Interstate Relocation: Illinois → Arizona

Moving from Illinois to Arizona: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Arizona.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -2.7 pts AZ vs IL, $100k single
Annual Tax Savings +$2,708 Federal + FICA + state, $100k
1BR Rent Change +12.4% Avg 1BR $1,184 vs $1,053/mo
Net Annual Difference +$1,135 Tax savings + 1BR rent savings

What changes when you move from Illinois to Arizona

Illinois has a flat 4.95% income tax and Arizona has a flat 2.5% income tax. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $2,098 in state income tax in Arizona. With federal income tax and FICA unchanged, total tax falls by $2,708 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $1,184 across Arizona's (+12.4%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $50,374 in Arizona. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Destination State: Arizona

Arizona Paycheck & Living Costs

Metropolitan Corridors Between Illinois & Arizona

Chicago-Naperville-Elgin, IL-IN → Phoenix-Mesa-Chandler, AZ On $100k: $2,708 less tax and $3,444 less 1BR rent a year
Compare
Chicago-Naperville-Elgin, IL-IN → Tucson, AZ On $100k: $2,708 less tax and $8,256 less 1BR rent a year
Compare
Peoria, IL → Phoenix-Mesa-Chandler, AZ On $100k: $2,708 less tax and $6,384 more 1BR rent a year
Compare
Peoria, IL → Tucson, AZ On $100k: $2,708 less tax and $1,572 more 1BR rent a year
Compare
Moving from Illinois to Arizona: Cost & Tax Comparison Overview

Moving from Illinois to Arizona on a $100,000 salary: pay $2,708 less in total taxes per year; average one-bedroom rent is $1,184 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to Arizona?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $2,708 lower in Arizona than in Illinois (2.7 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Arizona's metros is $1,184 a month, versus $1,053 in Illinois (+12.4%). Taxes and one-bedroom rent combined change by +$1,135 a year.

What are the key tax differences between Illinois and Arizona?

Illinois: Flat Tax, top rate 4.95%. Arizona: Flat Tax, top rate 2.5%. Federal income tax and FICA are the same in both states.