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Interstate Relocation: Illinois → Indiana

Moving from Illinois to Indiana: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Indiana.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -1.9 pts IN vs IL, $100k single
Annual Tax Savings +$1,885 Federal + FICA + state, $100k
1BR Rent Change -6.2% Avg 1BR $988 vs $1,053/mo
Net Annual Difference +$2,668 Tax savings + 1BR rent savings

What changes when you move from Illinois to Indiana

Illinois has a flat 4.95% income tax and Indiana has a flat 2.95% income tax. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $2,921 in state income tax in Indiana. With federal income tax and FICA unchanged, total tax falls by $1,885 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $988 across Indiana's (-6.2%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $48,312 in Indiana. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Indiana

Indiana Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Indiana to IllinoisNational Relocation Hub

Metropolitan Corridors Between Illinois & Indiana

Chicago-Naperville-Elgin, IL-IN → Indianapolis-Carmel-Greenwood, IN On $100k: $115 more tax and $5,328 less 1BR rent a year
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Chicago-Naperville-Elgin, IL-IN → Fort Wayne, IN On $100k: $311 less tax and $9,048 less 1BR rent a year
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Peoria, IL → Indianapolis-Carmel-Greenwood, IN On $100k: $115 more tax and $4,500 more 1BR rent a year
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Peoria, IL → Fort Wayne, IN On $100k: $311 less tax and $780 more 1BR rent a year
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Moving from Illinois to Indiana: Cost & Tax Comparison Overview

Moving from Illinois to Indiana on a $100,000 salary: pay $1,885 less in total taxes per year; average one-bedroom rent is $988 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to Indiana?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,885 lower in Indiana than in Illinois (1.9 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Indiana's metros is $988 a month, versus $1,053 in Illinois (-6.2%). Taxes and one-bedroom rent combined change by +$2,668 a year.

What are the key tax differences between Illinois and Indiana?

Illinois: Flat Tax, top rate 4.95%. Indiana: Flat Tax, top rate 2.95%. Federal income tax and FICA are the same in both states.