2026 Relocation & Cost Arbitrage Engine

Relocation: Putnam County, WV to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Putnam County, WV to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$108,900
To maintain parity
Cost of Living Delta
+8.9%
Overall expenditure basket
Annual Tax Delta
+$3,885
State + local taxes
Annual 1BR Rent Delta
+$8,352
HUD Fair Market Rents
Net Annual Buffer
-$4,467/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Putnam County, WV

COL 115.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,885
Local / City Tax $0
Net Annual Take-Home $75,295
HUD 1BR Fair Market Rent -$10,008
Discretionary Cash Flow $65,287
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $108,900
Federal Income Tax -$15,128
FICA (SS & Medicare) -$8,331
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $85,441
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $67,081

EPI family budgets put living costs 8.9% higher in Austin-Round Rock-San Marcos, TX than in Putnam County, WV, so $100,000 in Putnam County goes about as far as $108,900 in Austin. HUD's one-bedroom Fair Market Rent is $834 a month in Putnam County and $1,530 in Austin, $8,352 a year more. On the same $100,000 salary a single filer pays $3,885 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $4,467 a year worse off. The BLS median wage across all occupations is $44,600 in Putnam County (BLS figure for the Huntington-Ashland, WV-KY-OH metro area) and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Putnam County (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$834$1,530+$696+83.5%
Food & Groceries$352$334-$18-5.1%
Transportation$1,143$1,062-$81-7.1%
Healthcare$829$467-$362-43.7%
Other Necessities$369$585+$216+58.5%
Total Taxes (Federal, State, Local, FICA)$2,059$1,735-$324-15.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$696/mo (83.5%)
Putnam County: $834/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$726/mo (66.5%)
Putnam County: $1,091/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$2.26/hr (8.9%)
Putnam County: $25.51/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) -$1.07/hr (-4.3%)
Putnam County: $24.85/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Putnam County Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Putnam County, WV to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $108,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (115.4 in Putnam County, WV, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Putnam County, WV to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Putnam County, WV
Relocation: Putnam County, WV to Austin-Round Rock-San Marcos, TX Overview

Putnam County, WV to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Putnam County, WV?

About $108,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (115.4 in Putnam County, WV, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Putnam County, WV?

EPI's family budgets for a single adult put overall living costs 8.9% higher in Austin-Round Rock-San Marcos, TX than in Putnam County, WV. The budgets cover housing, food, transportation, health care and other necessities.