2026 Relocation & Cost Arbitrage Engine

Relocation: Dallas-Fort Worth-Arlington, TX to Peoria, IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Dallas-Fort Worth-Arlington, TX to Peoria, IL.

Popular Corridors:
Equivalent Salary
$81,000
To maintain parity
Cost of Living Delta
-19.0%
Overall expenditure basket
Annual Tax Delta
-$4,805
State + local taxes
Annual 1BR Rent Delta
-$6,900
HUD Fair Market Rents
Net Annual Buffer
+$2,095/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Dallas-Fort Worth-Arlington, TX

COL 123.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,432
Discretionary Cash Flow $60,748
Target Market
Destination Location

Peoria, IL

COL 99.6
Gross Parity Income $81,000
Federal Income Tax -$8,990
FICA (SS & Medicare) -$6,197
State Income Tax -$3,865
Local / City Tax $0
Net Annual Take-Home $61,949
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $50,417

EPI family budgets put living costs 19.0% lower in Peoria, IL than in Dallas-Fort Worth-Arlington, TX, so $100,000 in Dallas goes about as far as $81,000 in Peoria. HUD's one-bedroom Fair Market Rent is $1,536 a month in Dallas and $961 in Peoria, $6,900 a year less. On the same $100,000 salary a single filer pays $4,805 more a year in federal, state and local income tax and FICA in Peoria. Taxes and one-bedroom rent together leave you about $2,095 a year better off. The BLS median wage across all occupations is $51,440 in Dallas and $49,590 in Peoria.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Dallas-Fort Worth-Arlington (Monthly) Peoria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,536$961-$575-37.4%
Food & Groceries$342$353+$11+3.2%
Transportation$1,011$1,052+$41+4.1%
Healthcare$459$590+$131+28.5%
Other Necessities$582$332-$250-43.0%
Total Taxes (Federal, State, Local, FICA)$1,735$2,135+$400+23.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$575/mo (-37.4%)
Dallas-Fort Worth-Arlington: $1,536/mo Peoria: $961/mo
2-Bedroom Fair Market Rent -$595/mo (-32.9%)
Dallas-Fort Worth-Arlington: $1,807/mo Peoria: $1,212/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$5.18/hr (-19.0%)
Dallas-Fort Worth-Arlington: $27.20/hr Peoria: $22.02/hr
2 Adults + 1 Child (per earner) -$1.01/hr (-4.4%)
Dallas-Fort Worth-Arlington: $22.92/hr Peoria: $21.91/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Dallas-Fort Worth-Arlington Median Peoria Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$111,010$98,290-$12,720 (-11.5%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$101,420$81,010-$20,410 (-20.1%)View Dossier
Software EngineerTechnologyTechnology$133,290$130,590-$2,700 (-2.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$98,900$123,730+$24,830 (+25.1%)View Dossier
Accountant & AuditorFinanceFinance$82,620$79,540-$3,080 (-3.7%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,810$173,870+$60 (0.0%)View Dossier
Financial ManagerFinanceFinance$169,200$155,840-$13,360 (-7.9%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$144,290$131,660-$12,630 (-8.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,010$80,460+$21,450 (+36.3%)View Dossier
Solutions ArchitectTechnologyTechnology$127,360$96,890-$30,470 (-23.9%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$102,860$96,530-$6,330 (-6.2%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$121,640$110,510-$11,130 (-9.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Dallas-Fort Worth-Arlington, TX to Peoria, IL Relocation FAQs

About $81,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Dallas-Fort Worth-Arlington, TX to Peoria, IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Peoria, IL to Dallas-Fort Worth-Arlington, TX
Relocation: Dallas-Fort Worth-Arlington, TX to Peoria, IL Overview

Dallas-Fort Worth-Arlington, TX to Peoria, IL: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Peoria, IL to match $100,000 in Dallas-Fort Worth-Arlington, TX?

About $81,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Is Peoria, IL cheaper than Dallas-Fort Worth-Arlington, TX?

EPI's family budgets for a single adult put overall living costs 19.0% lower in Peoria, IL than in Dallas-Fort Worth-Arlington, TX. The budgets cover housing, food, transportation, health care and other necessities.