2026 Relocation & Cost Arbitrage Engine

Relocation: Peoria, IL to Tampa-St. Petersburg-Clearwater, FL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Peoria, IL to Tampa-St. Petersburg-Clearwater, FL.

Popular Corridors:
Equivalent Salary
$125,100
To maintain parity
Cost of Living Delta
+25.1%
Overall expenditure basket
Annual Tax Delta
+$4,805
State + local taxes
Annual 1BR Rent Delta
+$8,244
HUD Fair Market Rents
Net Annual Buffer
-$3,439/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Peoria, IL

COL 99.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,805
Local / City Tax $0
Net Annual Take-Home $74,375
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $62,843
Target Market
Destination Location

Tampa-St. Petersburg-Clearwater, FL

COL 124.5
Gross Parity Income $125,100
Federal Income Tax -$18,758
FICA (SS & Medicare) -$9,570
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $96,772
HUD 1BR Fair Market Rent -$19,776
Discretionary Cash Flow $76,996

EPI family budgets put living costs 25.1% higher in Tampa-St. Petersburg-Clearwater, FL than in Peoria, IL, so $100,000 in Peoria goes about as far as $125,100 in Tampa. HUD's one-bedroom Fair Market Rent is $961 a month in Peoria and $1,648 in Tampa, $8,244 a year more. On the same $100,000 salary a single filer pays $4,805 less a year in federal, state and local income tax and FICA in Tampa. Taxes and one-bedroom rent together leave you about $3,439 a year worse off. The BLS median wage across all occupations is $49,590 in Peoria and $48,940 in Tampa.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Peoria (Monthly) Tampa-St. Petersburg-Clearwater (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$961$1,648+$687+71.5%
Food & Groceries$353$376+$23+6.5%
Transportation$1,052$950-$102-9.7%
Healthcare$590$472-$118-20.0%
Other Necessities$332$603+$271+81.6%
Total Taxes (Federal, State, Local, FICA)$2,135$1,735-$400-18.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$687/mo (71.5%)
Peoria: $961/mo Tampa-St. Petersburg-Clearwater: $1,648/mo
2-Bedroom Fair Market Rent +$705/mo (58.2%)
Peoria: $1,212/mo Tampa-St. Petersburg-Clearwater: $1,917/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$5.52/hr (25.1%)
Peoria: $22.02/hr Tampa-St. Petersburg-Clearwater: $27.54/hr
2 Adults + 1 Child (per earner) +$1.51/hr (6.9%)
Peoria: $21.91/hr Tampa-St. Petersburg-Clearwater: $23.42/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Peoria Median Tampa-St. Petersburg-Clearwater Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$81,010$85,470+$4,460 (+5.5%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$98,290$103,670+$5,380 (+5.5%)View Dossier
Accountant & AuditorFinanceFinance$79,540$78,990-$550 (-0.7%)View Dossier
Software EngineerTechnologyTechnology$130,590$130,450-$140 (-0.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$96,530$95,840-$690 (-0.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$123,730$97,780-$25,950 (-21.0%)View Dossier
Financial ManagerFinanceFinance$155,840$157,480+$1,640 (+1.1%)View Dossier
ElectricianSkilled TradesSkilled Trades$80,460$57,450-$23,010 (-28.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$131,660$132,010+$350 (+0.3%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$110,510$124,980+$14,470 (+13.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,870$168,470-$5,400 (-3.1%)View Dossier
HVAC/R TechnicianSkilled TradesSkilled Trades$78,710$50,540-$28,170 (-35.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Peoria, IL to Tampa-St. Petersburg-Clearwater, FL Relocation FAQs

About $125,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 124.5 in Tampa-St. Petersburg-Clearwater, FL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Peoria, IL to Tampa-St. Petersburg-Clearwater, FL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Tampa-St. Petersburg-Clearwater, FL to Peoria, IL
Relocation: Peoria, IL to Tampa-St. Petersburg-Clearwater, FL Overview

Peoria, IL to Tampa-St. Petersburg-Clearwater, FL: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same. Official 2026 economic data for Relocation: Peoria, IL to Tampa-St. Petersburg-Clearwater, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Tampa-St. Petersburg-Clearwater, FL to match $100,000 in Peoria, IL?

About $125,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 124.5 in Tampa-St. Petersburg-Clearwater, FL, from EPI family budgets); taxes are compared separately below.

Is Tampa-St. Petersburg-Clearwater, FL cheaper than Peoria, IL?

EPI's family budgets for a single adult put overall living costs 25.1% higher in Tampa-St. Petersburg-Clearwater, FL than in Peoria, IL. The budgets cover housing, food, transportation, health care and other necessities.