2026 Relocation & Cost Arbitrage Engine

Relocation: Houston-Pasadena, TX to Austin-Round Rock, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Houston-Pasadena-The Woodlands, TX to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$117,000
To maintain parity
Cost of Living Delta
+17.0%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
+$3,228
HUD Fair Market Rents
Net Annual Buffer
-$3,228/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $64,048
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $117,000
Federal Income Tax -$16,910
FICA (SS & Medicare) -$8,951
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $91,140
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $72,780

EPI family budgets put living costs 17.0% higher in Austin-Round Rock-San Marcos, TX than in Houston-Pasadena-The Woodlands, TX, so $100,000 in Houston goes about as far as $117,000 in Austin. HUD's one-bedroom Fair Market Rent is $1,261 a month in Houston and $1,530 in Austin, $3,228 a year more. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $3,228 a year worse off. The BLS median wage across all occupations is $49,410 in Houston and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Houston-Pasadena-The Woodlands (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,261$1,530+$269+21.3%
Food & Groceries$321$334+$13+4.0%
Transportation$1,015$1,062+$47+4.6%
Healthcare$422$467+$45+10.7%
Other Necessities$480$585+$105+21.9%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$269/mo (21.3%)
Houston-Pasadena-The Woodlands: $1,261/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$320/mo (21.4%)
Houston-Pasadena-The Woodlands: $1,497/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$4.02/hr (16.9%)
Houston-Pasadena-The Woodlands: $23.75/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$3.20/hr (15.5%)
Houston-Pasadena-The Woodlands: $20.58/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Houston-Pasadena-The Woodlands Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$119,600$117,850-$1,750 (-1.5%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$99,830$97,890-$1,940 (-1.9%)View Dossier
Software EngineerTechnologyTechnology$129,440$134,120+$4,680 (+3.6%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$99,510$102,390+$2,880 (+2.9%)View Dossier
Accountant & AuditorFinanceFinance$85,090$83,120-$1,970 (-2.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,180$60,390+$1,210 (+2.0%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$135,880$151,760+$15,880 (+11.7%)View Dossier
Financial ManagerFinanceFinance$166,910$167,180+$270 (+0.2%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$172,160$176,990+$4,830 (+2.8%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$103,530$102,980-$550 (-0.5%)View Dossier
Solutions ArchitectTechnologyTechnology$105,440$129,470+$24,030 (+22.8%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,180$62,660-$520 (-0.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Houston-Pasadena-The Woodlands, TX to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $117,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Houston-Pasadena-The Woodlands, TX to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Houston-Pasadena-The Woodlands, TX
Relocation: Houston-Pasadena, TX to Austin-Round Rock, TX Overview

Houston-Pasadena-The Woodlands, TX to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs. Official 2026 economic data for Relocation: Houston-Pasadena, TX to Austin-Round Rock, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Houston-Pasadena-The Woodlands, TX?

About $117,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Houston-Pasadena-The Woodlands, TX?

EPI's family budgets for a single adult put overall living costs 17.0% higher in Austin-Round Rock-San Marcos, TX than in Houston-Pasadena-The Woodlands, TX. The budgets cover housing, food, transportation, health care and other necessities.