Interstate Relocation: Arizona → Illinois

Moving from Arizona to Illinois: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Arizona to Illinois.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +2.7 pts IL vs AZ, $100k single
Annual Tax Savings -$2,708 Federal + FICA + state, $100k
1BR Rent Change -11.1% Avg 1BR $1,053 vs $1,184/mo
Net Annual Difference -$1,135 Tax savings + 1BR rent savings

What changes when you move from Arizona to Illinois

Arizona has a flat 2.5% income tax and Illinois has a flat 4.95% income tax. On a $100,000 salary a single filer pays $2,098 in state income tax in Arizona and $4,805 in state income tax in Illinois. With federal income tax and FICA unchanged, total tax rises by $2,708 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,184 a month across Arizona's metro areas and $1,053 across Illinois's (-11.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $50,374 in Arizona and $54,104 in Illinois. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Arizona

Arizona Paycheck & Living Costs

Destination State: Illinois

Illinois Paycheck & Living Costs

Metropolitan Corridors Between Arizona & Illinois

Phoenix-Mesa-Chandler, AZ → Chicago-Naperville-Elgin, IL-IN On $100k: $2,708 more tax and $3,444 more 1BR rent a year
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Phoenix-Mesa-Chandler, AZ → Peoria, IL On $100k: $2,708 more tax and $6,384 less 1BR rent a year
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Tucson, AZ → Chicago-Naperville-Elgin, IL-IN On $100k: $2,708 more tax and $8,256 more 1BR rent a year
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Tucson, AZ → Peoria, IL On $100k: $2,708 more tax and $1,572 less 1BR rent a year
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Moving from Arizona to Illinois: Cost & Tax Comparison Overview

Moving from Arizona to Illinois on a $100,000 salary: pay $2,708 more in total taxes per year; average one-bedroom rent is $1,053 vs $1,184 a month (HUD FMR).

Quick answers
How much money will I save moving from Arizona to Illinois?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $2,708 higher in Illinois than in Arizona (2.7 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Illinois's metros is $1,053 a month, versus $1,184 in Arizona (-11.1%). Taxes and one-bedroom rent combined change by -$1,135 a year.

What are the key tax differences between Arizona and Illinois?

Arizona: Flat Tax, top rate 2.5%. Illinois: Flat Tax, top rate 4.95%. Federal income tax and FICA are the same in both states.