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Interstate Relocation: Illinois → Florida

Moving from Illinois to Florida: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Florida.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -4.8 pts FL vs IL, $100k single
Annual Tax Savings +$4,805 Federal + FICA + state, $100k
1BR Rent Change +34.5% Avg 1BR $1,416 vs $1,053/mo
Net Annual Difference +$449 Tax savings + 1BR rent savings

What changes when you move from Illinois to Florida

Illinois has a flat 4.95% income tax and Florida has no state income tax on wages. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $0 in state income tax in Florida. With federal income tax and FICA unchanged, total tax falls by $4,805 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $1,416 across Florida's (+34.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $47,751 in Florida. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Florida

Florida Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Florida to IllinoisNational Relocation Hub

Metropolitan Corridors Between Illinois & Florida

Chicago-Naperville-Elgin, IL-IN → Tampa-St. Petersburg-Clearwater, FL On $100k: $4,805 less tax and $1,584 less 1BR rent a year
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Chicago-Naperville-Elgin, IL-IN → Orlando-Kissimmee-Sanford, FL On $100k: $4,805 less tax and $648 less 1BR rent a year
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Peoria, IL → Tampa-St. Petersburg-Clearwater, FL On $100k: $4,805 less tax and $8,244 more 1BR rent a year
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Peoria, IL → Orlando-Kissimmee-Sanford, FL On $100k: $4,805 less tax and $9,180 more 1BR rent a year
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Moving from Illinois to Florida: Cost & Tax Comparison Overview

Moving from Illinois to Florida on a $100,000 salary: pay $4,805 less in total taxes per year; average one-bedroom rent is $1,416 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to Florida?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,805 lower in Florida than in Illinois (4.8 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Florida's metros is $1,416 a month, versus $1,053 in Illinois (+34.5%). Taxes and one-bedroom rent combined change by +$449 a year.

What are the key tax differences between Illinois and Florida?

Illinois: Flat Tax, top rate 4.95%. Florida: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.