Industries Metros Compare Paycheck Cost of Living Relocation Offer Compare
Interstate Relocation: Indiana → Illinois

Moving from Indiana to Illinois: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Indiana to Illinois.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +1.9 pts IL vs IN, $100k single
Annual Tax Savings -$1,885 Federal + FICA + state, $100k
1BR Rent Change +6.6% Avg 1BR $1,053 vs $988/mo
Net Annual Difference -$2,668 Tax savings + 1BR rent savings

What changes when you move from Indiana to Illinois

Indiana has a flat 2.95% income tax and Illinois has a flat 4.95% income tax. On a $100,000 salary a single filer pays $2,921 in state income tax in Indiana and $4,805 in state income tax in Illinois. With federal income tax and FICA unchanged, total tax rises by $1,885 a year after the move. HUD's one-bedroom Fair Market Rent averages $988 a month across Indiana's metro areas and $1,053 across Illinois's (+6.6%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $48,312 in Indiana and $54,104 in Illinois. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Indiana

Indiana Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Illinois

Illinois Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Illinois to IndianaNational Relocation Hub

Metropolitan Corridors Between Indiana & Illinois

Indianapolis-Carmel-Greenwood, IN → Chicago-Naperville-Elgin, IL-IN On $100k: $115 less tax and $5,328 more 1BR rent a year
Compare
Indianapolis-Carmel-Greenwood, IN → Peoria, IL On $100k: $115 less tax and $4,500 less 1BR rent a year
Compare
Fort Wayne, IN → Chicago-Naperville-Elgin, IL-IN On $100k: $311 more tax and $9,048 more 1BR rent a year
Compare
Fort Wayne, IN → Peoria, IL On $100k: $311 more tax and $780 less 1BR rent a year
Compare
Moving from Indiana to Illinois: Cost & Tax Comparison Overview

Moving from Indiana to Illinois on a $100,000 salary: pay $1,885 more in total taxes per year; average one-bedroom rent is $1,053 vs $988 a month (HUD FMR).

Quick answers
How much money will I save moving from Indiana to Illinois?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,885 higher in Illinois than in Indiana (1.9 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Illinois's metros is $1,053 a month, versus $988 in Indiana (+6.6%). Taxes and one-bedroom rent combined change by -$2,668 a year.

What are the key tax differences between Indiana and Illinois?

Indiana: Flat Tax, top rate 2.95%. Illinois: Flat Tax, top rate 4.95%. Federal income tax and FICA are the same in both states.