2026 Relocation & Cost Arbitrage Engine

Relocation: Peoria, IL to Phoenix-Mesa-Chandler, AZ

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Peoria, IL to Phoenix-Mesa-Chandler, AZ.

Popular Corridors:
Equivalent Salary
$125,300
To maintain parity
Cost of Living Delta
+25.3%
Overall expenditure basket
Annual Tax Delta
+$2,708
State + local taxes
Annual 1BR Rent Delta
+$6,384
HUD Fair Market Rents
Net Annual Buffer
-$3,676/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Peoria, IL

COL 99.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,805
Local / City Tax $0
Net Annual Take-Home $74,375
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $62,843
Target Market
Destination Location

Phoenix-Mesa-Chandler, AZ

COL 124.8
Gross Parity Income $125,300
Federal Income Tax -$18,806
FICA (SS & Medicare) -$9,585
State Income Tax -$2,730
Local / City Tax $0
Net Annual Take-Home $94,179
HUD 1BR Fair Market Rent -$17,916
Discretionary Cash Flow $76,263

EPI family budgets put living costs 25.3% higher in Phoenix-Mesa-Chandler, AZ than in Peoria, IL, so $100,000 in Peoria goes about as far as $125,300 in Phoenix. HUD's one-bedroom Fair Market Rent is $961 a month in Peoria and $1,493 in Phoenix, $6,384 a year more. On the same $100,000 salary a single filer pays $2,708 less a year in federal, state and local income tax and FICA in Phoenix. Taxes and one-bedroom rent together leave you about $3,676 a year worse off. The BLS median wage across all occupations is $49,590 in Peoria and $51,380 in Phoenix.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Peoria (Monthly) Phoenix-Mesa-Chandler (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$961$1,493+$532+55.4%
Food & Groceries$353$343-$10-2.8%
Transportation$1,052$1,021-$31-2.9%
Healthcare$590$402-$188-31.9%
Other Necessities$332$582+$250+75.3%
Total Taxes (Federal, State, Local, FICA)$2,135$1,910-$225-10.5%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$532/mo (55.4%)
Peoria: $961/mo Phoenix-Mesa-Chandler: $1,493/mo
2-Bedroom Fair Market Rent +$522/mo (43.1%)
Peoria: $1,212/mo Phoenix-Mesa-Chandler: $1,734/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$5.57/hr (25.3%)
Peoria: $22.02/hr Phoenix-Mesa-Chandler: $27.59/hr
2 Adults + 1 Child (per earner) +$2.04/hr (9.3%)
Peoria: $21.91/hr Phoenix-Mesa-Chandler: $23.95/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Peoria Median Phoenix-Mesa-Chandler Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,290$98,610+$320 (+0.3%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$81,010$100,830+$19,820 (+24.5%)View Dossier
Software EngineerTechnologyTechnology$130,590$131,750+$1,160 (+0.9%)View Dossier
Accountant & AuditorFinanceFinance$79,540$80,820+$1,280 (+1.6%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$123,730$100,780-$22,950 (-18.5%)View Dossier
ElectricianSkilled TradesSkilled Trades$80,460$61,210-$19,250 (-23.9%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$96,530$94,900-$1,630 (-1.7%)View Dossier
Financial ManagerFinanceFinance$155,840$145,940-$9,900 (-6.4%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,870$169,720-$4,150 (-2.4%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$131,660$148,320+$16,660 (+12.7%)View Dossier
Plumber & PipefitterSkilled TradesSkilled Trades$85,090$63,750-$21,340 (-25.1%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$110,510$130,070+$19,560 (+17.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Peoria, IL to Phoenix-Mesa-Chandler, AZ Relocation FAQs

About $125,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 124.8 in Phoenix-Mesa-Chandler, AZ, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Peoria, IL to Phoenix-Mesa-Chandler, AZ: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Phoenix-Mesa-Chandler, AZ to Peoria, IL
Relocation: Peoria, IL to Phoenix-Mesa-Chandler, AZ Overview

Peoria, IL to Phoenix-Mesa-Chandler, AZ: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Peoria, IL to Phoenix-Mesa-Chandler, AZ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Phoenix-Mesa-Chandler, AZ to match $100,000 in Peoria, IL?

About $125,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 124.8 in Phoenix-Mesa-Chandler, AZ, from EPI family budgets); taxes are compared separately below.

Is Phoenix-Mesa-Chandler, AZ cheaper than Peoria, IL?

EPI's family budgets for a single adult put overall living costs 25.3% higher in Phoenix-Mesa-Chandler, AZ than in Peoria, IL. The budgets cover housing, food, transportation, health care and other necessities.