2026 Relocation & Cost Arbitrage Engine

Relocation: Newport-Middleton, RI to Austin-Round Rock, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Newport-Middleton-Portsmouth, RI to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$92,900
To maintain parity
Cost of Living Delta
-7.1%
Overall expenditure basket
Annual Tax Delta
+$3,148
State + local taxes
Annual 1BR Rent Delta
-$4,632
HUD Fair Market Rents
Net Annual Buffer
+$7,780/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Newport-Middleton-Portsmouth, RI

COL 135.2
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,148
Local / City Tax $0
Net Annual Take-Home $76,032
HUD 1BR Fair Market Rent -$22,992
Discretionary Cash Flow $53,040
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $92,900
Federal Income Tax -$11,608
FICA (SS & Medicare) -$7,107
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $74,185
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $55,825

EPI family budgets put living costs 7.1% lower in Austin-Round Rock-San Marcos, TX than in Newport-Middleton-Portsmouth, RI, so $100,000 in Newport goes about as far as $92,900 in Austin. HUD's one-bedroom Fair Market Rent is $1,916 a month in Newport and $1,530 in Austin, $4,632 a year less. On the same $100,000 salary a single filer pays $3,148 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $7,780 a year better off. The BLS median wage across all occupations is $53,680 in Newport (BLS figure for the Providence-Warwick, RI-MA metro area) and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Newport-Middleton-Portsmouth (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,916$1,530-$386-20.1%
Food & Groceries$420$334-$86-20.5%
Transportation$1,003$1,062+$59+5.9%
Healthcare$373$467+$94+25.2%
Other Necessities$648$585-$63-9.7%
Total Taxes (Federal, State, Local, FICA)$1,997$1,735-$262-13.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$386/mo (-20.1%)
Newport-Middleton-Portsmouth: $1,916/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent -$690/mo (-27.5%)
Newport-Middleton-Portsmouth: $2,507/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$2.12/hr (-7.1%)
Newport-Middleton-Portsmouth: $29.89/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) -$3.37/hr (-12.4%)
Newport-Middleton-Portsmouth: $27.15/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Newport-Middleton-Portsmouth Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Newport-Middleton-Portsmouth, RI to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $92,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (135.2 in Newport-Middleton-Portsmouth, RI, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Newport-Middleton-Portsmouth, RI to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Newport-Middleton-Portsmouth, RI
Relocation: Newport-Middleton, RI to Austin-Round Rock, TX Overview

Newport-Middleton-Portsmouth, RI to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared. Official 2026 economic data for Relocation: Newport-Middleton, RI to Austin-Round Rock, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Newport-Middleton-Portsmouth, RI?

About $92,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (135.2 in Newport-Middleton-Portsmouth, RI, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Newport-Middleton-Portsmouth, RI?

EPI's family budgets for a single adult put overall living costs 7.1% lower in Austin-Round Rock-San Marcos, TX than in Newport-Middleton-Portsmouth, RI. The budgets cover housing, food, transportation, health care and other necessities.