2026 Relocation & Cost Arbitrage Engine

Relocation: Rapid City, SD to Peoria, IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Rapid City, SD to Peoria, IL.

Popular Corridors:
Equivalent Salary
$101,700
To maintain parity
Cost of Living Delta
+1.7%
Overall expenditure basket
Annual Tax Delta
-$4,805
State + local taxes
Annual 1BR Rent Delta
-$1,584
HUD Fair Market Rents
Net Annual Buffer
-$3,221/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Rapid City, SD

COL 98.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$13,116
Discretionary Cash Flow $66,064
Target Market
Destination Location

Peoria, IL

COL 99.6
Gross Parity Income $101,700
Federal Income Tax -$13,544
FICA (SS & Medicare) -$7,780
State Income Tax -$4,889
Local / City Tax $0
Net Annual Take-Home $75,487
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $63,955

EPI family budgets put living costs 1.7% higher in Peoria, IL than in Rapid City, SD, so $100,000 in Rapid City goes about as far as $101,700 in Peoria. HUD's one-bedroom Fair Market Rent is $1,093 a month in Rapid City and $961 in Peoria, $1,584 a year less. On the same $100,000 salary a single filer pays $4,805 more a year in federal, state and local income tax and FICA in Peoria. Taxes and one-bedroom rent together leave you about $3,221 a year worse off. The BLS median wage across all occupations is $46,270 in Rapid City and $49,590 in Peoria.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Rapid City (Monthly) Peoria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,093$961-$132-12.1%
Food & Groceries$362$353-$9-2.5%
Transportation$1,067$1,052-$15-1.4%
Healthcare$628$590-$38-6.1%
Other Necessities$350$332-$18-5.1%
Total Taxes (Federal, State, Local, FICA)$1,735$2,135+$400+23.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$132/mo (-12.1%)
Rapid City: $1,093/mo Peoria: $961/mo
2-Bedroom Fair Market Rent -$218/mo (-15.2%)
Rapid City: $1,430/mo Peoria: $1,212/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$0.36/hr (1.7%)
Rapid City: $21.66/hr Peoria: $22.02/hr
2 Adults + 1 Child (per earner) +$1.19/hr (5.7%)
Rapid City: $20.72/hr Peoria: $21.91/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Rapid City Median Peoria Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$79,380$81,010+$1,630 (+2.1%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$130,410$98,290-$32,120 (-24.6%)View Dossier
Accountant & AuditorFinanceFinance$79,270$79,540+$270 (+0.3%)View Dossier
Software EngineerTechnologyTechnology$91,840$130,590+$38,750 (+42.2%)View Dossier
WelderSkilled TradesSkilled Trades$51,690$58,960+$7,270 (+14.1%)View Dossier
ElectricianSkilled TradesSkilled Trades$61,160$80,460+$19,300 (+31.6%)View Dossier
Financial ManagerFinanceFinance$160,280$155,840-$4,440 (-2.8%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$92,710$96,530+$3,820 (+4.1%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$74,700$123,730+$49,030 (+65.6%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$48,310$56,770+$8,460 (+17.5%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$63,890$74,780+$10,890 (+17.0%)View Dossier
Plumber & PipefitterSkilled TradesSkilled Trades$55,850$85,090+$29,240 (+52.4%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Rapid City, SD to Peoria, IL Relocation FAQs

About $101,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (98.0 in Rapid City, SD, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Rapid City, SD to Peoria, IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Peoria, IL to Rapid City, SD
Relocation: Rapid City, SD to Peoria, IL Overview

Rapid City, SD to Peoria, IL: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Peoria, IL to match $100,000 in Rapid City, SD?

About $101,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (98.0 in Rapid City, SD, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Is Peoria, IL cheaper than Rapid City, SD?

EPI's family budgets for a single adult put overall living costs 1.7% higher in Peoria, IL than in Rapid City, SD. The budgets cover housing, food, transportation, health care and other necessities.