2026 Relocation & Cost Arbitrage Engine

Relocation: Dallas-Fort Worth, TX to Providence-Warwick, RI

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Dallas-Fort Worth-Arlington, TX to Providence-Warwick, RI-MA.

Popular Corridors:
Equivalent Salary
$90,400
To maintain parity
Cost of Living Delta
-9.6%
Overall expenditure basket
Annual Tax Delta
-$3,148
State + local taxes
Annual 1BR Rent Delta
-$324
HUD Fair Market Rents
Net Annual Buffer
-$2,824/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Dallas-Fort Worth-Arlington, TX

COL 123.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,432
Discretionary Cash Flow $60,748
Target Market
Destination Location

Providence-Warwick, RI-MA

COL 111.2
Gross Parity Income $90,400
Federal Income Tax -$11,058
FICA (SS & Medicare) -$6,916
State Income Tax -$2,773
Local / City Tax $0
Net Annual Take-Home $69,653
HUD 1BR Fair Market Rent -$18,108
Discretionary Cash Flow $51,545

EPI family budgets put living costs 9.6% lower in Providence-Warwick, RI-MA than in Dallas-Fort Worth-Arlington, TX, so $100,000 in Dallas goes about as far as $90,400 in Providence. HUD's one-bedroom Fair Market Rent is $1,536 a month in Dallas and $1,509 in Providence, $324 a year less. On the same $100,000 salary a single filer pays $3,148 more a year in federal, state and local income tax and FICA in Providence. Taxes and one-bedroom rent together leave you about $2,824 a year worse off. The BLS median wage across all occupations is $51,440 in Dallas and $53,680 in Providence.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Dallas-Fort Worth-Arlington (Monthly) Providence-Warwick (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,536$1,509-$27-1.8%
Food & Groceries$342$386+$44+12.9%
Transportation$1,011$964-$47-4.6%
Healthcare$459$381-$78-17.0%
Other Necessities$582$503-$79-13.6%
Total Taxes (Federal, State, Local, FICA)$1,735$1,997+$262+15.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$27/mo (-1.8%)
Dallas-Fort Worth-Arlington: $1,536/mo Providence-Warwick: $1,509/mo
2-Bedroom Fair Market Rent +$72/mo (4.0%)
Dallas-Fort Worth-Arlington: $1,807/mo Providence-Warwick: $1,879/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$2.61/hr (-9.6%)
Dallas-Fort Worth-Arlington: $27.20/hr Providence-Warwick: $24.59/hr
2 Adults + 1 Child (per earner) +$0.36/hr (1.6%)
Dallas-Fort Worth-Arlington: $22.92/hr Providence-Warwick: $23.28/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Dallas-Fort Worth-Arlington Median Providence-Warwick Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$111,010$110,360-$650 (-0.6%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$101,420$99,880-$1,540 (-1.5%)View Dossier
Software EngineerTechnologyTechnology$133,290$130,690-$2,600 (-2.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$98,900$104,510+$5,610 (+5.7%)View Dossier
Accountant & AuditorFinanceFinance$82,620$95,020+$12,400 (+15.0%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,810$171,220-$2,590 (-1.5%)View Dossier
Financial ManagerFinanceFinance$169,200$167,570-$1,630 (-1.0%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$144,290$148,880+$4,590 (+3.2%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,010$73,980+$14,970 (+25.4%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$102,860$100,360-$2,500 (-2.4%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$121,640$119,260-$2,380 (-2.0%)View Dossier
Solutions ArchitectTechnologyTechnology$127,360$101,610-$25,750 (-20.2%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Dallas-Fort Worth-Arlington, TX to Providence-Warwick, RI-MA Relocation FAQs

About $90,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 111.2 in Providence-Warwick, RI-MA, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Dallas-Fort Worth-Arlington, TX to Providence-Warwick, RI-MA: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Providence-Warwick, RI-MA to Dallas-Fort Worth-Arlington, TX
Relocation: Dallas-Fort Worth, TX to Providence-Warwick, RI Overview

Dallas-Fort Worth-Arlington, TX to Providence-Warwick, RI-MA: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Dallas-Fort Worth, TX to Providence-Warwick, RI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Providence-Warwick, RI-MA to match $100,000 in Dallas-Fort Worth-Arlington, TX?

About $90,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 111.2 in Providence-Warwick, RI-MA, from EPI family budgets); taxes are compared separately below.

Is Providence-Warwick, RI-MA cheaper than Dallas-Fort Worth-Arlington, TX?

EPI's family budgets for a single adult put overall living costs 9.6% lower in Providence-Warwick, RI-MA than in Dallas-Fort Worth-Arlington, TX. The budgets cover housing, food, transportation, health care and other necessities.