Home $73,968
HUD 1BR Fair Market Rent -$6,084
Discretionary Cash Flow $67,884
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Income (same salary) $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $64,048

EPI publishes no family budget for Aguadilla, PR, so there is no equivalent salary or living-cost comparison for this move; the figures below compare the same salary in both metros. HUD's one-bedroom Fair Market Rent is $507 a month in Aguadilla and $1,261 in Houston, $9,048 a year more. On the same $100,000 salary a single filer pays $5,212 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $3,836 a year worse off. The BLS median wage across all occupations is $26,480 in Aguadilla and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Aguadilla (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$507$1,261+$754+148.7%
Total Taxes (Federal, State, Local, FICA)$2,169$1,735-$434-20.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$754/mo (148.7%)
Aguadilla: $507/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent +$884/mo (144.2%)
Aguadilla: $613/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) Not published
Aguadilla: not published Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) Not published
Aguadilla: not published Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Aguadilla Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$67,030$119,600+$52,570 (+78.4%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$38,000$99,830+$61,830 (+162.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$49,610$99,510+$49,900 (+100.6%)View Dossier
Accountant & AuditorFinanceFinance$36,880$85,090+$48,210 (+130.7%)View Dossier
Software EngineerTechnologyTechnology$77,840$129,440+$51,600 (+66.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$33,630$59,180+$25,550 (+76.0%)View Dossier
Financial ManagerFinanceFinance$77,020$166,910+$89,890 (+116.7%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$37,690$63,180+$25,490 (+67.6%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$25,130$46,630+$21,500 (+85.6%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$71,510$103,530+$32,020 (+44.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$79,420$135,880+$56,460 (+71.1%)View Dossier
WelderSkilled TradesSkilled Trades$28,450$57,940+$29,490 (+103.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Aguadilla, PR to Houston-Pasadena-The Woodlands, TX Relocation FAQs

A single filer earning $100,000 pays $26,032 in Aguadilla, PR (Puerto Rico $18,382, local $0) and $20,820 in Houston-Pasadena-The Woodlands, TX (state $0, local $0): $5,212 less a year after the move. Puerto Rico residents pay Puerto Rico income tax instead of federal income tax on Puerto Rico wages (IRC 933), so federal income tax is $0 in Aguadilla, PR and $13,170 in Houston-Pasadena-The Woodlands, TX; FICA does not change.

Triangular Relocation & Tax Silo

Aguadilla, PR to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Aguadilla, PR
Relocation: Aguadilla, PR to Houston-Pasadena-The Woodlands, TX Overview

Aguadilla, PR to Houston-Pasadena-The Woodlands, TX: 2026 federal, state and local income tax, HUD Fair Market Rents and BLS wages compared on the same salary. Official 2026 economic data for Relocation: Aguadilla, PR to Houston-Pasadena-The Woodlands, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How do taxes compare between Aguadilla, PR and Houston-Pasadena-The Woodlands, TX?

A single filer earning $100,000 pays $26,032 in Aguadilla, PR (Puerto Rico $18,382, local $0) and $20,820 in Houston-Pasadena-The Woodlands, TX (state $0, local $0): $5,212 less a year after the move. Puerto Rico residents pay Puerto Rico income tax instead of federal income tax on Puerto Rico wages (IRC 933), so federal income tax is $0 in Aguadilla, PR and $13,170 in Houston-Pasadena-The Woodlands, TX; FICA does not change.

What is the rent difference between Aguadilla, PR and Houston-Pasadena-The Woodlands, TX?

HUD Fair Market Rent for a one-bedroom is $507 a month in Aguadilla, PR and $1,261 in Houston-Pasadena-The Woodlands, TX; for a two-bedroom, $613 and $1,497. Over a year the one-bedroom difference is $9,048 (148.7%).