2026 Relocation & Cost Arbitrage Engine

Relocation: Seattle-Tacoma, WA to Denver-Aurora, CO

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Seattle-Tacoma-Bellevue, WA to Denver-Aurora-Centennial, CO.

Popular Corridors:
Equivalent Salary
$86,400
To maintain parity
Cost of Living Delta
-13.6%
Overall expenditure basket
Annual Tax Delta
-$3,761
State + local taxes
Annual 1BR Rent Delta
-$4,188
HUD Fair Market Rents
Net Annual Buffer
+$427/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Seattle-Tacoma-Bellevue, WA

COL 158.8
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$26,160
Discretionary Cash Flow $53,020
Target Market
Destination Location

Denver-Aurora-Centennial, CO

COL 137.1
Gross Parity Income $86,400
Federal Income Tax -$10,178
FICA (SS & Medicare) -$6,610
State Income Tax -$3,093
Local / City Tax -$69
Net Annual Take-Home $66,450
HUD 1BR Fair Market Rent -$21,972
Discretionary Cash Flow $44,478

EPI family budgets put living costs 13.6% lower in Denver-Aurora-Centennial, CO than in Seattle-Tacoma-Bellevue, WA, so $100,000 in Seattle goes about as far as $86,400 in Denver. HUD's one-bedroom Fair Market Rent is $2,180 a month in Seattle and $1,831 in Denver, $4,188 a year less. On the same $100,000 salary a single filer pays $3,761 more a year in federal, state and local income tax and FICA in Denver. Taxes and one-bedroom rent together leave you about $427 a year better off. The BLS median wage across all occupations is $72,610 in Seattle and $62,320 in Denver.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Seattle-Tacoma-Bellevue (Monthly) Denver-Aurora-Centennial (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,180$1,831-$349-16.0%
Food & Groceries$421$384-$37-8.8%
Transportation$1,020$1,047+$27+2.6%
Healthcare$398$436+$38+9.5%
Other Necessities$826$628-$198-24.0%
Total Taxes (Federal, State, Local, FICA)$1,735$2,048+$313+18.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$349/mo (-16.0%)
Seattle-Tacoma-Bellevue: $2,180/mo Denver-Aurora-Centennial: $1,831/mo
2-Bedroom Fair Market Rent -$380/mo (-14.9%)
Seattle-Tacoma-Bellevue: $2,549/mo Denver-Aurora-Centennial: $2,169/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$4.80/hr (-13.7%)
Seattle-Tacoma-Bellevue: $35.12/hr Denver-Aurora-Centennial: $30.32/hr
2 Adults + 1 Child (per earner) -$2.97/hr (-9.5%)
Seattle-Tacoma-Bellevue: $31.10/hr Denver-Aurora-Centennial: $28.13/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Seattle-Tacoma-Bellevue Median Denver-Aurora-Centennial Median Nominal Wage Delta Action
Software EngineerTechnologyTechnology$167,280$137,610-$29,670 (-17.7%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$128,260$101,130-$27,130 (-21.2%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$146,030$142,330-$3,700 (-2.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$130,380$116,740-$13,640 (-10.5%)View Dossier
Accountant & AuditorFinanceFinance$99,370$100,020+$650 (+0.7%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$126,340$102,620-$23,720 (-18.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$214,680$203,340-$11,340 (-5.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$101,780$63,150-$38,630 (-38.0%)View Dossier
Solutions ArchitectTechnologyTechnology$136,120$160,520+$24,400 (+17.9%)View Dossier
Financial ManagerFinanceFinance$185,550$193,400+$7,850 (+4.2%)View Dossier
Data ScientistTechnologyTechnology$164,740$112,520-$52,220 (-31.7%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$184,320$181,580-$2,740 (-1.5%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Seattle-Tacoma-Bellevue, WA to Denver-Aurora-Centennial, CO Relocation FAQs

About $86,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (158.8 in Seattle-Tacoma-Bellevue, WA, 137.1 in Denver-Aurora-Centennial, CO, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Seattle-Tacoma-Bellevue, WA to Denver-Aurora-Centennial, CO: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Denver-Aurora-Centennial, CO to Seattle-Tacoma-Bellevue, WA
Relocation: Seattle-Tacoma, WA to Denver-Aurora, CO Overview

Seattle-Tacoma-Bellevue, WA to Denver-Aurora-Centennial, CO: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Seattle-Tacoma, WA to Denver-Aurora, CO compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Denver-Aurora-Centennial, CO to match $100,000 in Seattle-Tacoma-Bellevue, WA?

About $86,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (158.8 in Seattle-Tacoma-Bellevue, WA, 137.1 in Denver-Aurora-Centennial, CO, from EPI family budgets); taxes are compared separately below.

Is Denver-Aurora-Centennial, CO cheaper than Seattle-Tacoma-Bellevue, WA?

EPI's family budgets for a single adult put overall living costs 13.6% lower in Denver-Aurora-Centennial, CO than in Seattle-Tacoma-Bellevue, WA. The budgets cover housing, food, transportation, health care and other necessities.