Moving from Florida to Texas: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Florida to Texas.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from Florida to Texas
Florida has no state income tax on wages and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $0 in state income tax in Florida and $0 in state income tax in Texas. HUD's one-bedroom Fair Market Rent averages $1,416 a month across Florida's metro areas and $1,035 across Texas's (-26.9%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $47,751 in Florida and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between Florida & Texas
Moving from Florida to Texas on a $100,000 salary: pay $0 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,416 a month (HUD FMR).
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $0 lower in Texas than in Florida (0.0 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,416 in Florida (-26.9%). Taxes and one-bedroom rent combined change by +$4,578 a year.
Florida: No State Income Tax, top rate 0%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.