2026 Relocation & Cost Arbitrage Engine

Relocation: San Germán, PR to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and BLS wages for a move from San Germán, PR to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
Not published
No EPI budget for this move
Cost of Living Delta
Not published
No EPI budget for this move
Annual Tax Delta
+$5,212
State + local taxes
Annual 1BR Rent Delta
+$12,900
HUD Fair Market Rents
Net Annual Buffer
-$7,688/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

San Germán, PR

COL Not published
Gross Annual Income $100,000
Federal Income Tax $0
FICA (SS & Medicare) -$7,650
Puerto Rico Income Tax -$18,382
Local / City Tax $0
Net Annual Take-Home $73,968
HUD 1BR Fair Market Rent -$5,460
Discretionary Cash Flow $68,508
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Income (same salary) $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820

EPI publishes no family budget for San Germán, PR, so there is no equivalent salary or living-cost comparison for this move; the figures below compare the same salary in both metros. HUD's one-bedroom Fair Market Rent is $455 a month in San Germán and $1,530 in Austin, $12,900 a year more. On the same $100,000 salary a single filer pays $5,212 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $7,688 a year worse off. The BLS median wage across all occupations is $25,270 in San Germán (BLS figure for the Mayaguez, PR metro area) and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category San Germán (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$455$1,530+$1,075+236.3%
Total Taxes (Federal, State, Local, FICA)$2,169$1,735-$434-20.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$1,075/mo (236.3%)
San Germán: $455/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$1,236/mo (212.7%)
San Germán: $581/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) Not published
San Germán: not published Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) Not published
San Germán: not published Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector San Germán Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

San Germán, PR to Austin-Round Rock-San Marcos, TX Relocation FAQs

A single filer earning $100,000 pays $26,032 in San Germán, PR (Puerto Rico $18,382, local $0) and $20,820 in Austin-Round Rock-San Marcos, TX (state $0, local $0): $5,212 less a year after the move. Puerto Rico residents pay Puerto Rico income tax instead of federal income tax on Puerto Rico wages (IRC 933), so federal income tax is $0 in San Germán, PR and $13,170 in Austin-Round Rock-San Marcos, TX; FICA does not change.

Triangular Relocation & Tax Silo

San Germán, PR to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to San Germán, PR
Relocation: San Germán, PR to Austin-Round Rock-San Marcos, TX Overview

San Germán, PR to Austin-Round Rock-San Marcos, TX: 2026 federal, state and local income tax, HUD Fair Market Rents and BLS wages compared on the same salary.

Quick answers
How do taxes compare between San Germán, PR and Austin-Round Rock-San Marcos, TX?

A single filer earning $100,000 pays $26,032 in San Germán, PR (Puerto Rico $18,382, local $0) and $20,820 in Austin-Round Rock-San Marcos, TX (state $0, local $0): $5,212 less a year after the move. Puerto Rico residents pay Puerto Rico income tax instead of federal income tax on Puerto Rico wages (IRC 933), so federal income tax is $0 in San Germán, PR and $13,170 in Austin-Round Rock-San Marcos, TX; FICA does not change.

What is the rent difference between San Germán, PR and Austin-Round Rock-San Marcos, TX?

HUD Fair Market Rent for a one-bedroom is $455 a month in San Germán, PR and $1,530 in Austin-Round Rock-San Marcos, TX; for a two-bedroom, $581 and $1,817. Over a year the one-bedroom difference is $12,900 (236.3%).