Interstate Relocation: Texas → Florida

Moving from Texas to Florida: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Florida.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.0 pts FL vs TX, $100k single
Annual Tax Savings +$0 Federal + FICA + state, $100k
1BR Rent Change +36.9% Avg 1BR $1,416 vs $1,035/mo
Net Annual Difference -$4,578 Tax savings + 1BR rent savings

What changes when you move from Texas to Florida

Texas has no state income tax on wages and Florida has no state income tax on wages. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $0 in state income tax in Florida. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $1,416 across Florida's (+36.9%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $47,751 in Florida. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Destination State: Florida

Florida Paycheck & Living Costs

Metropolitan Corridors Between Texas & Florida

Moving from Texas to Florida: Cost & Tax Comparison Overview

Moving from Texas to Florida on a $100,000 salary: pay $0 less in total taxes per year; average one-bedroom rent is $1,416 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to Florida?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $0 lower in Florida than in Texas (0.0 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Florida's metros is $1,416 a month, versus $1,035 in Texas (+36.9%). Taxes and one-bedroom rent combined change by -$4,578 a year.

What are the key tax differences between Texas and Florida?

Texas: No State Income Tax, top rate 0%. Florida: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.