2026 Relocation & Cost Arbitrage Engine

Relocation: Des Moines Metro, IA to Houston-Pasadena, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Des Moines-West Des Moines, IA to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
$103,300
To maintain parity
Cost of Living Delta
+3.3%
Overall expenditure basket
Annual Tax Delta
+$3,148
State + local taxes
Annual 1BR Rent Delta
+$1,392
HUD Fair Market Rents
Net Annual Buffer
+$1,756/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Des Moines-West Des Moines, IA

COL 103.9
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,148
Local / City Tax $0
Net Annual Take-Home $76,032
HUD 1BR Fair Market Rent -$13,740
Discretionary Cash Flow $62,292
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Parity Income $103,300
Federal Income Tax -$13,896
FICA (SS & Medicare) -$7,902
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $81,502
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $66,370

EPI family budgets put living costs 3.3% higher in Houston-Pasadena-The Woodlands, TX than in Des Moines-West Des Moines, IA, so $100,000 in Des Moines goes about as far as $103,300 in Houston. HUD's one-bedroom Fair Market Rent is $1,145 a month in Des Moines and $1,261 in Houston, $1,392 a year more. On the same $100,000 salary a single filer pays $3,148 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $1,756 a year better off. The BLS median wage across all occupations is $51,820 in Des Moines and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Des Moines-West Des Moines (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,145$1,261+$116+10.1%
Food & Groceries$366$321-$45-12.3%
Transportation$1,091$1,015-$76-7.0%
Healthcare$377$422+$45+11.9%
Other Necessities$410$480+$70+17.1%
Total Taxes (Federal, State, Local, FICA)$1,997$1,735-$262-13.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$116/mo (10.1%)
Des Moines-West Des Moines: $1,145/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent +$137/mo (10.1%)
Des Moines-West Des Moines: $1,360/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$0.77/hr (3.4%)
Des Moines-West Des Moines: $22.98/hr Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) +$0.55/hr (2.7%)
Des Moines-West Des Moines: $20.03/hr Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Des Moines-West Des Moines Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,780$119,600+$20,820 (+21.1%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$78,630$99,830+$21,200 (+27.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$101,150$99,510-$1,640 (-1.6%)View Dossier
Accountant & AuditorFinanceFinance$79,290$85,090+$5,800 (+7.3%)View Dossier
Software EngineerTechnologyTechnology$126,460$129,440+$2,980 (+2.4%)View Dossier
ElectricianSkilled TradesSkilled Trades$62,840$59,180-$3,660 (-5.8%)View Dossier
Financial ManagerFinanceFinance$154,140$166,910+$12,770 (+8.3%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,590$63,180-$410 (-0.6%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$50,850$46,630-$4,220 (-8.3%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$136,570$135,880-$690 (-0.5%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$103,920$103,530-$390 (-0.4%)View Dossier
WelderSkilled TradesSkilled Trades$59,980$57,940-$2,040 (-3.4%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Des Moines-West Des Moines, IA to Houston-Pasadena-The Woodlands, TX Relocation FAQs

About $103,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (103.9 in Des Moines-West Des Moines, IA, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Des Moines-West Des Moines, IA to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Des Moines-West Des Moines, IA
Relocation: Des Moines Metro, IA to Houston-Pasadena, TX Overview

Des Moines-West Des Moines, IA to Houston-Pasadena-The Woodlands, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared. Official 2026 economic data for Relocation: Des Moines Metro, IA to Houston-Pasadena, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Houston-Pasadena-The Woodlands, TX to match $100,000 in Des Moines-West Des Moines, IA?

About $103,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (103.9 in Des Moines-West Des Moines, IA, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Is Houston-Pasadena-The Woodlands, TX cheaper than Des Moines-West Des Moines, IA?

EPI's family budgets for a single adult put overall living costs 3.3% higher in Houston-Pasadena-The Woodlands, TX than in Des Moines-West Des Moines, IA. The budgets cover housing, food, transportation, health care and other necessities.