2026 Relocation & Cost Arbitrage Engine

Relocation: Peoria, IL to Providence-Warwick, RI-MA

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Peoria, IL to Providence-Warwick, RI-MA.

Popular Corridors:
Equivalent Salary
$111,700
To maintain parity
Cost of Living Delta
+11.7%
Overall expenditure basket
Annual Tax Delta
+$1,657
State + local taxes
Annual 1BR Rent Delta
+$6,576
HUD Fair Market Rents
Net Annual Buffer
-$4,919/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Peoria, IL

COL 99.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,805
Local / City Tax $0
Net Annual Take-Home $74,375
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $62,843
Target Market
Destination Location

Providence-Warwick, RI-MA

COL 111.2
Gross Parity Income $111,700
Federal Income Tax -$15,744
FICA (SS & Medicare) -$8,545
State Income Tax -$3,704
Local / City Tax $0
Net Annual Take-Home $83,707
HUD 1BR Fair Market Rent -$18,108
Discretionary Cash Flow $65,599

EPI family budgets put living costs 11.7% higher in Providence-Warwick, RI-MA than in Peoria, IL, so $100,000 in Peoria goes about as far as $111,700 in Providence. HUD's one-bedroom Fair Market Rent is $961 a month in Peoria and $1,509 in Providence, $6,576 a year more. On the same $100,000 salary a single filer pays $1,657 less a year in federal, state and local income tax and FICA in Providence. Taxes and one-bedroom rent together leave you about $4,919 a year worse off. The BLS median wage across all occupations is $49,590 in Peoria and $53,680 in Providence.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Peoria (Monthly) Providence-Warwick (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$961$1,509+$548+57.0%
Food & Groceries$353$386+$33+9.3%
Transportation$1,052$964-$88-8.4%
Healthcare$590$381-$209-35.4%
Other Necessities$332$503+$171+51.5%
Total Taxes (Federal, State, Local, FICA)$2,135$1,997-$138-6.5%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$548/mo (57.0%)
Peoria: $961/mo Providence-Warwick: $1,509/mo
2-Bedroom Fair Market Rent +$667/mo (55.0%)
Peoria: $1,212/mo Providence-Warwick: $1,879/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$2.57/hr (11.7%)
Peoria: $22.02/hr Providence-Warwick: $24.59/hr
2 Adults + 1 Child (per earner) +$1.37/hr (6.3%)
Peoria: $21.91/hr Providence-Warwick: $23.28/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Peoria Median Providence-Warwick Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$81,010$99,880+$18,870 (+23.3%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$98,290$110,360+$12,070 (+12.3%)View Dossier
Accountant & AuditorFinanceFinance$79,540$95,020+$15,480 (+19.5%)View Dossier
Software EngineerTechnologyTechnology$130,590$130,690+$100 (+0.1%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$123,730$104,510-$19,220 (-15.5%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$110,510$119,260+$8,750 (+7.9%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$96,530$100,360+$3,830 (+4.0%)View Dossier
Financial ManagerFinanceFinance$155,840$167,570+$11,730 (+7.5%)View Dossier
ElectricianSkilled TradesSkilled Trades$80,460$73,980-$6,480 (-8.1%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$56,770$49,790-$6,980 (-12.3%)View Dossier
WelderSkilled TradesSkilled Trades$58,960$52,800-$6,160 (-10.4%)View Dossier
Plumber & PipefitterSkilled TradesSkilled Trades$85,090$79,820-$5,270 (-6.2%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Peoria, IL to Providence-Warwick, RI-MA Relocation FAQs

About $111,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 111.2 in Providence-Warwick, RI-MA, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Peoria, IL to Providence-Warwick, RI-MA: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Providence-Warwick, RI-MA to Peoria, IL
Relocation: Peoria, IL to Providence-Warwick, RI-MA Overview

Peoria, IL to Providence-Warwick, RI-MA: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Peoria, IL to Providence-Warwick, RI-MA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Providence-Warwick, RI-MA to match $100,000 in Peoria, IL?

About $111,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 111.2 in Providence-Warwick, RI-MA, from EPI family budgets); taxes are compared separately below.

Is Providence-Warwick, RI-MA cheaper than Peoria, IL?

EPI's family budgets for a single adult put overall living costs 11.7% higher in Providence-Warwick, RI-MA than in Peoria, IL. The budgets cover housing, food, transportation, health care and other necessities.