2026 Relocation & Cost Arbitrage Engine

Relocation: Dallas-Fort Worth-Arlington, TX to Sioux Falls, SD-MN

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Dallas-Fort Worth-Arlington, TX to Sioux Falls, SD-MN.

Popular Corridors:
Equivalent Salary
$76,300
To maintain parity
Cost of Living Delta
-23.7%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
-$5,904
HUD Fair Market Rents
Net Annual Buffer
+$5,904/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Dallas-Fort Worth-Arlington, TX

COL 123.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,432
Discretionary Cash Flow $60,748
Target Market
Destination Location

Sioux Falls, SD-MN

COL 93.8
Gross Parity Income $76,300
Federal Income Tax -$7,956
FICA (SS & Medicare) -$5,837
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $62,507
HUD 1BR Fair Market Rent -$12,528
Discretionary Cash Flow $49,979

EPI family budgets put living costs 23.7% lower in Sioux Falls, SD-MN than in Dallas-Fort Worth-Arlington, TX, so $100,000 in Dallas goes about as far as $76,300 in Sioux Falls. HUD's one-bedroom Fair Market Rent is $1,536 a month in Dallas and $1,044 in Sioux Falls, $5,904 a year less. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $5,904 a year better off. The BLS median wage across all occupations is $51,440 in Dallas and $47,970 in Sioux Falls.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Dallas-Fort Worth-Arlington (Monthly) Sioux Falls (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,536$1,044-$492-32.0%
Food & Groceries$342$367+$25+7.3%
Transportation$1,011$1,112+$101+10.0%
Healthcare$459$474+$15+3.3%
Other Necessities$582$346-$236-40.5%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$492/mo (-32.0%)
Dallas-Fort Worth-Arlington: $1,536/mo Sioux Falls: $1,044/mo
2-Bedroom Fair Market Rent -$579/mo (-32.0%)
Dallas-Fort Worth-Arlington: $1,807/mo Sioux Falls: $1,228/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$6.46/hr (-23.8%)
Dallas-Fort Worth-Arlington: $27.20/hr Sioux Falls: $20.74/hr
2 Adults + 1 Child (per earner) -$3.59/hr (-15.7%)
Dallas-Fort Worth-Arlington: $22.92/hr Sioux Falls: $19.33/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Dallas-Fort Worth-Arlington Median Sioux Falls Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$111,010$142,730+$31,720 (+28.6%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$101,420$75,350-$26,070 (-25.7%)View Dossier
Software EngineerTechnologyTechnology$133,290$101,040-$32,250 (-24.2%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$98,900$84,190-$14,710 (-14.9%)View Dossier
Accountant & AuditorFinanceFinance$82,620$80,920-$1,700 (-2.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,810$162,240-$11,570 (-6.7%)View Dossier
Financial ManagerFinanceFinance$169,200$163,580-$5,620 (-3.3%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$144,290$135,930-$8,360 (-5.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,010$61,470+$2,460 (+4.2%)View Dossier
Solutions ArchitectTechnologyTechnology$127,360$115,210-$12,150 (-9.5%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$102,860$84,930-$17,930 (-17.4%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$121,640$127,670+$6,030 (+5.0%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Dallas-Fort Worth-Arlington, TX to Sioux Falls, SD-MN Relocation FAQs

About $76,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 93.8 in Sioux Falls, SD-MN, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Dallas-Fort Worth-Arlington, TX to Sioux Falls, SD-MN: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Sioux Falls, SD-MN to Dallas-Fort Worth-Arlington, TX
Relocation: Dallas-Fort Worth-Arlington, TX to Sioux Falls, SD-MN Overview

Dallas-Fort Worth-Arlington, TX to Sioux Falls, SD-MN: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Sioux Falls, SD-MN to match $100,000 in Dallas-Fort Worth-Arlington, TX?

About $76,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 93.8 in Sioux Falls, SD-MN, from EPI family budgets); taxes are compared separately below.

Is Sioux Falls, SD-MN cheaper than Dallas-Fort Worth-Arlington, TX?

EPI's family budgets for a single adult put overall living costs 23.7% lower in Sioux Falls, SD-MN than in Dallas-Fort Worth-Arlington, TX. The budgets cover housing, food, transportation, health care and other necessities.