2026 Relocation & Cost Arbitrage Engine

Relocation: Phoenix-Mesa-Chandler, AZ to Peoria, IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Phoenix-Mesa-Chandler, AZ to Peoria, IL.

Popular Corridors:
Equivalent Salary
$79,800
To maintain parity
Cost of Living Delta
-20.2%
Overall expenditure basket
Annual Tax Delta
-$2,708
State + local taxes
Annual 1BR Rent Delta
-$6,384
HUD Fair Market Rents
Net Annual Buffer
+$3,676/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Phoenix-Mesa-Chandler, AZ

COL 124.8
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$2,098
Local / City Tax $0
Net Annual Take-Home $77,083
HUD 1BR Fair Market Rent -$17,916
Discretionary Cash Flow $59,167
Target Market
Destination Location

Peoria, IL

COL 99.6
Gross Parity Income $79,800
Federal Income Tax -$8,726
FICA (SS & Medicare) -$6,105
State Income Tax -$3,805
Local / City Tax $0
Net Annual Take-Home $61,164
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $49,632

EPI family budgets put living costs 20.2% lower in Peoria, IL than in Phoenix-Mesa-Chandler, AZ, so $100,000 in Phoenix goes about as far as $79,800 in Peoria. HUD's one-bedroom Fair Market Rent is $1,493 a month in Phoenix and $961 in Peoria, $6,384 a year less. On the same $100,000 salary a single filer pays $2,708 more a year in federal, state and local income tax and FICA in Peoria. Taxes and one-bedroom rent together leave you about $3,676 a year better off. The BLS median wage across all occupations is $51,380 in Phoenix and $49,590 in Peoria.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Phoenix-Mesa-Chandler (Monthly) Peoria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,493$961-$532-35.6%
Food & Groceries$343$353+$10+2.9%
Transportation$1,021$1,052+$31+3.0%
Healthcare$402$590+$188+46.8%
Other Necessities$582$332-$250-43.0%
Total Taxes (Federal, State, Local, FICA)$1,910$2,135+$225+11.8%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$532/mo (-35.6%)
Phoenix-Mesa-Chandler: $1,493/mo Peoria: $961/mo
2-Bedroom Fair Market Rent -$522/mo (-30.1%)
Phoenix-Mesa-Chandler: $1,734/mo Peoria: $1,212/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$5.57/hr (-20.2%)
Phoenix-Mesa-Chandler: $27.59/hr Peoria: $22.02/hr
2 Adults + 1 Child (per earner) -$2.04/hr (-8.5%)
Phoenix-Mesa-Chandler: $23.95/hr Peoria: $21.91/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Phoenix-Mesa-Chandler Median Peoria Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,610$98,290-$320 (-0.3%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$100,830$81,010-$19,820 (-19.7%)View Dossier
Software EngineerTechnologyTechnology$131,750$130,590-$1,160 (-0.9%)View Dossier
Accountant & AuditorFinanceFinance$80,820$79,540-$1,280 (-1.6%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$100,780$123,730+$22,950 (+22.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$61,210$80,460+$19,250 (+31.4%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$94,900$96,530+$1,630 (+1.7%)View Dossier
Financial ManagerFinanceFinance$145,940$155,840+$9,900 (+6.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$169,720$173,870+$4,150 (+2.4%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$148,320$131,660-$16,660 (-11.2%)View Dossier
Plumber & PipefitterSkilled TradesSkilled Trades$63,750$85,090+$21,340 (+33.5%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$130,070$110,510-$19,560 (-15.0%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Phoenix-Mesa-Chandler, AZ to Peoria, IL Relocation FAQs

About $79,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (124.8 in Phoenix-Mesa-Chandler, AZ, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Phoenix-Mesa-Chandler, AZ to Peoria, IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Peoria, IL to Phoenix-Mesa-Chandler, AZ
Relocation: Phoenix-Mesa-Chandler, AZ to Peoria, IL Overview

Phoenix-Mesa-Chandler, AZ to Peoria, IL: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Phoenix-Mesa-Chandler, AZ to Peoria, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Peoria, IL to match $100,000 in Phoenix-Mesa-Chandler, AZ?

About $79,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (124.8 in Phoenix-Mesa-Chandler, AZ, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Is Peoria, IL cheaper than Phoenix-Mesa-Chandler, AZ?

EPI's family budgets for a single adult put overall living costs 20.2% lower in Peoria, IL than in Phoenix-Mesa-Chandler, AZ. The budgets cover housing, food, transportation, health care and other necessities.