2026 Relocation & Cost Arbitrage Engine

Relocation: Houston-Pasadena-The Woodlands, TX to Jackson, MS

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Houston-Pasadena-The Woodlands, TX to Jackson, MS.

Popular Corridors:
Equivalent Salary
$105,000
To maintain parity
Cost of Living Delta
+5.0%
Overall expenditure basket
Annual Tax Delta
-$3,268
State + local taxes
Annual 1BR Rent Delta
-$1,872
HUD Fair Market Rents
Net Annual Buffer
-$1,396/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $64,048
Target Market
Destination Location

Jackson, MS

COL 112.8
Gross Parity Income $105,000
Federal Income Tax -$14,270
FICA (SS & Medicare) -$8,033
State Income Tax -$3,468
Local / City Tax $0
Net Annual Take-Home $79,230
HUD 1BR Fair Market Rent -$13,260
Discretionary Cash Flow $65,970

EPI family budgets put living costs 5.0% higher in Jackson, MS than in Houston-Pasadena-The Woodlands, TX, so $100,000 in Houston goes about as far as $105,000 in Jackson. HUD's one-bedroom Fair Market Rent is $1,261 a month in Houston and $1,105 in Jackson, $1,872 a year less. On the same $100,000 salary a single filer pays $3,268 more a year in federal, state and local income tax and FICA in Jackson. Taxes and one-bedroom rent together leave you about $1,396 a year worse off. The BLS median wage across all occupations is $49,410 in Houston and $42,850 in Jackson.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Houston-Pasadena-The Woodlands (Monthly) Jackson (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,261$1,105-$156-12.4%
Food & Groceries$321$358+$37+11.5%
Transportation$1,015$1,100+$85+8.4%
Healthcare$422$538+$116+27.5%
Other Necessities$480$436-$44-9.2%
Total Taxes (Federal, State, Local, FICA)$1,735$2,007+$272+15.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$156/mo (-12.4%)
Houston-Pasadena-The Woodlands: $1,261/mo Jackson: $1,105/mo
2-Bedroom Fair Market Rent -$208/mo (-13.9%)
Houston-Pasadena-The Woodlands: $1,497/mo Jackson: $1,289/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$1.19/hr (5.0%)
Houston-Pasadena-The Woodlands: $23.75/hr Jackson: $24.94/hr
2 Adults + 1 Child (per earner) +$0.32/hr (1.6%)
Houston-Pasadena-The Woodlands: $20.58/hr Jackson: $20.90/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Houston-Pasadena-The Woodlands Median Jackson Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$119,600$114,190-$5,410 (-4.5%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$99,830$82,630-$17,200 (-17.2%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$99,510$78,150-$21,360 (-21.5%)View Dossier
Accountant & AuditorFinanceFinance$85,090$70,720-$14,370 (-16.9%)View Dossier
Software EngineerTechnologyTechnology$129,440$96,990-$32,450 (-25.1%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,180$52,310-$6,870 (-11.6%)View Dossier
Financial ManagerFinanceFinance$166,910$119,580-$47,330 (-28.4%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,180$62,470-$710 (-1.1%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$46,630$38,430-$8,200 (-17.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$135,880$123,700-$12,180 (-9.0%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$103,530$100,900-$2,630 (-2.5%)View Dossier
WelderSkilled TradesSkilled Trades$57,940$52,220-$5,720 (-9.9%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Houston-Pasadena-The Woodlands, TX to Jackson, MS Relocation FAQs

About $105,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 112.8 in Jackson, MS, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Houston-Pasadena-The Woodlands, TX to Jackson, MS: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Jackson, MS to Houston-Pasadena-The Woodlands, TX
Relocation: Houston-Pasadena-The Woodlands, TX to Jackson, MS Overview

Houston-Pasadena-The Woodlands, TX to Jackson, MS: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same. Official 2026 economic data for Relocation: Houston-Pasadena-The Woodlands, TX to Jackson, MS compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Jackson, MS to match $100,000 in Houston-Pasadena-The Woodlands, TX?

About $105,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.4 in Houston-Pasadena-The Woodlands, TX, 112.8 in Jackson, MS, from EPI family budgets); taxes are compared separately below.

Is Jackson, MS cheaper than Houston-Pasadena-The Woodlands, TX?

EPI's family budgets for a single adult put overall living costs 5.0% higher in Jackson, MS than in Houston-Pasadena-The Woodlands, TX. The budgets cover housing, food, transportation, health care and other necessities.